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Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Technology News June 2006 Glen Fest	Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion.
Bank Technology News March 2007 Glen Fest	Mobile Payments: FSTC Wants Turf Talks for Mobile Wallets FSTC and Clearing House officials are examining ways to find common ground and agreed-upon standards allowing banks, carriers and cell-phone manufacturers to finally roll out the mobile wallet that remains frustratingly futuristic.
Entrepreneur July 2007 Jennifer Pellet	New Way to Pay Looking for a way to offer customers greater payment convenience? A mobile platform recently introduced by Visa is paving the way for merchants to accept payments from cell phones - though the technology has yet to reach the States.
Bank Technology News January 2008 John Adams	Remote Access: Metavante Bulks Up In Mobile Arms Race Tech firms are bulking up their product rosters and bank relationships through a series of acquisitions and partnerships, in preparation for the mobile payments race.
Bank Technology News May 2010 John Adams	On Your Chip, Get Set, Pay!! Before the mobile contactless payments race has even kicked off, First Data and Visa have grabbed the wheels of the pace car to move the pack faster.
Bank Technology News February 2007 Glen Fest	Mobile Payments: Fair Play In HSBC Phone Pay Trial HSBC Credit Card Services is piloting the viability of mobile phones enabled with the Near Field Communication standard to measure interest in using phones with MasterCard's PayPass system. The trial is the latest stab at proving the viability of the mobile wallet.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
CFO October 1, 2008 Yasmin Ghahremani	Cash, Credit, or Cell Phone? Mobile payments may soon change the way Americans buy.
InternetNews January 10, 2007 Nicholas Carlson	Visa Mobilizes Payments Platform Visa launched a suite of mobile technology tools, applications, security standards and business models meant to lay the foundation for the commercial availability of mobile payments and services to millions of mobile users around the world.
U.S. Banker March 2010 Wade & Bills	Waiting For Contact The hardware works, and consumers worldwide think it's a cool idea. Still, near-field communication chips have made about zero progress morphing mobile phones into contactless payment tools.
Bank Technology News June 2007 Glen Fest	Mobile Banking: Mobile Banking is Finally Almost Here. Really. An adoption surge, fueled by user technology and industry convergence, is expected to propel mobile banking's march to the financial services mainstream within three years.
Bank Technology News December 2010 Andrew Johnson	2010 Was Banking's Year of Mobile; Payments Next The recent Verizon, At&T, and Discover deals, along with a few others, suggests that next year will be the year that mobile payments dominate the headlines in the United States. But which business model will lead the industry is still anyone's guess.
Bank Systems & Technology December 23, 2007 Nick Holland	Forecasts Underestimate the Growth Potential for Mobile Banking Services in the U.S. Even a relatively muted uptake of mobile banking services among mobile subscribers can result in impressive numbers in the U.S., where mobile subscriber penetration has reached more than 80 percent of the population.
Bank Systems & Technology February 21, 2008 Nancy Feig	BART Pilot Allows Users to Pay for Mass Transit Fares With Mobile Phones The Bay Area Rapid Transit trial likely will become a model for future mobile payments initiatives.
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
InternetNews October 13, 2004 Susan Kuchinskas	Motorola Tests M-Commerce Motorola and MasterCard want to prove that reducing the fumble factor can save merchants money.
InternetNews March 28, 2007 Nicholas Carlson	Visa: Credit Goes to Mobile Payments Visa's CEO called mobile devices the most promising payment platform in the world today.
Bank Technology News March 2011 John Adams	MasterCard Globetrots To Push Mobile MasterCard is lining up local partners and its own innovation lab to sell contactless transactions.
Bank Systems & Technology December 23, 2007 Nancy Feig	Mobile Banking Experiencing Increased Adoption Mobile banking is causing a flurry of activity in the U.S. financial services industry.
Bank Systems & Technology December 1, 2003 Cynthia Ramsaran	Contactless Trial Takes Off MasterCard introduces contactless card trials in smaller markets.
Bank Technology News October 2004 Shane Kite	Electronic Payments: Turning a Cellphone Into a Mobile Wallet A hit overseas, digital-content downloads are becoming hot credit vehicles in the U.S. thanks to firms like Valista and Qpass. Banks should take this threat seriously.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
Bank Technology News May 2009 Steve Bills	Which Comes First, Stickers or The Phones? Card companies are betting that if they stimulate consumer demand for mobile payments, it will spur the phone networks and manufacturers to move faster on improving the technology.
Bank Systems & Technology June 10, 2010 Matt Gunn	Citi Brings PayPass to Cell Phones Expanding its contactless payment offerings, New York-based Citibank is now offering its customers the Citi payment tag, a MasterCard PayPass-enabled sticker that can be placed on the back of cell phones.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	U.S. Mobile Financial Services Still Needs Operating Model With mobile banking on the rise in the U.S., institutions still are challenged to find the best operating model.
