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Bank Technology News March 2011 John Adams	MasterCard Globetrots To Push Mobile MasterCard is lining up local partners and its own innovation lab to sell contactless transactions.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
Bank Technology News July 2009 Mark Rennie Davis	High Volume Crucial to Contactless Success Successfully expanding the use of contactless payments enables issuers to capture myriad day-to-day spending -- on items such as fast food, newspapers, and groceries -- which consumers and merchants are reluctant to use plastic for.
U.S. Banker March 2010 Wade & Bills	Waiting For Contact The hardware works, and consumers worldwide think it's a cool idea. Still, near-field communication chips have made about zero progress morphing mobile phones into contactless payment tools.
Entrepreneur July 2006 Amanda C. Kooser	Pay It Forward New payment technologies make spending safer and easier.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.
Bank Technology News June 2006 Glen Fest	Contactless Payments: Visa Wins Faceoff For E-wallets The firm hopes a pilot program at hockey and basketball games in Atlanta will seed the further development of e-wallet initiatives. It's a market estimated at $24 billion.
Entrepreneur October 2006 Amanda C. Kooser	Field Day New technology could help cell phone payments thrive.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology February 21, 2008 Nancy Feig	BART Pilot Allows Users to Pay for Mass Transit Fares With Mobile Phones The Bay Area Rapid Transit trial likely will become a model for future mobile payments initiatives.
Bank Technology News April 2011 Andrew Johnson	Apple Delays NFC Apple Inc. boasts that its iPhone "changes everything," but against the expectations of many bankers, it may not be changing payments-at least not this year.
Bank Systems & Technology October 1, 2006 Nancy Feig	Contactless Payments Aim to Take a Bite Out of Small Cash Transactions The final frontier in payments is cash replacement for small transactions, according to Mark Friedman, president and CEO of Peppercoin.
Bank Technology News October 2008 Glen Fest	Payment 'Stickers' Debut In Denver The Democratic National Convention in Denver was a coming-out party of sorts for First Data's near-term answer to the drive toward near-field communications technology.
CIO April 17, 2012 Cameron Scott	Paying with Smartphones to Outpace Credit Cards By 2020, Experts Say A Pew Research survey found that most tech insiders believe near field communications (NFC) payments will go mainstream
Bank Technology News June 2009 Steve Bills	New Bling for Alternative Payments "This is definitely an opportunity to shop local," says Meyer Malka, of Bling Nation, a Palo Alto, Ca.-based contactless payments startup that enables the formation of local merchant networks designed to increase payment revenue for institutions by outflanking national card networks.
Bank Systems & Technology May 15, 2008 Paula Damiano	Contactless Payments Are a Stepping-Stone to Mobile Cooperation among disparate entities is the key to achieving mobile payments.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
The Motley Fool October 12, 2010 Matt Koppenheffer	Global Payments Shares Plunged: What You Need to Know Shares of payment processor Global Payments slipped more than 10% in intraday trading as investors digested worse-than-expected earnings.
Bank Technology News February 2004	By The Numbers Consumer payment associations are targeting the U.S., where high rates of card penetration and low levels of mobile data usage have left mobile proximity payments off merchants' and consumers' radar screens.
Bank Technology News May 2010 Jim Schlegel	US: To EMV Or Not? The promise of EMV is a borderless credit and debit card payment system that stops fraud early in its tracks at point of sale.
The Motley Fool September 23, 2005 Stephen D. Simpson	Little Percentages Add Up Electronic payment processing is a repeatable business, and Global Payments reaps the benefits. Investors, there a lot of ways to play this profitable and promising sector.
Bank Technology News March 2009 John Adams	A New Force Down Under National Australia Bank's plotting a global effort to offer payments products to other institutions.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
Bank Systems & Technology September 17, 2008 Maria Bruno-Britz	Banks Missing Out on $5bn Revenue Opportunity in Expedited Payments Banks will essentially lose the payments franchise to billers, says Javelin Strategy & Research, if they don't take advantage of the opportunities around expedited payments.
