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Bank Technology News June 2007 Glen Fest	Mobile Banking: Mobile Banking is Finally Almost Here. Really. An adoption surge, fueled by user technology and industry convergence, is expected to propel mobile banking's march to the financial services mainstream within three years.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology December 23, 2007 Nick Holland	Forecasts Underestimate the Growth Potential for Mobile Banking Services in the U.S. Even a relatively muted uptake of mobile banking services among mobile subscribers can result in impressive numbers in the U.S., where mobile subscriber penetration has reached more than 80 percent of the population.
U.S. Banker June 2007 John Engen	Mobile Banking's Second Act After an ill-fated spate of mobile-banking initiatives earlier this decade, some banks are again rushing to offer wireless services, convinced that the technology is ready for prime time even if carrier relations and technical standards remain unresolved.
InternetNews December 21, 2007 Kenneth Corbin	A 'Building Year' For Mobile Banking Research firm Celent looks ahead to the coming year in banking technology.
Bank Technology News September 2007 John Engen	Mobile Banking's Second Act Some in the banking industry see mobile banking as the channel of the future.
Bank Technology News August 2007 Janey Place	Mobile Banking Needs A Leader The mobile channel can invigorate products, appeal to a new demographic, lower costs and improve customer service. But, it is another in a long list of channels that banks must build and support.
Bank Systems & Technology December 23, 2007 Nancy Feig	Mobile Banking Experiencing Increased Adoption Mobile banking is causing a flurry of activity in the U.S. financial services industry.
Bank Technology News January 2008 John Adams	Remote Access: Metavante Bulks Up In Mobile Arms Race Tech firms are bulking up their product rosters and bank relationships through a series of acquisitions and partnerships, in preparation for the mobile payments race.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	Wells Fargo Mobile Strategy Looks at All Customer Segments One of the first financial institutions to offer online banking, Wells Fargo now is among the pioneers of mobile banking in the United States, providing m-banking not only to its consumer customers, but to businesses as well.
U.S. Banker July 2007 Joseph Salesky	Mobile-Phone Banking: Coming to a Bank Near You The mobile phone is moving beyond voice communication and is poised to change the landscape with mobile banking.
Bank Systems & Technology September 17, 2008 Maria Bruno-Britz	Banks Missing Out on $5bn Revenue Opportunity in Expedited Payments Banks will essentially lose the payments franchise to billers, says Javelin Strategy & Research, if they don't take advantage of the opportunities around expedited payments.
Bank Technology News October 2007 Glen Fest	Authentication: Can You Protect Me Now? Banks have critical decisions to make regarding mobile's unique vulnerabilities, and there's been little consensus on the right security play for multi-factor authentication.
InternetNews November 15, 2007 Kenneth Corbin	AT&T, Qualcomm Hope to Cash in on Mobile Banking AT&T debuts a banking service, while Qualcomm snaps up a technology vendor.
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
Bank Technology News April 1, 2008 Glen Fest	Mobile Play Puts Banks In Back Seat Mobilians International's MobiCash product allows people to charge purchases made using their mobile phones to their monthly phone bills. Ominously, for banks, it largely cuts them out of the equation.
Bank Technology News October 2004 Shane Kite	Electronic Payments: Turning a Cellphone Into a Mobile Wallet A hit overseas, digital-content downloads are becoming hot credit vehicles in the U.S. thanks to firms like Valista and Qpass. Banks should take this threat seriously.
Bank Systems & Technology February 7, 2008 Maria Bruno-Britz	ACI and mFoundy Team Up for Mobile Banking Payments solutions provider ACI Worldwide and mFoundry, makers of mobile banking solutions, announce that they will create a joint m-banking application.
Bank Systems & Technology August 21, 2008 Orla O'Sullivan	Mobile Banking Takes Off ... Or Does It? Banks view mobile banking as a tremendous opportunity, as the channel potentially offers new revenue streams from mobile payments; new marketing and service opportunities
Bank Technology News April 2008 James Van Dyke	Security Worries for P2P Mobile Mobile person-to-person payments and transfers (mobile P2P) offer an important potential income-generating step for financial institutions, if the can overcome the security concerns that worry would-be users.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	First National Bank Finds M-Banking Model That Works While banks in the U.S. are just getting their feet wet with mobile services, in South Africa, where few people have Internet access in their homes, but almost everyone has a mobile phone, m-banking is a competitive necessity.
Bank Technology News May 2007 John Adams	Mobile Banking: Get Ready for the New Zealand Invasion Technology salespeople are planning to pitch to American banks and consumers a mode of wireless remote access banking they say has worked wonders in New Zealand.
Bank Systems & Technology June 23, 2008 Paula Damiano	New Javelin Study Finds Untapped Market for Mobile Banking There is a vast untapped market of potential mobile bankers, and banks may be missing out on a huge opportunity by targeting m-banking services only at online banking users.
