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Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
Entrepreneur June 2007 Jennifer Pellet	Fight the Fee Save money with PIN-based transactions.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Technology News December 2008 Glen Fest	A Very Tenacious Idea: Online PIN Debit Acculynk provides an alternative to both signature debit/credit card options as well as non-bank payments schemes such as eBay's PayPal business.
Bank Systems & Technology May 15, 2008 Paula Damiano	Contactless Payments Are a Stepping-Stone to Mobile Cooperation among disparate entities is the key to achieving mobile payments.
Entrepreneur July 2006 Amanda C. Kooser	Pay It Forward New payment technologies make spending safer and easier.
Bank Systems & Technology October 1, 2006 Nancy Feig	Contactless Payments Aim to Take a Bite Out of Small Cash Transactions The final frontier in payments is cash replacement for small transactions, according to Mark Friedman, president and CEO of Peppercoin.
Bank Systems & Technology September 27, 2004 Cynthia Ramsaran	Customers Not Crazy for Contactless Credit and debit card customers currently are not interested in contactless and other new card technologies.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Technology News July 2009 Mark Rennie Davis	High Volume Crucial to Contactless Success Successfully expanding the use of contactless payments enables issuers to capture myriad day-to-day spending -- on items such as fast food, newspapers, and groceries -- which consumers and merchants are reluctant to use plastic for.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Technology News June 2011 John Adams	Real U.S. Action on EMV Domestic momentum will necessitate major bank IT projects industry-wide to accommodate EMV card processing and authentication.
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Technology News May 2010 Jim Schlegel	US: To EMV Or Not? The promise of EMV is a borderless credit and debit card payment system that stops fraud early in its tracks at point of sale.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
InternetNews May 20, 2005 Susan Kuchinskas	Chase Customers Can 'Blink' at Register Chase Bank USA begins a national rollout of RFID-enabled charge cards.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Technology News February 2010 Daniel Wolfe	Has 'Tap and Go' Lost Its Touch? Issuers are mailing out contactless credit and debit cards by the millions, it's not clear how often they are being used.
Bank Technology News August 2006 Glen Fest	Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
Bank Technology News May 2009 Steve Bills	Which Comes First, Stickers or The Phones? Card companies are betting that if they stimulate consumer demand for mobile payments, it will spur the phone networks and manufacturers to move faster on improving the technology.
The Motley Fool February 9, 2007 Selena Maranjian	Convenient or Costly? New developments in credit cards have a hidden price tag.
Bank Technology News June 1, 2008 Glen Fest	Fractured World Of Contactless Cards To grow its Zip contactless payment platform, Discover Network has in place the chip orders, the merchant acquirer programs, terminal hardware deals and, of course, the user base. There's only one thing missing: the cards.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
InternetNews February 25, 2005 Susan Kuchinskas	Speed the Wireless Payment RFID-enabled 'proximity' payments could go wide in 2005, but it's up to merchants to make the move.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
CRM April 2013 Kelly Liyakasa	Adoption Problems Plague Digital Wallets Retailers must overcome security, awareness, and integration issues.
Bank Technology News April 2011 John Adams	Chips on The Table North Carolina's State Employee Credit Union is embracing a form of payment card technology that practically no one in the U.S. is using, has a large share of detractors and faces a potential multi-billion dollar merchant terminal migration to make it useful in the States.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
Bank Systems & Technology December 1, 2003 Cynthia Ramsaran	Contactless Trial Takes Off MasterCard introduces contactless card trials in smaller markets.
Bank Systems & Technology August 6, 2009 Nathan Conz	U.S. Bank Pilots Visa payWave on Unembossed Debit Cards U.S. Bank has launched a pilot program to instantly issue unembossed debit cards with Visa payWave technology.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
The Motley Fool March 28, 2007 Nathan Parmelee	E-Money Around the World In the move toward a cashless society, the U.S. is lagging behind other parts of the world.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
IEEE Spectrum June 2012 Mark Anderson	The High Cost of Taking Your Money Transaction costs to merchants vary wildly, depending on how you pay
Bank Technology News June 2009 Steve Bills	New Bling for Alternative Payments "This is definitely an opportunity to shop local," says Meyer Malka, of Bling Nation, a Palo Alto, Ca.-based contactless payments startup that enables the formation of local merchant networks designed to increase payment revenue for institutions by outflanking national card networks.
Bank Technology News May 2010 John Adams	On Your Chip, Get Set, Pay!! Before the mobile contactless payments race has even kicked off, First Data and Visa have grabbed the wheels of the pace car to move the pack faster.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
Bank Systems & Technology June 26, 2006 Nancy Feig	Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country.
CFO October 1, 2008 Yasmin Ghahremani	Cash, Credit, or Cell Phone? Mobile payments may soon change the way Americans buy.
Bank Technology News January 2008 John Adams	Remote Access: Metavante Bulks Up In Mobile Arms Race Tech firms are bulking up their product rosters and bank relationships through a series of acquisitions and partnerships, in preparation for the mobile payments race.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.