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Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
Bank Technology News January 2008 John Adams	Remote Access: Metavante Bulks Up In Mobile Arms Race Tech firms are bulking up their product rosters and bank relationships through a series of acquisitions and partnerships, in preparation for the mobile payments race.
Bank Technology News March 2008 John Adams	Is it Time for Tix by Cell? Will the growth of mobile banking and a broad increase in overall mobile phone functionality make consumers more comfortable with using mobile phones to make small purchases?
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
Bank Systems & Technology May 15, 2008 Paula Damiano	Contactless Payments Are a Stepping-Stone to Mobile Cooperation among disparate entities is the key to achieving mobile payments.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	U.S. Mobile Financial Services Still Needs Operating Model With mobile banking on the rise in the U.S., institutions still are challenged to find the best operating model.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Technology News March 2007 Glen Fest	Mobile Payments: FSTC Wants Turf Talks for Mobile Wallets FSTC and Clearing House officials are examining ways to find common ground and agreed-upon standards allowing banks, carriers and cell-phone manufacturers to finally roll out the mobile wallet that remains frustratingly futuristic.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
U.S. Banker August 2009 Charles Keenan	The Next Frontier Experts say there's good reason to believe that mobile payments will become as widespread as Internet banking and ATMs. And if banks aren't ready, other providers, such as wireless phone carriers and payment vendors, will steal the show.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
CFO October 1, 2008 Yasmin Ghahremani	Cash, Credit, or Cell Phone? Mobile payments may soon change the way Americans buy.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
Bank Systems & Technology December 23, 2007 Nancy Feig	Mobile Banking Experiencing Increased Adoption Mobile banking is causing a flurry of activity in the U.S. financial services industry.
Entrepreneur July 2007 Jennifer Pellet	New Way to Pay Looking for a way to offer customers greater payment convenience? A mobile platform recently introduced by Visa is paving the way for merchants to accept payments from cell phones - though the technology has yet to reach the States.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
The Motley Fool March 28, 2007 Nathan Parmelee	E-Money Around the World In the move toward a cashless society, the U.S. is lagging behind other parts of the world.
Bank Technology News October 2004 Shane Kite	Electronic Payments: Turning a Cellphone Into a Mobile Wallet A hit overseas, digital-content downloads are becoming hot credit vehicles in the U.S. thanks to firms like Valista and Qpass. Banks should take this threat seriously.
Bank Technology News August 2007 Janey Place	Mobile Banking Needs A Leader The mobile channel can invigorate products, appeal to a new demographic, lower costs and improve customer service. But, it is another in a long list of channels that banks must build and support.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Technology News November 2007 Glen Fest	Cards: Alt-Pays and Cards: Friends...and Foes Research states online alternatives like PayPal, Bill Me Later and Google Checkout are a daunting challenge to the card firms - even when they are on the same page.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology September 17, 2008 Maria Bruno-Britz	Banks Missing Out on $5bn Revenue Opportunity in Expedited Payments Banks will essentially lose the payments franchise to billers, says Javelin Strategy & Research, if they don't take advantage of the opportunities around expedited payments.
Bank Technology News September 2007 John Engen	Mobile Banking's Second Act Some in the banking industry see mobile banking as the channel of the future.
Bank Technology News April 1, 2008 Glen Fest	Mobile Play Puts Banks In Back Seat Mobilians International's MobiCash product allows people to charge purchases made using their mobile phones to their monthly phone bills. Ominously, for banks, it largely cuts them out of the equation.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models.
Bank Technology News April 2008 James Van Dyke	Security Worries for P2P Mobile Mobile person-to-person payments and transfers (mobile P2P) offer an important potential income-generating step for financial institutions, if the can overcome the security concerns that worry would-be users.
Bank Technology News June 2006 Glen Fest	Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion.
Bank Systems & Technology December 1, 2006 Deena M. Amato-McCoy	The Handheld Bank Financial institutions are tapping the potential of wireless networks and mobile devices to serve their customers. As a result, these solutions are helping banks to deliver critical account information and strengthen customer relationships.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
Bank Technology News February 2001 David Rountree	For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice...
Bank Systems & Technology May 1, 2006 Maria Bruno-Britz	NACHA Takes Page From PayPal Electronic payments association NACHA plans to test a program that allows banks to act as intermediaries for consumers' online financial transactions, such as bill payments and purchases.
Bank Technology News November 2006 Holly Sraeel	Hold the Phones: Mobile Commerce Is Here Firethorn Holdings' recent alliance with Cingular Wireless authorizes the Atlanta-based mobile banking and payments provider to serve as a gateway between the carrier and U.S. financial institutions.
Entrepreneur July 2006 Amanda C. Kooser	Pay It Forward New payment technologies make spending safer and easier.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
U.S. Banker August 2006 Glen Fest	Burn to Bloom: Is Profit in the Offing? A new credit - and debit - card enabled offering from Yodlee is a sign the Web-banking industry may finally be emerging from the bill-pay subsidy game. Or is it?
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
Bank Technology News June 1, 2008 Glen Fest	Fractured World Of Contactless Cards To grow its Zip contactless payment platform, Discover Network has in place the chip orders, the merchant acquirer programs, terminal hardware deals and, of course, the user base. There's only one thing missing: the cards.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.