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Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
Bank Technology News December 2008 Glen Fest	A Very Tenacious Idea: Online PIN Debit Acculynk provides an alternative to both signature debit/credit card options as well as non-bank payments schemes such as eBay's PayPal business.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Entrepreneur September 2007 James Park	Fee Relief? With every swipe, credit card companies are demanding more from merchants.
The Motley Fool October 7, 2010 Dan Caplinger	Merchants Win the Credit Card Wars Expect stores to tell you how to pay.
The Motley Fool May 24, 2007 Dan Caplinger	Getting Rich on Credit Paying with plastic has simplified our lives -- but it's also made credit card companies very wealthy, and you're paying the price.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
U.S. Banker August 2010 Alan Kline	A Misguided Swipe at Fees Critics of regulatory reform might say that many of its provisions don't go far enough in reining in banks or protecting consumers. As is, this is one that goes way too far.
U.S. Banker September 2010 David Evans	As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward.
Bank Systems & Technology June 26, 2006 Nancy Feig	Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
Bank Technology News August 2006 Glen Fest	Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too.
InternetNews September 1, 2005 Tim Gray	PayPal Reduces Micropayments The online payment services firm adjusts processing payments for low-cost digital media products.
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
Entrepreneur November 2005 Jennifer Pellet	Money Buzz 11/05 Controlling online payments, expensive medical plans and more.
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
The Motley Fool December 20, 2010 April Taylor	2 Stocks That May Spring a Leak Visa and MasterCard have benefited mightily from consumers' shift from paper to plastic, garnering fees on each transaction. Will these companies' moats survive 2011?
Bank Systems & Technology March 29, 2006 Ivan Schneider	Former FTC Chair Defends Card Industry in House Testimony Merchants claim they seek transparency and competition in interchange rates.
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
PHONE+ May 19, 2009 Khali Henderson	Cashing In on Payment Processing It may seem counterintuitive for telecom agents to add payment processing during a retailing slump, but the goal is to provide multiple payment options for nearly every business in the country.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
IEEE Spectrum June 2012 Mark Anderson	Don't Write Off Checks Like the paperless office, a check-free society is still far off
Bank Systems & Technology May 17, 2010 Penny Crosman	MasterCard Resists Senate's Merchant Fee Cut Card group says Durbin amendment to financial reform bill will lead to higher payment card costs and less choice for consumers.
The Motley Fool June 30, 2010 Morgan Housel	Look What Congress Just Did to the Debit Card Market In Congress' well-intentioned plan to spare merchants and consumers from the burden of interchange, the end result will likely be a simple shuffling of costs, unfortunately to the consumer.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
HBS Working Knowledge October 15, 2014 Dina Gerdeman	Apple Pay's Technology Adoption Problem Apple wants to convert your iPhone into a digital wallet with Apple Pay. Professors Benjamin Edelman and Willy Shih assess its chances for success and wonder if consumers have a compelling reason to make the switch.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
InternetNews May 20, 2005 Susan Kuchinskas	Chase Customers Can 'Blink' at Register Chase Bank USA begins a national rollout of RFID-enabled charge cards.
Bank Systems & Technology March 17, 2010 Penny Crosman	Fifth Third to Encrypt Card Payments End to End The bank is working with 180,000 merchants to secure card payments from merchant terminals to payment processor.
Entrepreneur October 2006 Jennifer Pellet	Pruning Processing Fees How to lower credit card processing fees.
U.S. Banker June 2011 Glen Fest	Fraud Fight to Take Hit? Many banks subject to the Durbin amendment are convinced debit interchange cuts will make free checking or rewards programs impossible to support.
Inc. April 2007 Jennifer Gill	Cracking the Code Credit card processing bills are a jumble. Here's how to read yours.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
InternetNews December 8, 2003 Ryan Naraine	PayPal Slashes Micropayments Fees The online payments platform announces a major fee reduction for digital download music merchants.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
The Motley Fool May 24, 2010 Dan Caplinger	Visa and MasterCard's Loss Won't Be Your Gain When new laws decrease fees, you'd think most people would end up better off. Yet the much-ballyhooed new regulation on credit card interchange fees may end up doing ordinary consumers more harm than good.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
U.S. Banker March 2010 Chris Costanzo	One Tough Sell Technical hurdles aside, the big challenge in complying with new overdraft rules for debit cards is getting customers to opt in.