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Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
CFO October 1, 2008 Yasmin Ghahremani	Cash, Credit, or Cell Phone? Mobile payments may soon change the way Americans buy.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
U.S. Banker March 2010 Wade & Bills	Waiting For Contact The hardware works, and consumers worldwide think it's a cool idea. Still, near-field communication chips have made about zero progress morphing mobile phones into contactless payment tools.
Bank Systems & Technology February 21, 2008 Nancy Feig	BART Pilot Allows Users to Pay for Mass Transit Fares With Mobile Phones The Bay Area Rapid Transit trial likely will become a model for future mobile payments initiatives.
Entrepreneur July 2007 Jennifer Pellet	New Way to Pay Looking for a way to offer customers greater payment convenience? A mobile platform recently introduced by Visa is paving the way for merchants to accept payments from cell phones - though the technology has yet to reach the States.
Bank Technology News October 2008 Glen Fest	Payment 'Stickers' Debut In Denver The Democratic National Convention in Denver was a coming-out party of sorts for First Data's near-term answer to the drive toward near-field communications technology.
Bank Technology News March 2007 Glen Fest	Mobile Payments: FSTC Wants Turf Talks for Mobile Wallets FSTC and Clearing House officials are examining ways to find common ground and agreed-upon standards allowing banks, carriers and cell-phone manufacturers to finally roll out the mobile wallet that remains frustratingly futuristic.
Bank Systems & Technology July 24, 2008 Orla O'Sullivan	MasterCard to Enable P-to-P Mobile Payments by Cell Phone A new option to originate transfers via text message from cell phones may make person-to-person payments more popular.
Bank Technology News December 2010 Andrew Johnson	2010 Was Banking's Year of Mobile; Payments Next The recent Verizon, At&T, and Discover deals, along with a few others, suggests that next year will be the year that mobile payments dominate the headlines in the United States. But which business model will lead the industry is still anyone's guess.
Bank Technology News May 2010 John Adams	On Your Chip, Get Set, Pay!! Before the mobile contactless payments race has even kicked off, First Data and Visa have grabbed the wheels of the pace car to move the pack faster.
InternetNews March 21, 2007 Michael Hickins	Mobile Payment Systems Get Traction New programs in Europe and Africa demonstrate the potential of cell phone-based payment systems.
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
The Motley Fool March 28, 2007 Nathan Parmelee	E-Money Around the World In the move toward a cashless society, the U.S. is lagging behind other parts of the world.
Bank Technology News April 2011 Andrew Johnson	Apple Delays NFC Apple Inc. boasts that its iPhone "changes everything," but against the expectations of many bankers, it may not be changing payments-at least not this year.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	U.S. Mobile Financial Services Still Needs Operating Model With mobile banking on the rise in the U.S., institutions still are challenged to find the best operating model.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
The Motley Fool December 17, 2010 Gabriel et al.	Carriers to Build Mobile Phone Payment Network Will we soon be swiping our cell phones in the check-out line?
Bank Technology News June 2007 John Adams	Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States.
Bank Systems & Technology May 15, 2008 Paula Damiano	Contactless Payments Are a Stepping-Stone to Mobile Cooperation among disparate entities is the key to achieving mobile payments.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
Entrepreneur July 2006 Amanda C. Kooser	Pay It Forward New payment technologies make spending safer and easier.
Bank Systems & Technology March 29, 2006 Elena Malykhina	Will the U.S. Embrace Cell-Phone-as-Wallet? In 18 months, consumers might not need their wallets to pay for movie tickets or gas at the pump. They'll be able to use their cell phones instead - a concept that already is gaining popularity in Europe and Asia.
U.S. Banker July 2008 Karen Krebsbach	Waiting for the Call Cellphone banking is emerging as an important link that could bring the most basic financial services to the globe's billions of unbanked cellphone users.
Entrepreneur October 2007 Jason Lee	Way to Pay New technologies make buying easier than ever. Cutting-edge advances in smart-card microchips and wireless solutions are giving consumers the option of leaving their cash and credit cards at home in favor of driver's licenses and cell phones.
