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Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
U.S. Banker April 2010 Maria Aspan	Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income.
Bank Systems & Technology October 23, 2007 Maria Bruno-Britz	Decoupled Debit Presents Threats and Opportunities to Banks While decoupled debit offers monoline issuers another avenue by which to gain customers, it could be a huge threat to banks' deposit business.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
The Motley Fool February 8, 2010 Morgan Housel	Better Investment: Visa or MasterCard? Visa and MasterCard both reported full-year 2009 results last week. So let's weigh 'em in, unpack the numbers, and declare a winner.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
U.S. Banker March 2011 Ken Paterson	Debit Rewards: A Farewell Portrait? As banks and credit unions face a significant reduction in interchange revenue under the Durbin amendment in the Dodd-Frank Act, debit rewards will certainly come under scrutiny in coming months.
Bank Systems & Technology July 15, 2010 Penny Crosman	Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets.
BusinessWeek May 26, 2011 Karen Weise	Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
Bank Systems & Technology August 15, 2008 Maria Bruno-Britz	JPMorgan Introduces Prepaid Card for Workers Comp Payments The Chase Workers Compensation Card is designed to help insurance companies gain efficiencies and to provide an alternative payments method for individuals entitled to workers compensation.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
The Motley Fool January 9, 2004 Rich Smith	The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
The Motley Fool July 13, 2011 Neha Chamaria	How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
Bank Systems & Technology January 7, 2005 Katherine Burger	Playing Their Cards Right The announcement that Discover Financial Services, issuer of the Discover card, would acquire the Pulse EFT Association signifies not only the rise of debit but also the (re)emergence of competition to Visa and MasterCard's dominance.
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
The Motley Fool October 2, 2009 Dave Mock	3 Reasons to Buy Visa Today There are lots, but here are three biggies.
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
InsideFlyer June 2004	The New Number One Earning frequent flyer miles by spending with your credit/debit card has replaced flying as the number one way to earn frequent flyer miles. Here's a look at the why, where and what's ahead in this latest twist in the evolution of frequent flyer programs.
Insurance & Technology July 12, 2006 Anthony O'Donnell	Easy Money In anticipation of hurricane season, The Hartford Financial Services has partnered with JPMorgan Chase to provide property insurance policyholders with Emergency Claim Cards as an alternative funds transfer mechanism to meet catastrophe-related initial expenses.
Bank Technology News September 2010 Daniel Wolfe	Bonneville Bank Banks Signature Debit To make sure its customers use their PINs and to shore up security for debit purchases, Bonneville Bancorp is prohibiting signature debit payments in some states.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
Insurance & Technology November 17, 2004 Wendy Toth	Easy Money Hartford Life has made flexible spending accounts an option for more consumers by utilizing debit cards. This convenience is maintained through a technology network supported by proprietary software. Since rolling out the program, the company has doubled its FSA participation.
The Motley Fool February 2, 2011 Selena Maranjian	8 Million Credit Card Customers Vanish As more folks put down the plastic, will banks suffer?
The Motley Fool January 11, 2012 Robert Eberhard	I Will Not Use Credit Cards in 2012 After a decade in debt, the author swears off plastic for good.
Bank Systems & Technology January 3, 2006 Maria Bruno-Britz	A Payroll Card of a Different Stripe The latest plan to enable consumers to bypass their banks for their financial needs involves a debit-based payroll card issued by Affinity Card Systems (ACS). The card is being targeted at the financially underserved, the unbanked, students and highly mobile people.
Bank Technology News April 1, 2008	Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet.
The Motley Fool November 7, 2011 Morgan Housel	Goodbye, Debit Card Fees. What's Next? Still no free lunches in banking.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
U.S. Banker June 2011 Glen Fest	Fraud Fight to Take Hit? Many banks subject to the Durbin amendment are convinced debit interchange cuts will make free checking or rewards programs impossible to support.
U.S. Banker September 2010 David Evans	As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward.
Inc. January 2005 Nicole Gull	Taking the Pain Out of Payday Still cutting old-fashioned paychecks? Payroll debit cards offer a cheaper, more convenient alternative
Bank Systems & Technology February 11, 2009 Orla O'Sullivan	Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit.
U.S. Banker June 2009 Glen Fest	Taking a New Swipe at Debit Incentives Busey Bank of Champaign, Ill., has given out debit rewards since 2005 to increase incremental revenue from cardholders through interchange, and add-on services, like bill-pay.