Bank Technology News March 2008 John Adams	Is it Time for Tix by Cell? Will the growth of mobile banking and a broad increase in overall mobile phone functionality make consumers more comfortable with using mobile phones to make small purchases?
Bank Systems & Technology April 26, 2010 Matt Gunn	Analyst Labels M-Commerce Renaissance a Priority Banks making a concerted push to promote contactless payment technology are focusing on the wrong target and should switch their short-term focus to mobile commerce.
U.S. Banker September 2007 John Adams	Payments: U.S. Targeted by RBS In e-Payments Business Royal Bank of Scotland is a huge payments player in Europe, and it expects its global multi-payments expertise will help it win online business accounts in the United States. It has a good head start.
Bank Systems & Technology September 25, 2008 Maria Bruno-Britz	Google Partnership Key to Visa Mobile Payments Strategy Payments giant will offer m-payments services on Android-enabled mobile phones.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
The Motley Fool July 18, 2011	Global Payments Earnings Preview Global Payments will unveil its latest earnings on Thursday. Analysts think investors should stand pat on Global Payments.
Bank Systems & Technology January 5, 2009 Charles Kohler	Banks In Europe Must Turn Attention to PSD Financial institutions are relying on payment processing as a principal profit driver. However, many European payments providers will find this core transaction banking business under intense pressure from the requirements of the Single Euro Payments Area and the Payment Services Directive.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
BusinessWeek January 6, 2011 Olga Kharif	Google's Search for a Digital Wallet Google is considering joining the crowded mobile payments field. NFC technology could turn its Android phones into checkbooks.
Bank Systems & Technology March 27, 2008 Maria Bruno-Britz	International Payments Framework Organization to Standardize Cross-Border Payments The banking industry has experimented with payments standards for years. New initiatives for cross border payments are detailed.
Bank Systems & Technology April 8, 2010 Penny Crosman	NACHA Reports 18.76 Billion ACH Payments in 2009 Year-over-year transaction volume is up 2.6 percent, unauthorized debit transactions are down 9%.
The Motley Fool December 22, 2005 Stephen D. Simpson	Taking a Swipe at Growth Valuation is pretty healthy for Global Payments, but so is the potential for electronic transactions around the world.
InternetNews March 15, 2011	Google to Test NFC-Based Mobile Wallet? This summer Google is going to begin testing a mobile payment service based on Near-Field-Communications technology, according to a report.
Bank Technology News May 2011 John Adams	NFC Championship Still Eludes Gartner says the market for NFC-enabled handsets should expand past $240 billion in the U.S. by 2014, up from its current level of about $32 billion.
Bank Technology News December 2010 Andrew Johnson	2010 Was Banking's Year of Mobile; Payments Next The recent Verizon, At&T, and Discover deals, along with a few others, suggests that next year will be the year that mobile payments dominate the headlines in the United States. But which business model will lead the industry is still anyone's guess.
Fast Company Chris Gayomali	Apple Reportedly Wants Apple Pay To Replace Subway Swipes The company is looking to expand the iPhone's touch confirmation capabilities into other fields, including -- possibly -- public transit and building security.
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
Bank Technology News June 2007 John Adams	Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States.
CIO March 28, 2012 Lauren Brousell	Five Things You Need to Know About Near-Field Communications Using NFC for payments is quick and easy for consumers, but the technology still faces some major security issues.
The Motley Fool September 26, 2007 Ryan Fuhrmann	Foolish Forecast: The Ledger on Global Payments In advance of Global Payments first-quarter results, analysts hope the payment processor firm has overcome the growth concerns of the past year.
Bank Systems & Technology March 12, 2009 Maria Bruno-Britz	Deutsche Bank's GTB Offers Mobile Payments, Hires Emerging Payments Chief Deutsche Bank has teamed with Luup to enable the bank's global transaction banking clients to provide consumers with mobile payments and money transfer functionality. It also hired Ron van Wezel to oversee emerging payments.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology February 1, 2007 Craig Vaream	Electronification Is the Future In the coming year, it is clear that electronification will be the path to payments prosperity for both corporates and financial institutions alike.