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Bank Technology News December 2010 Andrew Johnson	2010 Was Banking's Year of Mobile; Payments Next The recent Verizon, At&T, and Discover deals, along with a few others, suggests that next year will be the year that mobile payments dominate the headlines in the United States. But which business model will lead the industry is still anyone's guess.
Bank Systems & Technology July 31, 2009 Maria Bruno-Britz	U.S. Bancorp Teams With Visa to Offer Financial Supply Chain Solution Syncada has been designed to provide a more efficient means for businesses to connect with one another and manage accounts.
U.S. Banker October 2008 Sraeel et al.	#1 U.S. Bancorp Contributing 26 percent of U.S. Bancorp's revenue and 37 percent of its fee income, Pam Joseph, vice chair of payment services and chairman of Elavon (formerly NOVA Information Systems), is no slouch when it comes to delivering numbers for chief executive Richard Davis.
The Motley Fool August 27, 2011 Tamara Rutter	Stocks Cashing in on Mobile Payments Who will be the dominant player in the growing mobile payments arena?
Bank Technology News October 2009 John Adams	Partnering to Conquer the World The automated corporate payments world is too vast to be dominated by a single bank, and for U.S. Bank that means a strategy of collaboration and standardization is the best way to grab share.
Bank Technology News March 2009 John Adams	A New Force Down Under National Australia Bank's plotting a global effort to offer payments products to other institutions.
The Motley Fool October 12, 2010 Matt Koppenheffer	Global Payments Shares Plunged: What You Need to Know Shares of payment processor Global Payments slipped more than 10% in intraday trading as investors digested worse-than-expected earnings.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.
Bank Systems & Technology July 5, 2004 Kristi Nelson	Pumping Up the Purchasing Power More information and integration are needed to grow corporate purchasing card usage.
Bank Technology News March 2011 John Adams	MasterCard Globetrots To Push Mobile MasterCard is lining up local partners and its own innovation lab to sell contactless transactions.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
The Motley Fool October 2, 2006 Tom Taulli	Global Payments: Looking Strong Management continues to strike deals to grow its payment processing and money transfer business. All in all, based on its track record, it's probably a strategy that should continue to work for shareholders.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
The Motley Fool May 27, 2009 James Brumley	Take Advantage of Credit Card Reform The recently enacted Credit CARD Act of 2009 gave consumers some valuable protection against card rules that, for some, were the equivalent of financial quicksand.
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
The Motley Fool July 2, 2009 Alex Dumortier	As Card Losses Hit Record Levels, Banks Hit Back Expect future losses to exceed initial estimates.
The Motley Fool September 26, 2007 Ryan Fuhrmann	Foolish Forecast: The Ledger on Global Payments In advance of Global Payments first-quarter results, analysts hope the payment processor firm has overcome the growth concerns of the past year.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
Bank Technology News May 2009 Steve Bills	Which Comes First, Stickers or The Phones? Card companies are betting that if they stimulate consumer demand for mobile payments, it will spur the phone networks and manufacturers to move faster on improving the technology.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
Bank Systems & Technology March 12, 2009 Maria Bruno-Britz	Deutsche Bank's GTB Offers Mobile Payments, Hires Emerging Payments Chief Deutsche Bank has teamed with Luup to enable the bank's global transaction banking clients to provide consumers with mobile payments and money transfer functionality. It also hired Ron van Wezel to oversee emerging payments.
Bank Systems & Technology August 5, 2004 Vicki Gerson	Online Bill Pay Adds to the Bottom Line Commerce Bancorp looked to Corillian to develop an online bill payment system into a profitable endeavor that improves customer satisfaction.
Bank Technology News April 2011 Andrew Johnson	Apple Delays NFC Apple Inc. boasts that its iPhone "changes everything," but against the expectations of many bankers, it may not be changing payments-at least not this year.
Bank Technology News March 2010 John Adams	Slipping A Card Into The Payments Chain For all the money that bank IT departments are pouring into treasury management innovation, a lack of corporate tech literacy and a strategic disparity between buyers and sellers anchors many corporations to an old school B-to-B paradigm dominated by paper checks.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
CIO June 5, 2012 Cameron Scott	Mobile Wallet Systems Could Hurt Brick-and-Mortar Banks, Survey Suggests U.S. financial institutions face a serious competitive threat from the rise of mobile wallet payments apps, according to a consumer study released Monday by Carlisle and Gallagher, a consulting firm that specializes in financial services.
Bank Systems & Technology March 7, 2005 Ivan Schneider	Airlines Aim for Expense Reduction in Payments In an effort to cut costs, the airline industry is targeting the $1.5 billion it spends on accepting credit cards from its customers.
Bank Technology News February 2001 David Rountree	For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice...
The Motley Fool May 20, 2009 Dan Caplinger	Dream On, Credit Card Companies! If credit card companies want to shoot themselves in the foot, we'll be happy to take our business elsewhere -- and take the revenue we generate with us.
The Motley Fool September 23, 2005 Stephen D. Simpson	Little Percentages Add Up Electronic payment processing is a repeatable business, and Global Payments reaps the benefits. Investors, there a lot of ways to play this profitable and promising sector.
Bank Technology News April 1, 2008	Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet.
U.S. Banker August 2010 Andrew Johnson	Credit Card Issuers Rev Up Again Though still not back to the levels seen before the recession, direct-mail credit card offers are spiking again. One change is that issuers are more choosy about who to target.
Bank Systems & Technology January 31, 2006 Ivan Schneider	New Faces in Payment Cards In 2006, expect higher-profile changes in the payments space -- and greater incentives for consumers to use cards rather than cash at the point of sale.
Bank Technology News October 2009 John Adams	Mobile and NFC are Killing the Cash Star Technology innovations such as NFC and mobile can have a huge impact on non-cash payments.
The Motley Fool June 20, 2007 Selena Maranjian	And the Credit Card Survey Says ... Here are some benchmarks that can help you see how well your credit cards are serving you.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
The Motley Fool November 16, 2010 Carl Bagh	AT&T, Verizon and T-Mobile Building Mobile Payment Network These wireless carriers want to make mobile wallet a reality.
Bank Systems & Technology September 25, 2008 Maria Bruno-Britz	Google Partnership Key to Visa Mobile Payments Strategy Payments giant will offer m-payments services on Android-enabled mobile phones.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Systems & Technology October 1, 2007 Maria Bruno-Britz	U.K. Faster Payments to Change Payments World Some experts see Faster Payments as a model for the rest of the world.
The Motley Fool February 27, 2008 Selena Maranjian	Higher Credit Card Rates May Be Lurking in Your Mailbox Some credit cards are quietly raising their rates. Here's what you should do.
Bank Technology News September 2010 Michael Sisk	The Fed Gets Involved with EMV If the U.S. government mandated the switch to digital T.V., why can't it mandate that credit and debit card issuers switch from magnetic stripe cards to chip-based payment cards that require a personal identification number for additional security?
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.