Bank Systems & Technology June 9, 2010 Penny Crosman	Americans' Overall Cell Phone Use Dropping Overall mobile phone adoption dropped from 85% in 2009 to 74% in 2010, according to Javelin Research. But mobile-banking-friendly smart phone usage has grown 7%.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Technology News November 2007 Holly Sraeel	Mobile Banking 2.0: Was There a First Wave? While the benefits of mobile banking are clear, there are some issues to contend with before industry players can expect a groundswell of movement on the consumer front.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	Tripping Over Wireless Technology Banks move slowly toward adopting wireless technology as a channel and as an internal tool.
Bank Technology News November 2006 Holly Sraeel	Hold the Phones: Mobile Commerce Is Here Firethorn Holdings' recent alliance with Cingular Wireless authorizes the Atlanta-based mobile banking and payments provider to serve as a gateway between the carrier and U.S. financial institutions.
Bank Technology News March 2008 John Adams	Is it Time for Tix by Cell? Will the growth of mobile banking and a broad increase in overall mobile phone functionality make consumers more comfortable with using mobile phones to make small purchases?
Bank Technology News December 2007	Mobile banking: Are Texting Services Here to Stay or Not? Text-message banking isn't considered a killer app, but qualifies as the easiest road to launching mobile financial services.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Systems & Technology November 11, 2007 Feig & Bruno-Britz	Shaping the Future From management shakeups at some of the top financial institutions to fallout from the mortgage crisis, big changes are in store for the banking industry in 2008.
U.S. Banker August 2009 Charles Keenan	The Next Frontier Experts say there's good reason to believe that mobile payments will become as widespread as Internet banking and ATMs. And if banks aren't ready, other providers, such as wireless phone carriers and payment vendors, will steal the show.
Bank Systems & Technology December 1, 2006 Deena M. Amato-McCoy	The Handheld Bank Financial institutions are tapping the potential of wireless networks and mobile devices to serve their customers. As a result, these solutions are helping banks to deliver critical account information and strengthen customer relationships.
Bank Technology News June 2006 Glen Fest	Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion.
The Motley Fool November 15, 2007 Dave Mock	Qualcomm Banks on Firethorn The wireless-technology developer thinks the time for mobile banking has finally come, and spends $210 million to buy Firethorn, a privately held firm that has developed a platform to facilitate secure transactions.
Bank Systems & Technology November 21, 2007 Jim Eckenrode	Taking Its Lumps and Moving On Despite the subprime meltdown banks will continue to invest in certain IT areas, including front-end customer management systems, new-account opening processes, mobile banking and payments, and, of course, compliance.
InternetNews March 28, 2007 Nicholas Carlson	Visa: Credit Goes to Mobile Payments Visa's CEO called mobile devices the most promising payment platform in the world today.
Bank Technology News March 2007 Glen Fest	Mobile Payments: FSTC Wants Turf Talks for Mobile Wallets FSTC and Clearing House officials are examining ways to find common ground and agreed-upon standards allowing banks, carriers and cell-phone manufacturers to finally roll out the mobile wallet that remains frustratingly futuristic.
Bank Systems & Technology June 18, 2007 Maria Bruno-Britz	Banks Launching Mobile Banking for Commercial and Wealthy Clients Mobile banking initiatives are starting to expand beyond retail side of business.
Bank Technology News January 2001 Louise West	Dial M For Money Western European banks are buying into wireless technology...
Bank Technology News May 2010 Rebecca Sausner	The Mobile Tipping Point Consumers' ever-increasing use of their ever-more-sophisticated mobile devices put institutions in the enviable position of rolling out technology just as consumers are ready to embrace it.
InternetNews January 10, 2007 Nicholas Carlson	Visa Mobilizes Payments Platform Visa launched a suite of mobile technology tools, applications, security standards and business models meant to lay the foundation for the commercial availability of mobile payments and services to millions of mobile users around the world.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
U.S. Banker February 2007 Holly Sraeel	Hold the Phones: Mobile Commerce's Here That a Tupelo bank was the first to cut a deal with Firethorn speaks to the ubiquity of cellphones and the likelihood that consumers will use them for banking.
Bank Systems & Technology November 23, 2007 Elliott C. McEntee	Mobile, Risk Management Among 2008 Payments Trends The year ahead brings with it opportunities for leadership and innovation as the financial services sector focuses on meeting the evolving needs of a consumer and business base that is plugged in, mobile and has high expectations.
Bank Systems & Technology November 15, 2007 Maria Bruno-Britz	RDS Special: Jack Henry & Associates Announces Mobile Banking Solution Jack Henry's new goDough is a browser-based m-banking solution that is device and carrier independent, making it compatible with any web-enabled mobile phone, regardless of make or model, and with all mobile phone carriers.
Bank Technology News April 2006 Glen Fest	Fraud Prevention: Engaging More Than The Enemy Banks could improve anti-fraud measures if they provided tools that draft customers into the battle. But it's not that simple for an industry still rife with soft spots.
Bank Systems & Technology February 1, 2007 Maria Bruno-Britz	Wachovia Offers Mobile Banking Product The bank's new product is set to provide users with anywhere access to account data.