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InternetNews October 13, 2004 Susan Kuchinskas	Motorola Tests M-Commerce Motorola and MasterCard want to prove that reducing the fumble factor can save merchants money.
Bank Technology News March 2007 Glen Fest	Mobile Payments: FSTC Wants Turf Talks for Mobile Wallets FSTC and Clearing House officials are examining ways to find common ground and agreed-upon standards allowing banks, carriers and cell-phone manufacturers to finally roll out the mobile wallet that remains frustratingly futuristic.
Bank Systems & Technology December 1, 2003 Cynthia Ramsaran	Contactless Trial Takes Off MasterCard introduces contactless card trials in smaller markets.
Entrepreneur July 2007 Jennifer Pellet	New Way to Pay Looking for a way to offer customers greater payment convenience? A mobile platform recently introduced by Visa is paving the way for merchants to accept payments from cell phones - though the technology has yet to reach the States.
Bank Technology News June 2006 Glen Fest	Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Technology News March 2008 John Adams	Is it Time for Tix by Cell? Will the growth of mobile banking and a broad increase in overall mobile phone functionality make consumers more comfortable with using mobile phones to make small purchases?
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
Bank Technology News October 2008 Glen Fest	Payment 'Stickers' Debut In Denver The Democratic National Convention in Denver was a coming-out party of sorts for First Data's near-term answer to the drive toward near-field communications technology.
Bank Technology News May 2010 John Adams	On Your Chip, Get Set, Pay!! Before the mobile contactless payments race has even kicked off, First Data and Visa have grabbed the wheels of the pace car to move the pack faster.
Bank Systems & Technology February 21, 2008 Nancy Feig	BART Pilot Allows Users to Pay for Mass Transit Fares With Mobile Phones The Bay Area Rapid Transit trial likely will become a model for future mobile payments initiatives.
Bank Technology News June 1, 2008 Glen Fest	Fractured World Of Contactless Cards To grow its Zip contactless payment platform, Discover Network has in place the chip orders, the merchant acquirer programs, terminal hardware deals and, of course, the user base. There's only one thing missing: the cards.
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
InternetNews February 25, 2005 Susan Kuchinskas	Speed the Wireless Payment RFID-enabled 'proximity' payments could go wide in 2005, but it's up to merchants to make the move.
Bank Systems & Technology March 29, 2006 Elena Malykhina	Will the U.S. Embrace Cell-Phone-as-Wallet? In 18 months, consumers might not need their wallets to pay for movie tickets or gas at the pump. They'll be able to use their cell phones instead - a concept that already is gaining popularity in Europe and Asia.
CRM April 2013 Kelly Liyakasa	Adoption Problems Plague Digital Wallets Retailers must overcome security, awareness, and integration issues.
CRM February 2012 Leonard Klie	Consumers Want NFC-Enabled Mobile Wallets An analyst firm predicts that mobile shopping will create a multi billion-dollar industry for credit card companies, online retailers, and mobile operators.
Entrepreneur April 2004 Amanda C. Kooser	Making a Pass Credit card purchases without the swiping?
The Motley Fool December 17, 2010 Gabriel et al.	Carriers to Build Mobile Phone Payment Network Will we soon be swiping our cell phones in the check-out line?
Bank Systems & Technology October 1, 2006 Nancy Feig	Contactless Payments Aim to Take a Bite Out of Small Cash Transactions The final frontier in payments is cash replacement for small transactions, according to Mark Friedman, president and CEO of Peppercoin.
CFO October 1, 2008 Yasmin Ghahremani	Cash, Credit, or Cell Phone? Mobile payments may soon change the way Americans buy.
The Motley Fool August 27, 2011 Tamara Rutter	Stocks Cashing in on Mobile Payments Who will be the dominant player in the growing mobile payments arena?
Bank Technology News December 2010 Andrew Johnson	2010 Was Banking's Year of Mobile; Payments Next The recent Verizon, At&T, and Discover deals, along with a few others, suggests that next year will be the year that mobile payments dominate the headlines in the United States. But which business model will lead the industry is still anyone's guess.
