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Bank Systems & Technology
January 29, 2008
Maria Bruno-Britz
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. mark for My Articles similar articles
Bank Systems & Technology
January 1, 2007
Phil Britt
Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks. mark for My Articles similar articles
Bank Technology News
January 2007
Glen Fest
Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking. mark for My Articles similar articles
Bank Systems & Technology
October 30, 2007
Richard Winston
Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone. mark for My Articles similar articles
Bank Systems & Technology
September 28, 2005
Maria Bruno-Britz
Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry. mark for My Articles similar articles
Bank Technology News
February 2004
By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens. mark for My Articles similar articles
Knowledge@Wharton New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve... mark for My Articles similar articles
Bank Systems & Technology
June 25, 2007
Maria Bruno-Britz
Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level. mark for My Articles similar articles
Bank Systems & Technology
August 5, 2004
Cynthia Ramsaran
Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit. mark for My Articles similar articles
Bank Systems & Technology
March 30, 2007
Maria Bruno-Britz
Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider. mark for My Articles similar articles
Bank Systems & Technology
October 1, 2006
Nancy Feig
Contactless Payments Aim to Take a Bite Out of Small Cash Transactions The final frontier in payments is cash replacement for small transactions, according to Mark Friedman, president and CEO of Peppercoin. mark for My Articles similar articles
InternetNews
February 25, 2005
Susan Kuchinskas
Speed the Wireless Payment RFID-enabled 'proximity' payments could go wide in 2005, but it's up to merchants to make the move. mark for My Articles similar articles
Bank Technology News
May 2010
Jim Schlegel
US: To EMV Or Not? The promise of EMV is a borderless credit and debit card payment system that stops fraud early in its tracks at point of sale. mark for My Articles similar articles
PHONE+
May 19, 2009
Khali Henderson
Cashing In on Payment Processing It may seem counterintuitive for telecom agents to add payment processing during a retailing slump, but the goal is to provide multiple payment options for nearly every business in the country. mark for My Articles similar articles
Bank Systems & Technology
May 8, 2007
Maria Bruno-Britz
Corporate Clients Inceasingly Favor Card Payments, Visa Says Banks have an opportunity to help corporate customers increase efficiencies by implementing more e-payments. mark for My Articles similar articles
Bank Technology News
June 2009
Steve Bills
New Bling for Alternative Payments "This is definitely an opportunity to shop local," says Meyer Malka, of Bling Nation, a Palo Alto, Ca.-based contactless payments startup that enables the formation of local merchant networks designed to increase payment revenue for institutions by outflanking national card networks. mark for My Articles similar articles
Bank Systems & Technology
February 10, 2004
Cynthia Ramsaran
Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say. mark for My Articles similar articles
Entrepreneur
July 2006
Amanda C. Kooser
Pay It Forward New payment technologies make spending safer and easier. mark for My Articles similar articles
Bank Systems & Technology
December 1, 2006
Phil Britt
Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks. mark for My Articles similar articles
Entrepreneur
October 2006
Melissa Campanelli
Plug and Pay Credit cards aren't the only way to pay online these days. mark for My Articles similar articles
Bank Technology News
June 2007
John Adams
Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States. mark for My Articles similar articles
InternetNews
May 20, 2005
Susan Kuchinskas
Chase Customers Can 'Blink' at Register Chase Bank USA begins a national rollout of RFID-enabled charge cards. mark for My Articles similar articles
The Motley Fool
March 28, 2007
Nathan Parmelee
E-Money Around the World In the move toward a cashless society, the U.S. is lagging behind other parts of the world. mark for My Articles similar articles
U.S. Banker
April 2007
Lee Conrad
Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all. mark for My Articles similar articles
Bank Systems & Technology
March 29, 2006
Ivan Schneider
Former FTC Chair Defends Card Industry in House Testimony Merchants claim they seek transparency and competition in interchange rates. mark for My Articles similar articles
Bank Technology News
June 1, 2008
Glen Fest
Fractured World Of Contactless Cards To grow its Zip contactless payment platform, Discover Network has in place the chip orders, the merchant acquirer programs, terminal hardware deals and, of course, the user base. There's only one thing missing: the cards. mark for My Articles similar articles
U.S. Banker
September 2010
