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The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
The Motley Fool November 14, 2011 Morgan Housel	Here Come the New Bank Fees Careful what you wish for. What's been lauded as a big win for consumers may have actually pushed them back to square one.
Bank Systems & Technology August 9, 2010 Penny Crosman	BofA Rolls Out Online-Only Checking Account Customers must use ATMs for deposits and withdrawals and receiving paperless statements to avoid $8.95 fee.
Bank Systems & Technology February 11, 2009 Orla O'Sullivan	Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit.
The Motley Fool June 15, 2011 Dan Caplinger	This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card.
The Motley Fool January 9, 2004 Rich Smith	The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted.
U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
The Motley Fool November 7, 2011 Morgan Housel	Goodbye, Debit Card Fees. What's Next? Still no free lunches in banking.
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
Bank Systems & Technology March 10, 2010 Penny Crosman	BofA to Block Debit Card Overdrafts Good news for customers who inadvertently overdrew and were charged $39 a day.
The Motley Fool February 28, 2011 Aditi Baid	How to Profit Along With Underbanked Americans Prepaid debit cards cater to a large chunk of the underbanked American population.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
U.S. Banker November 2010 Alan Kline	Sharing Space to Cut Costs Ask any retail banking expert what the branch of the future will look like and the first word you re likely to hear is smaller.
Bank Systems & Technology April 6, 2009 Orla O'Sullivan	Internet Banks Poised to Prosper Amid Crisis As consumers seek the best rates and banks look to cut costs, direct banks will enjoy a surge in deposits, and branch traffic will stagnate, TowerGroup predicts.
U.S. Banker March 2009 Anthony Malakian	Prepaid Goes Mainstream as Adoption Increases As traditional credit becomes scarcer, even mainstream consumers are starting to use prepaid cards more frequently.
The Motley Fool January 20, 2011 Dayana Yochim	Your Bank's Latest Fee Shakedown Even a high average balance won't help you escape big banks' latest round of fee increases.
The Motley Fool July 19, 2010 Dan Caplinger	Bank of America to Customers: Get Out and Stay Out! Free checking accounts go to those who won't visit tellers.
Bank Director 3rd Quarter 2010 Jack Milligan	The Big Retail Showdown Despite countless warnings that the industry has hit a wall on brick-and-mortar viability, lots of financial institutions are holding their ground, determined not to let this era become branching's last stand. Can branches remain profitable once the dust settles on the current economy?
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz	Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
U.S. Banker December 2008 Anthony Malakian	Another Bank's Unhappy Clients Are Prime Prospects Competition for deposits is only going to get fiercer. Given this reality, it's imperative banks perfect ways to snare consumers when they have the chance - and a great opportunity is when a person dissatisfied with their current bank visits another bank's Web site.
The Motley Fool August 18, 2011 Dan Caplinger	Don't Fall for This Bank Bait-and-Switch Charging for debit cards makes no sense. As a customer, you owe it to yourself to make these higher fees blow up in big banks' faces.
The Motley Fool January 23, 2006	All About Online Banking You may not need your bricks-and-mortar branch as much as you thought.
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
U.S. Banker August 2010 Alan Kline	Banking 2020: Smartphones Rule All the hubbub about smartphones laying the decisive blow to branches is unnecessary; they can peacefully and successfully co-exist with some retooling.
Bank Technology News June 2010 Sara Lepro	A Sweeter Customer Experience Cool. Hip. Fresh. That's how some experts have referred to Mango Financial Inc., a start-up targeting underbanked consumers.
BusinessWeek March 26, 2009	The Fine Print The average U.S. money market account earns an average yield of 0.33%. Such puny rates are encouraging some intrepid souls to venture into higher-yield savings and checking accounts. But these deals come with strings attached and a variety of risks.
The Motley Fool September 28, 2004 Dayana Yochim	Should You Drive Your Teen Into Debit? Lenders want a place in your kid's wallet. Maybe you should let them in.
U.S. Banker January 2008 Anthony Malakian	Poor Branch Placement Could Kill Revenues For smaller community banks, poor branch placement is a far greater concern than for a trillion-dollar behemoth.
The Motley Fool June 17, 2010 Rex Moore	The End of Free Checking? Banks have to make up for billions in revenue somehow.
U.S. Banker May 2010 Susan Kreimer	It's Money That Matters Forget the toaster or Tupperware. Banks these days are using a far more powerful incentive to reel in new depositors: cold, hard cash.
The Motley Fool June 21, 2010 Dan Caplinger	Tell Big Banks to Take a Hike Take away free checking? Fine -- take away your business.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Technology News February 2001 Maria Bruno	The Citi that Never Lets You Sleep... Banks' intentions can easily become twisted and misguided to the point where customers -- the very ones who keep them in business -- are penalized...
Bank Technology News January 2004	By The Numbers Almost two-thirds of respondents report their household uses a personal computer to do on-line banking, an activity most prevalent among 18- to 34-year-olds, and which widens with household income.
The Motley Fool July 29, 2010 Selena Maranjian	Wal-Mart Banks on Big Ambitions Wal-Mart's president of financial services has said that the company has no plans to enter the banking business in the U.S. However, it's already rolled out banking services in other countries.
BusinessWeek May 26, 2011 Karen Weise	Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits
U.S. Banker September 2001 Diana Tejerina	College Kids: Gimme 'Ole-Time Banking A U.S. Banker survey finds that college students are uncomfortable with online banking and are wary about credit cards. But they're wild about debit cards...
The Motley Fool November 2, 2011 John Grgurich	What Investors Need to Know About Bank of America's Debit-Card Fee Reversal We may not always like banks, but they've been around in one form or another for thousands of years and aren't going anywhere anytime soon.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
The Motley Fool November 12, 2004	Get Those Annual Fees Waived If you've ever wondered whether there's any way to get a credit card company to waive its annual fee, there's no harm in asking.
The Motley Fool November 7, 2011 Molly McCluskey	Thousands Vote With Their Feet, Say Goodbye to Big Banks Banks' reversal on fees not enough to keep customers happy.
The Motley Fool November 22, 2010 Tim Beyers	Walk of Shame: The Kardashian Kard A pretty face doesn't make a prepaid debit card look any better, girls.
U.S. Banker March 2011 Sean Sposito	Using Gift Cards to Sell Investments Encouraged by how prepaid cards helped sell banking services to the underbanked, an investment manager is planning to use similar cards to sell its products to the underinvested.
Bank Technology News November 2003	By The Numbers A big surprise is that usage of benefit and payroll cards actually increased with income level among respondents of a recent Financial Insights survey, which defies conventional wisdom.
U.S. Banker April 2007 Lee Conrad	Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all.
Bank Technology News July 2011	Citi Turns to Apple for Inspiration Citi is investing millions in new branches and branch refurbishments that provide technology and design upgrades, providing a more Apple-like experience for retail customers.
Bank Systems & Technology October 8, 2009 Maria Bruno-Britz	Northeast Bank Takes New Approach to Branching With dwindling transaction levels at the branch due to self service channels, Northeast Bank is revising its branch strategy.
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks.