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U.S. Banker August 2010 Glen Fest |
Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks. |
The Motley Fool December 8, 2010 Dan Caplinger |
Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits. |
Bank Systems & Technology February 11, 2009 Orla O'Sullivan |
Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit. |
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran |
Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit. |
U.S. Banker May 2007 Holly Sraeel |
Prepaid Forecast Bodes Well for Financial Players Regulation, the ability to achieve scale and consumer-adoption rates are all factors that must be weighed in banks' prepaid plans. Still, the future of prepaid is clear. So what are banks waiting for? |
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz |
Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models. |
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz |
KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks. |
U.S. Banker April 2007 Lee Conrad |
Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all. |
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz |
Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending. |
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz |
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. |
U.S. Banker March 2009 Anthony Malakian |
Prepaid Goes Mainstream as Adoption Increases As traditional credit becomes scarcer, even mainstream consumers are starting to use prepaid cards more frequently. |
The Motley Fool June 15, 2011 Dan Caplinger |
This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card. |
Bank Technology News March 2007 John Adams |
Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note. |
BusinessWeek May 26, 2011 Karen Weise |
Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits |
Bank Technology News July 2011 |
A Tempest in a Kiosk Though Walmart is expanding its repertoire of financial-services offerings, its kiosk merchandising poses no threat to banks. |
U.S. Banker February 2008 Anthony Malakian |
Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us. |
Bank Systems & Technology January 1, 2007 Phil Britt |
Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks. |
The Motley Fool April 30, 2008 Elizabeth Brokamp |
"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit? |
U.S. Banker November 2006 Michael Sisk |
A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action. |
The Motley Fool October 19, 2007 Dan Caplinger |
Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit. |
The Motley Fool April 5, 2011 Dan Caplinger |
This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it. |
The Motley Fool October 26, 2011 Dan Caplinger |
Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run. |
BusinessWeek October 15, 2009 Lloyd Constantine |
Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees. |
Bank Technology News December 2007 |
Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast. |
The Motley Fool September 2, 2006 Elizabeth Brokamp |
"Debit or Credit?" Choosing the right method of payment at the right time could save you big. |
U.S. Banker September 2010 David Evans |
As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward. |
The Motley Fool September 4, 2009 Rich Smith |
So How's Wal-Mart Ruining America This Week? Wal-Mart plans to exit the paper paycheck game over the course of the next few weeks, switching all employees to direct deposit if they have bank accounts, and if they do not, to "payroll cards." |
Bank Systems & Technology July 5, 2004 Judy Ward |
Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option. |
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz |
Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market. |
U.S. Banker April 2010 Maria Aspan |
Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income. |
The Motley Fool November 27, 2006 Tom Taulli |
Euronet's Transfer of Power Euronet is now No. 3 in money transfer, with plans to get even bigger. Investors, take note. |
The Motley Fool June 11, 2007 Selena Maranjian |
Will That Be Credit or Debit? Think twice before assuming you're using the right card. |
Entrepreneur June 2007 Jennifer Pellet |
Fight the Fee Save money with PIN-based transactions. |
Bank Systems & Technology July 15, 2010 Penny Crosman |
Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets. |
BusinessWeek January 12, 2004 Dean Foust |
First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had. |
U.S. Banker December 2010 |
Get Creative & Innovative As community banks confront their many challenges, some are coming up with inventive strategies to attract more deposits, generate fee income, branch more cheaply, support local businesses and improve their communities. Here are nine ideas that just might be worth borrowing. |
Bank Systems & Technology October 28, 2009 Maria Bruno-Britz |
STAR Network to Enable Prepaid Reload First Data's STAR EFT network is now capable of loading and reloading prepaid cards. |
Bank Technology News November 2003 |
By The Numbers A big surprise is that usage of benefit and payroll cards actually increased with income level among respondents of a recent Financial Insights survey, which defies conventional wisdom. |
The Motley Fool January 9, 2004 Rich Smith |
The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted. |
U.S. Banker March 2011 Sean Sposito |
Using Gift Cards to Sell Investments Encouraged by how prepaid cards helped sell banking services to the underbanked, an investment manager is planning to use similar cards to sell its products to the underinvested. |
The Motley Fool September 11, 2009 Rich Duprey |
How Wal-Mart Is Saving America This Week The retailing giant becomes a financial powerhouse by rolling back the costs of banking. |
Bank Systems & Technology March 27, 2008 Nancy Feig |
Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions. |
The Motley Fool July 13, 2011 Neha Chamaria |
How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement. |
Bank Systems & Technology June 26, 2006 Nancy Feig |
Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country. |
The Motley Fool March 11, 2011 Dan Caplinger |
Make Lower Debit Card Fees Pay Off for You Banks are up in arms about lower fees, but there will be some winners. |
The Motley Fool November 9, 2010 Dan Caplinger |
Yet More Ways Banks Hate You Fees are jumping as banks work around new laws. |
The Motley Fool September 28, 2004 Dayana Yochim |
Should You Drive Your Teen Into Debit? Lenders want a place in your kid's wallet. Maybe you should let them in. |
The Motley Fool October 2, 2009 Dave Mock |
3 Reasons to Buy Visa Today There are lots, but here are three biggies. |
U.S. Banker August 2010 Alan Kline |
A Misguided Swipe at Fees Critics of regulatory reform might say that many of its provisions don't go far enough in reining in banks or protecting consumers. As is, this is one that goes way too far. |
Bank Technology News August 2010 John Adams |
Wal-Mart's an FI by Any Other Name Discount retailer Wal-Mart, which backed away from applying for a bank license in 2007 in the face of opposition, is now deftly plying partnerships to offer financial services enabled by point of sale automation. |