David Evans
As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward. mark for My Articles similar articles
Bank Systems & Technology
August 15, 2008
Maria Bruno-Britz
JPMorgan Introduces Prepaid Card for Workers Comp Payments The Chase Workers Compensation Card is designed to help insurance companies gain efficiencies and to provide an alternative payments method for individuals entitled to workers compensation. mark for My Articles similar articles
U.S. Banker
November 2006
Michael Sisk
A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action. mark for My Articles similar articles
The Motley Fool
May 24, 2007
Dan Caplinger
Getting Rich on Credit Paying with plastic has simplified our lives -- but it's also made credit card companies very wealthy, and you're paying the price. mark for My Articles similar articles
Bank Systems & Technology
March 30, 2004
Cynthia Ramsaran
MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments. mark for My Articles similar articles
The Motley Fool
May 17, 2010
Morgan Housel
Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard. mark for My Articles similar articles
Bank Systems & Technology
September 27, 2004
Cynthia Ramsaran
Customers Not Crazy for Contactless Credit and debit card customers currently are not interested in contactless and other new card technologies. mark for My Articles similar articles
Bank Technology News
May 2005
Holly Sraeel
Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks? mark for My Articles similar articles
U.S. Banker
August 2006
Glen Fest
Burn to Bloom: Is Profit in the Offing? A new credit - and debit - card enabled offering from Yodlee is a sign the Web-banking industry may finally be emerging from the bill-pay subsidy game. Or is it? mark for My Articles similar articles
Bank Technology News
February 2001
David Rountree
For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice... mark for My Articles similar articles
BusinessWeek
August 4, 2010
Eichenbaum & Collins
Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete. mark for My Articles similar articles
National Real Estate Investor
July 1, 2006
David Cardwell
Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security. mark for My Articles similar articles
Bank Technology News
August 2006
Glen Fest
Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too. mark for My Articles similar articles
Bank Systems & Technology
May 1, 2006
Larry Greenemeier
Growth Can Be Risky Business Most banks are expecting healthy growth over the next few years on the strength of their retail banking operations, according to a recent study. But are banks focusing enough on the issue of data security? mark for My Articles similar articles
Bank Systems & Technology
June 26, 2006
Maria Bruno-Britz
Jack of All Trades, Master of Most Cards once again are proving just how versatile they can be as payments instruments. The latest card push is in the area of healthcare flexible spending accounts. mark for My Articles similar articles
U.S. Banker
September 2007
John Adams
Payments: U.S. Targeted by RBS In e-Payments Business Royal Bank of Scotland is a huge payments player in Europe, and it expects its global multi-payments expertise will help it win online business accounts in the United States. It has a good head start. mark for My Articles similar articles
Entrepreneur
July 2007
Jennifer Pellet
New Way to Pay Looking for a way to offer customers greater payment convenience? A mobile platform recently introduced by Visa is paving the way for merchants to accept payments from cell phones - though the technology has yet to reach the States. mark for My Articles similar articles
Bank Technology News
April 1, 2008
Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet. mark for My Articles similar articles
Bank Technology News
July 2009
Mark Rennie Davis
High Volume Crucial to Contactless Success Successfully expanding the use of contactless payments enables issuers to capture myriad day-to-day spending -- on items such as fast food, newspapers, and groceries -- which consumers and merchants are reluctant to use plastic for. mark for My Articles similar articles
Bank Technology News
August 2007
John Adams
Tech Companies From payments to core processing to Web banking, advances have always relied on innovative platforms. These firms stood out in the race to enable an unprecedented modernization in financial services. mark for My Articles similar articles
CIO
February 1, 2007
Michael Fitzgerald
All Charged Up MasterCard gets a payoff through a flexible approach to IT-enabled product development. mark for My Articles similar articles
Bank Technology News
June 2006
Glen Fest
Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion. mark for My Articles similar articles
BusinessWeek
January 12, 2004
Dean Foust
First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had. mark for My Articles similar articles
The Motley Fool
December 28, 2004
Selena Maranjian
Paper Beats Rock, but Plastic Beats Paper Credit cards are eclipsing cash and checks in our society. mark for My Articles similar articles