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U.S. Banker April 2007 Lee Conrad	Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all.
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks.
U.S. Banker May 2007 Holly Sraeel	Prepaid Forecast Bodes Well for Financial Players Regulation, the ability to achieve scale and consumer-adoption rates are all factors that must be weighed in banks' prepaid plans. Still, the future of prepaid is clear. So what are banks waiting for?
U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz	Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market.
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models.
U.S. Banker June 2010 Glen Fest	Gift Card Gap? New rules governing fees and expiration dates have the industry sweating over higher costs-and potential shortages of the popular prepaid cards during the holidays.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
Bank Technology News November 2003	By The Numbers A big surprise is that usage of benefit and payroll cards actually increased with income level among respondents of a recent Financial Insights survey, which defies conventional wisdom.
BusinessWeek May 26, 2011 Karen Weise	Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
Bank Systems & Technology February 11, 2009 Orla O'Sullivan	Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit.
The Motley Fool June 15, 2011 Dan Caplinger	This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card.
Bank Technology News March 2007 John Adams	Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note.
U.S. Banker December 2001 Paul Sweeney	Banks Start Pushing Gift Cards Pre-paid MasterCards and Visas appear to be a big hit, and a lucrative business for the banks that issue them...
The Motley Fool September 28, 2004 Dayana Yochim	Should You Drive Your Teen Into Debit? Lenders want a place in your kid's wallet. Maybe you should let them in.
BusinessWeek December 12, 2005 Chester Dawson	Prepaid Cards: Candy For Criminals? Law enforcement officials say prepaid cards are ready tools for thieves, drug rings - even terrorists.
BusinessWeek November 5, 2007 Cliff Edwards	Gift Cards with a Personal Touch Put your photo or special messages on gift cards - they're Visa's bid to regain share from stores and restaurants.
Entrepreneur May 2007 Jennifer Pellet	Pick a Card Personalized gift credit cards are the latest trend in corporate gifting.
U.S. Banker March 2009 Anthony Malakian	Prepaid Goes Mainstream as Adoption Increases As traditional credit becomes scarcer, even mainstream consumers are starting to use prepaid cards more frequently.
U.S. Banker May 2007 Rebecca Sausner	Nothing Says 'Prepared' Like a Prepaid Card for Victims Banks such as BofA and JPMorgan Chase are teaming with relief organizations and governments to put prepaid cards into the hands of disaster victims. Even insurers see them as a way to streamline claims.
Bank Technology News July 2003	By the Numbers Beyond cell phones, electronic recharge of stored-value accounts is filtering into transit, retail affinity and payroll cards. Savvy banks hope to exploit myriad options in top-end services for pre-paid products.
Bank Technology News February 2002 Jan Jaben Eilon	Smart Cards Make Their Move The U.S. market is showing it is now ready to give chip cards a shot...
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Systems & Technology October 28, 2009 Maria Bruno-Britz	STAR Network to Enable Prepaid Reload First Data's STAR EFT network is now capable of loading and reloading prepaid cards.
The Motley Fool September 9, 2004 Selena Maranjian	Credit Cards for College Collegians and credit cards aren't necessarily a disastrous combination.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
The Motley Fool November 22, 2010 Tim Beyers	Walk of Shame: The Kardashian Kard A pretty face doesn't make a prepaid debit card look any better, girls.
The Motley Fool February 28, 2011 Aditi Baid	How to Profit Along With Underbanked Americans Prepaid debit cards cater to a large chunk of the underbanked American population.
Inc. May 2008 Dalia Fahmy	PAYjr Gets Kids and Teens to Pay With Plastic Can a company providing prepaid debit cards for kids raise $7.5 million? The experts weigh in.
The Motley Fool February 20, 2007 Mary Dalrymple	Do You Have Too Many Credit Cards? See how you stack up against the average credit card-carrying consumer.
Bank Systems & Technology September 28, 2005 Katherine Burger	ROI Doesn't Matter When does an opportunity become an obligation? This is the urgent question facing the banking industry regarding serving the unbanked and underbanked U.S. population.
The Motley Fool February 25, 2005 Dayana Yochim	How to Handle Your Terrible Teen Kids these days are being tempted in ways we never were. No wonder they're in financial trouble.
Bank Technology News June 2007 Holly Sraeel	The Politics Of Lending Loom Large Over the Unbanked Because some people assume "the unbanked" is code for undocumented immigrants, banks find themselves perched on the horns of a public opinion dilemma. Are banks breaking their social contract with Americans, or is the U.S. failing with its immigration policy?
Bank Technology News June 2007 Michael Sisk	America's Great Divide About 73 million people in the U.S. are unbanked or underbanked, a marketplace that is as diverse as it is unknown. Banks will find a bevy of new risk tools to help reach out to this emerging credit market.
CRM September 1, 2005 Darla Thompson	Prepaid Profitability Companies are moving to converged prepaid and postpaid billing systems to support all customer payment preferences. This prepaid consumer activity will ultimately trigger the need for billing and customer care platforms on which customers are supported based on the products and services they use, and not based on how they pay.
Entrepreneur January 2007 Jane Easter Bahls	Outside Job Prepaid legal plans are a big help to smaller firms.
U.S. Banker December 2010	Get Creative & Innovative As community banks confront their many challenges, some are coming up with inventive strategies to attract more deposits, generate fee income, branch more cheaply, support local businesses and improve their communities. Here are nine ideas that just might be worth borrowing.
The Motley Fool July 7, 2005 Dayana Yochim	Mickey Goes Mobile Will Disney's new mobile-phone plan play Pied Piper for young callers?