HBS Working Knowledge February 14, 2005 Julie Jette	Ka-Ching! Mobile Commerce Gets Closer Will a day dawn when all the information in consumers' wallets can be contained in their cell phone? Cyberposium panelists sort fact from hype.
CRM March 2015 Leonard Klie	Mobile Payment Evolution Is Underway Mobile spending projected to reach $1.42 billion by 2019.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Information Today October 22, 2012 Nancy K. Herther	Google, Apple Expand Micropayment Systems for Web Content and Mobile Purchasing Google Wallet now lets users purchase web content. Users can sample some portion of the web content, but seeing more of the content will require paying a fee. The system also works for buying other types of products over the web.
InternetNews March 28, 2007 Nicholas Carlson	Visa: Credit Goes to Mobile Payments Visa's CEO called mobile devices the most promising payment platform in the world today.
Bank Technology News September 2007 John Engen	Mobile Banking's Second Act Some in the banking industry see mobile banking as the channel of the future.
Bank Systems & Technology February 5, 2010 Nathan Conz	Mobile Giving Outpacing Mobile Payments As indicated by the in flux of text message-based donations to Haiti earthquake relief foundations, mobile giving has taken off, but the mobile payments space as a whole has a long way to go.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
Bank Systems & Technology January 20, 2010 Penny Crosman	Omaha Bank Launches Person-to-Person Payments First National Bank of Omaha one of the first banks to offer customers the ability to send payments to others directly from their cell phones.
BusinessWeek June 6, 2005 Ian Rowley	$5,000? Put It On My Cell DoCoMo's next big move: Phones that double as credit cards.
U.S. Banker July 2007 Joseph Salesky	Mobile-Phone Banking: Coming to a Bank Near You The mobile phone is moving beyond voice communication and is poised to change the landscape with mobile banking.
U.S. Banker June 2007 John Engen	Mobile Banking's Second Act After an ill-fated spate of mobile-banking initiatives earlier this decade, some banks are again rushing to offer wireless services, convinced that the technology is ready for prime time even if carrier relations and technical standards remain unresolved.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Technology News June 2009 Steve Bills	New Bling for Alternative Payments "This is definitely an opportunity to shop local," says Meyer Malka, of Bling Nation, a Palo Alto, Ca.-based contactless payments startup that enables the formation of local merchant networks designed to increase payment revenue for institutions by outflanking national card networks.
Bank Technology News May 2009 Steve Bills	Which Comes First, Stickers or The Phones? Card companies are betting that if they stimulate consumer demand for mobile payments, it will spur the phone networks and manufacturers to move faster on improving the technology.
CRM February 2012 Leonard Klie	Consumers Want NFC-Enabled Mobile Wallets An analyst firm predicts that mobile shopping will create a multi billion-dollar industry for credit card companies, online retailers, and mobile operators.
Bank Technology News March 2008 John Adams	Is it Time for Tix by Cell? Will the growth of mobile banking and a broad increase in overall mobile phone functionality make consumers more comfortable with using mobile phones to make small purchases?
Bank Technology News June 2006 Glen Fest	Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
U.S. Banker September 2007 John Adams	Payments: U.S. Targeted by RBS In e-Payments Business Royal Bank of Scotland is a huge payments player in Europe, and it expects its global multi-payments expertise will help it win online business accounts in the United States. It has a good head start.
Bank Systems & Technology September 27, 2004 Cynthia Ramsaran	Customers Not Crazy for Contactless Credit and debit card customers currently are not interested in contactless and other new card technologies.
Bank Technology News April 1, 2008 Glen Fest	Mobile Play Puts Banks In Back Seat Mobilians International's MobiCash product allows people to charge purchases made using their mobile phones to their monthly phone bills. Ominously, for banks, it largely cuts them out of the equation.
Bank Systems & Technology June 9, 2010 Penny Crosman	Americans' Overall Cell Phone Use Dropping Overall mobile phone adoption dropped from 85% in 2009 to 74% in 2010, according to Javelin Research. But mobile-banking-friendly smart phone usage has grown 7%.