Bank Technology News April 2008 James Van Dyke	Security Worries for P2P Mobile Mobile person-to-person payments and transfers (mobile P2P) offer an important potential income-generating step for financial institutions, if the can overcome the security concerns that worry would-be users.
Bank Technology News August 2007 Janey Place	Mobile Banking Needs A Leader The mobile channel can invigorate products, appeal to a new demographic, lower costs and improve customer service. But, it is another in a long list of channels that banks must build and support.
Bank Systems & Technology May 15, 2008 Paula Damiano	Contactless Payments Are a Stepping-Stone to Mobile Cooperation among disparate entities is the key to achieving mobile payments.
HBS Working Knowledge February 14, 2005 Julie Jette	Ka-Ching! Mobile Commerce Gets Closer Will a day dawn when all the information in consumers' wallets can be contained in their cell phone? Cyberposium panelists sort fact from hype.
Bank Technology News April 1, 2008 Glen Fest	Mobile Play Puts Banks In Back Seat Mobilians International's MobiCash product allows people to charge purchases made using their mobile phones to their monthly phone bills. Ominously, for banks, it largely cuts them out of the equation.
U.S. Banker July 2007 Joseph Salesky	Mobile-Phone Banking: Coming to a Bank Near You The mobile phone is moving beyond voice communication and is poised to change the landscape with mobile banking.
Bank Technology News September 2007 John Engen	Mobile Banking's Second Act Some in the banking industry see mobile banking as the channel of the future.
The Motley Fool November 15, 2007 Dave Mock	Qualcomm Banks on Firethorn The wireless-technology developer thinks the time for mobile banking has finally come, and spends $210 million to buy Firethorn, a privately held firm that has developed a platform to facilitate secure transactions.
Bank Technology News June 1, 2008 Glen Fest	Fractured World Of Contactless Cards To grow its Zip contactless payment platform, Discover Network has in place the chip orders, the merchant acquirer programs, terminal hardware deals and, of course, the user base. There's only one thing missing: the cards.
Bank Systems & Technology July 24, 2008 Orla O'Sullivan	MasterCard to Enable P-to-P Mobile Payments by Cell Phone A new option to originate transfers via text message from cell phones may make person-to-person payments more popular.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
Entrepreneur July 2006 Amanda C. Kooser	Pay It Forward New payment technologies make spending safer and easier.
U.S. Banker June 2007 John Engen	Mobile Banking's Second Act After an ill-fated spate of mobile-banking initiatives earlier this decade, some banks are again rushing to offer wireless services, convinced that the technology is ready for prime time even if carrier relations and technical standards remain unresolved.
Bank Technology News December 2007	Mobile banking: Are Texting Services Here to Stay or Not? Text-message banking isn't considered a killer app, but qualifies as the easiest road to launching mobile financial services.
CIO February 1, 2007 Michael Fitzgerald	All Charged Up MasterCard gets a payoff through a flexible approach to IT-enabled product development.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
Bank Systems & Technology January 24, 2008 Maria Bruno-Britz	Mitek Launches Mobile Phone Check Capture Solution San Diego-based Mitek Systems has launched a remote check capture product for the mobile phone.
Bank Systems & Technology December 23, 2007 Nancy Feig	Banks Find Opportunity In Apple's iPod England's Nationwide Building Society has a history of being a technology trailblazer. It was the first financial services provider in the U.K. to launch an online bank, and now it is offering access to its online bank via the Apple iPhone and iPod Touch.
The Motley Fool October 12, 2010 Matt Koppenheffer	Global Payments Shares Plunged: What You Need to Know Shares of payment processor Global Payments slipped more than 10% in intraday trading as investors digested worse-than-expected earnings.
InternetNews November 4, 2004 Michael Singer	PayPal Eyeing Mobile Micropayments? Online payment provider PayPal's move to expand its mobile payment service division could be another sign that micropayments are gaining traction in the mobile market
Bank Systems & Technology March 29, 2006 Elena Malykhina	Will the U.S. Embrace Cell-Phone-as-Wallet? In 18 months, consumers might not need their wallets to pay for movie tickets or gas at the pump. They'll be able to use their cell phones instead - a concept that already is gaining popularity in Europe and Asia.
Bank Systems & Technology September 17, 2008 Maria Bruno-Britz	Banks Missing Out on $5bn Revenue Opportunity in Expedited Payments Banks will essentially lose the payments franchise to billers, says Javelin Strategy & Research, if they don't take advantage of the opportunities around expedited payments.