Bank Technology News January 2011 Shane Kite	Discover Battles Rivals, Skeptics Discover Financial Services' execution of its long-expected "mobile wallet" will define its role in mobile commerce, a future where consumers make contactless payments with their cell phones and receive wireless deals as they enter stores.
The Motley Fool March 28, 2007 Nathan Parmelee	E-Money Around the World In the move toward a cashless society, the U.S. is lagging behind other parts of the world.
CIO February 1, 2007 Michael Fitzgerald	All Charged Up MasterCard gets a payoff through a flexible approach to IT-enabled product development.
U.S. Banker March 2010 Wade & Bills	Waiting For Contact The hardware works, and consumers worldwide think it's a cool idea. Still, near-field communication chips have made about zero progress morphing mobile phones into contactless payment tools.
Bank Technology News May 2009 Steve Bills	Which Comes First, Stickers or The Phones? Card companies are betting that if they stimulate consumer demand for mobile payments, it will spur the phone networks and manufacturers to move faster on improving the technology.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
Bank Technology News October 2004 Shane Kite	Electronic Payments: Turning a Cellphone Into a Mobile Wallet A hit overseas, digital-content downloads are becoming hot credit vehicles in the U.S. thanks to firms like Valista and Qpass. Banks should take this threat seriously.
CRM October 2014 Paul Korzeniowski	Mobile Wallet Building Blocks Slowly Take Shape Emerging technology promises to overhaul the payment process, but first it must overcome myriad technical and logistical obstacles.
InternetNews February 28, 2007 Andy Patrizio	Coming Soon: The Credit Card Cell Phone Start-up ViVOTech wants to put your credit cards in your cell phone so you have a little less plastic to carry around.
HBS Working Knowledge February 14, 2005 Julie Jette	Ka-Ching! Mobile Commerce Gets Closer Will a day dawn when all the information in consumers' wallets can be contained in their cell phone? Cyberposium panelists sort fact from hype.
Bank Systems & Technology June 10, 2010 Matt Gunn	Citi Brings PayPass to Cell Phones Expanding its contactless payment offerings, New York-based Citibank is now offering its customers the Citi payment tag, a MasterCard PayPass-enabled sticker that can be placed on the back of cell phones.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
InternetNews March 15, 2011	Google to Test NFC-Based Mobile Wallet? This summer Google is going to begin testing a mobile payment service based on Near-Field-Communications technology, according to a report.
The Motley Fool February 9, 2007 Selena Maranjian	Convenient or Costly? New developments in credit cards have a hidden price tag.
Bank Technology News March 2011 John Adams	MasterCard Globetrots To Push Mobile MasterCard is lining up local partners and its own innovation lab to sell contactless transactions.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
Bank Technology News February 2010 Daniel Wolfe	Has 'Tap and Go' Lost Its Touch? Issuers are mailing out contactless credit and debit cards by the millions, it's not clear how often they are being used.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
BusinessWeek January 6, 2011 Olga Kharif	Google's Search for a Digital Wallet Google is considering joining the crowded mobile payments field. NFC technology could turn its Android phones into checkbooks.
Bank Technology News April 2011 Andrew Johnson	Apple Delays NFC Apple Inc. boasts that its iPhone "changes everything," but against the expectations of many bankers, it may not be changing payments-at least not this year.
Bank Systems & Technology December 23, 2007 Nick Holland	Forecasts Underestimate the Growth Potential for Mobile Banking Services in the U.S. Even a relatively muted uptake of mobile banking services among mobile subscribers can result in impressive numbers in the U.S., where mobile subscriber penetration has reached more than 80 percent of the population.
U.S. Banker August 2009 Charles Keenan	The Next Frontier Experts say there's good reason to believe that mobile payments will become as widespread as Internet banking and ATMs. And if banks aren't ready, other providers, such as wireless phone carriers and payment vendors, will steal the show.
BusinessWeek June 27, 2005 Roger O. Crockett	Will That Be Cash, Credit, Or Cell? Finally, the technology is at hand to turn phones into virtual wallets.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.