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U.S. Banker
August 2010
Glen Fest
Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks. mark for My Articles similar articles
The Motley Fool
December 8, 2010
Dan Caplinger
Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits. mark for My Articles similar articles
Bank Systems & Technology
February 11, 2009
Orla O'Sullivan
Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit. mark for My Articles similar articles
Bank Systems & Technology
August 5, 2004
Cynthia Ramsaran
Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit. mark for My Articles similar articles
U.S. Banker
May 2007
Holly Sraeel
Prepaid Forecast Bodes Well for Financial Players Regulation, the ability to achieve scale and consumer-adoption rates are all factors that must be weighed in banks' prepaid plans. Still, the future of prepaid is clear. So what are banks waiting for? mark for My Articles similar articles
Bank Systems & Technology
July 28, 2006
Maria Bruno-Britz
Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models. mark for My Articles similar articles
Bank Systems & Technology
February 29, 2008
Maria Bruno-Britz
KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks. mark for My Articles similar articles
U.S. Banker
April 2007
Lee Conrad
Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all. mark for My Articles similar articles
Bank Systems & Technology
August 13, 2009
Maria Bruno-Britz
Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending. mark for My Articles similar articles
Bank Systems & Technology
January 29, 2008
Maria Bruno-Britz
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. mark for My Articles similar articles
U.S. Banker
March 2009
Anthony Malakian
Prepaid Goes Mainstream as Adoption Increases As traditional credit becomes scarcer, even mainstream consumers are starting to use prepaid cards more frequently. mark for My Articles similar articles
The Motley Fool
June 15, 2011
Dan Caplinger
This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card. mark for My Articles similar articles
Bank Technology News
March 2007
John Adams
Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note. mark for My Articles similar articles
BusinessWeek
May 26, 2011
Karen Weise
Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits mark for My Articles similar articles
Bank Technology News
July 2011
A Tempest in a Kiosk Though Walmart is expanding its repertoire of financial-services offerings, its kiosk merchandising poses no threat to banks. mark for My Articles similar articles
U.S. Banker
February 2008
Anthony Malakian
Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us. mark for My Articles similar articles
Bank Systems & Technology
January 1, 2007
Phil Britt
Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks. mark for My Articles similar articles
The Motley Fool
April 30, 2008
Elizabeth Brokamp
"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit? mark for My Articles similar articles
U.S. Banker
November 2006
Michael Sisk
A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action. mark for My Articles similar articles
The Motley Fool
October 19, 2007
Dan Caplinger
Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit. mark for My Articles similar articles
The Motley Fool
April 5, 2011
Dan Caplinger
This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it. mark for My Articles similar articles
The Motley Fool
October 26, 2011
Dan Caplinger
Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run. mark for My Articles similar articles
BusinessWeek
October 15, 2009
Lloyd Constantine
Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees. mark for My Articles similar articles
Bank Technology News
December 2007
Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast. mark for My Articles similar articles
The Motley Fool
September 2, 2006
Elizabeth Brokamp
"Debit or Credit?" Choosing the right method of payment at the right time could save you big. mark for My Articles similar articles
U.S. Banker
September 2010
David Evans
As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward. mark for My Articles similar articles
The Motley Fool
September 4, 2009
Rich Smith
So How's Wal-Mart Ruining America This Week? Wal-Mart plans to exit the paper paycheck game over the course of the next few weeks, switching all employees to direct deposit if they have bank accounts, and if they do not, to "payroll cards." mark for My Articles similar articles
Bank Systems & Technology
July 5, 2004
Judy Ward
Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option. mark for My Articles similar articles
Bank Systems & Technology
January 31, 2006
Maria Bruno-Britz
Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market. mark for My Articles similar articles
U.S. Banker
April 2010
Maria Aspan
Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income. mark for My Articles similar articles
The Motley Fool
November 27, 2006
Tom Taulli
Euronet's Transfer of Power Euronet is now No. 3 in money transfer, with plans to get even bigger. Investors, take note. mark for My Articles similar articles
The Motley Fool
June 11, 2007
Selena Maranjian
Will That Be Credit or Debit? Think twice before assuming you're using the right card. mark for My Articles similar articles
Entrepreneur
June 2007
Jennifer Pellet
Fight the Fee Save money with PIN-based transactions. mark for My Articles similar articles
Bank Systems & Technology
July 15, 2010
Penny Crosman
Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets. mark for My Articles similar articles
BusinessWeek
January 12, 2004
Dean Foust
First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had. mark for My Articles similar articles
U.S. Banker
December 2010
Get Creative & Innovative As community banks confront their many challenges, some are coming up with inventive strategies to attract more deposits, generate fee income, branch more cheaply, support local businesses and improve their communities. Here are nine ideas that just might be worth borrowing. mark for My Articles similar articles
Bank Systems & Technology
October 28, 2009
Maria Bruno-Britz
STAR Network to Enable Prepaid Reload First Data's STAR EFT network is now capable of loading and reloading prepaid cards. mark for My Articles similar articles
Bank Technology News
November 2003
By The Numbers A big surprise is that usage of benefit and payroll cards actually increased with income level among respondents of a recent Financial Insights survey, which defies conventional wisdom. mark for My Articles similar articles
The Motley Fool
January 9, 2004
Rich Smith
The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted. mark for My Articles similar articles
U.S. Banker
March 2011
Sean Sposito
Using Gift Cards to Sell Investments Encouraged by how prepaid cards helped sell banking services to the underbanked, an investment manager is planning to use similar cards to sell its products to the underinvested. mark for My Articles similar articles
The Motley Fool
September 11, 2009
Rich Duprey
How Wal-Mart Is Saving America This Week The retailing giant becomes a financial powerhouse by rolling back the costs of banking. mark for My Articles similar articles
Bank Systems & Technology
March 27, 2008
Nancy Feig
Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions. mark for My Articles similar articles
The Motley Fool
July 13, 2011
Neha Chamaria
How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement. mark for My Articles similar articles
Bank Systems & Technology
June 26, 2006
Nancy Feig
Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country. mark for My Articles similar articles
The Motley Fool
March 11, 2011
Dan Caplinger
Make Lower Debit Card Fees Pay Off for You Banks are up in arms about lower fees, but there will be some winners. mark for My Articles similar articles
The Motley Fool
November 9, 2010
Dan Caplinger
Yet More Ways Banks Hate You Fees are jumping as banks work around new laws. mark for My Articles similar articles
The Motley Fool
September 28, 2004
Dayana Yochim
Should You Drive Your Teen Into Debit? Lenders want a place in your kid's wallet. Maybe you should let them in. mark for My Articles similar articles
The Motley Fool
October 2, 2009
Dave Mock
3 Reasons to Buy Visa Today There are lots, but here are three biggies. mark for My Articles similar articles
U.S. Banker
August 2010
Alan Kline
A Misguided Swipe at Fees Critics of regulatory reform might say that many of its provisions don't go far enough in reining in banks or protecting consumers. As is, this is one that goes way too far. mark for My Articles similar articles
Bank Technology News
August 2010
John Adams
Wal-Mart's an FI by Any Other Name Discount retailer Wal-Mart, which backed away from applying for a bank license in 2007 in the face of opposition, is now deftly plying partnerships to offer financial services enabled by point of sale automation. mark for My Articles similar articles