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Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
Bank Systems & Technology June 26, 2006 Nancy Feig	Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
Entrepreneur June 2007 Jennifer Pellet	Fight the Fee Save money with PIN-based transactions.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
Bank Technology News August 2006 Glen Fest	Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too.
U.S. Banker July 2010	Tap, Pay and Go Some community bankers are raving about Bling Nation's mobile payment service. Now they just have to convince customers and local merchants to use it.
InsideFlyer June 2004	The New Number One Earning frequent flyer miles by spending with your credit/debit card has replaced flying as the number one way to earn frequent flyer miles. Here's a look at the why, where and what's ahead in this latest twist in the evolution of frequent flyer programs.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
Bank Technology News December 2008 Glen Fest	A Very Tenacious Idea: Online PIN Debit Acculynk provides an alternative to both signature debit/credit card options as well as non-bank payments schemes such as eBay's PayPal business.
U.S. Banker April 2010 Maria Aspan	Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income.
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
Bank Systems & Technology July 15, 2010 Penny Crosman	Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology November 23, 2009 Maria Bruno-Britz	This Holiday Shopping Season Will See More Debit, Less Credit Accenture Holiday Shopping Survey notes that thrifty Americans are opting to use cash/debit in their spending and that banks would do well to be mindful of these changing payment preferences.
Bank Systems & Technology October 23, 2007 Maria Bruno-Britz	Decoupled Debit Presents Threats and Opportunities to Banks While decoupled debit offers monoline issuers another avenue by which to gain customers, it could be a huge threat to banks' deposit business.
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
The Motley Fool March 11, 2011 Dan Caplinger	Make Lower Debit Card Fees Pay Off for You Banks are up in arms about lower fees, but there will be some winners.
The Motley Fool May 24, 2007 Dan Caplinger	Getting Rich on Credit Paying with plastic has simplified our lives -- but it's also made credit card companies very wealthy, and you're paying the price.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
The Motley Fool January 9, 2004 Rich Smith	The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
The Motley Fool February 8, 2010 Morgan Housel	Better Investment: Visa or MasterCard? Visa and MasterCard both reported full-year 2009 results last week. So let's weigh 'em in, unpack the numbers, and declare a winner.
U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
Bank Technology News April 1, 2008	Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet.
Bank Systems & Technology May 18, 2009 Maria Bruno-Britz	Community Bank Expands NYCE Contract Community Bank System renewed its contract with the NYCE network, making it the exclusive provider of the bank's PIN debit and ATM services.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
Bank Systems & Technology June 24, 2008 Paula Damiano	Debit Card Growth Slows, But Opportunities for Expansion Exist While declining debit transaction growth is indicative of maturing in the marketplace, there are new avenues for debit usage -- such as business debit, bill pay and low-ticket environments -- that may see greater growth.
The Motley Fool January 11, 2012 Robert Eberhard	I Will Not Use Credit Cards in 2012 After a decade in debt, the author swears off plastic for good.
The Motley Fool August 18, 2011 Dan Caplinger	Don't Fall for This Bank Bait-and-Switch Charging for debit cards makes no sense. As a customer, you owe it to yourself to make these higher fees blow up in big banks' faces.
Bank Systems & Technology March 29, 2006 Ivan Schneider	New Opportunity in Check Conversion The Federal Reserve recently amended the Electronic Fund Transfer Act, paving the way for back office processing by merchants.
Bank Systems & Technology January 6, 2010 Penny Crosman	Bug That Crippled 30 Million German Debit, Credit Cards Mostly Fixed Although millions of newer microchip-embedded cards have failed to comprehend the year 2010, many ATMs have been adjusted to fix the problem, card company says.
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
The Motley Fool March 28, 2007 Nathan Parmelee	E-Money Around the World In the move toward a cashless society, the U.S. is lagging behind other parts of the world.