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IDB America November 2002 Paul Constance |
The high cost of solidarity Why many Latin American immigrants are paying too much to send money back home, and what can be done about it |
IDB America March 2004 Charo Quesada |
Unlocking the hidden potential of remittances How to multiply the benefits of the ever-increasing flow of money sent by immigrants to relatives in Latin America and the Caribbean |
IDB America July 2003 Charo Quesada |
Profitable solidarity An Ecuadorian bank with social aims and healthy profits |
IDB America October 2001 Peter Bate |
A river of gold The money that migrants send home buoys families and bolsters national economies. Can it do more? |
IDB America July 2003 Charo Quesada |
Lose a child, gain future security Earnings in Spain buy a house in Ecuador |
IDB America October 2001 Peter Bate |
Can remittances help to fuel development? The manager of the IDB's Multilateral Investment Fund explains how money sent home by immigrants could be leveraged to benefit whole communities... |
IDB America July 2003 Charo Quesada |
Why emigrate? A new poll produces key insights |
Finance & Development June 1, 2007 Gupta et al. |
Making Remittances Work for Africa If handled well, migrant transfers in sub-Saharan Africa can reduce poverty and connect small savers to the formal financial sector. |
Bank Systems & Technology March 27, 2008 Nancy Feig |
Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions. |
Finance & Development December 1, 2005 Dilip Ratha |
Remittances: A Lifeline for Development Governments have often offered incentives to increase remittance flows and to channel them to productive uses. But such policies are more problematic than efforts to expand access to financial services or reduce transaction costs. |
Bank Technology News March 2002 Daniel A. Joelson |
Latin America Uncovers Internet Banking Leaders Economic conditions won't bury the growth of online banking in the region... |
Bank Technology News September 2002 Karen Krebsbach |
Following The Money Banks are gunning for a larger share of the $9.2 billion wired home annually by Mexican nationals in the U.S. But the Mexican government, with its own remittance plan, could be the dark horse in this race. |
IDB America May 2004 |
MIF Helps Microlenders to Enter Remittances Market The new program will help five Latin American institutions analyze their potential for handling remittances, draft business plans to enter those markets, acquire the necessary technological infrastructure and develop new financial products and services for their entrepreneurial clients. |
U.S. Banker April 2008 Anthony Malakian |
Banks Offer Bonuses to Entice Consumers to Start Saving The current subprime crisis might just push U.S. consumers to once again become savers. Banks need to find innovative bonuses to drive consumer funds back into savings accounts. |
Bank Systems & Technology October 22, 2007 Nancy Feig |
Cross-Border Payments: What Role Do Banks Play in Remittances? At $250 billion, the market for cross-border, consumer-to-consumer remittance payments already is huge. But with the World Bank estimate of 30% year-over-year growth, the market is one banks no longer can ignore. |
The Motley Fool February 12, 2008 Dan Caplinger |
Where You'll Find the Best Rates As customers have moved to the Internet for financial solutions, banks have paid attention. |
BusinessWeek January 17, 2005 Brian Grow |
Tapping A Market That Is Hot, Hot, Hot With Hispanics' wealth and population rising three times faster than the U.S. average, the FDIC predicts that they will account for more than 50% of U.S. retail banking growth over the next decade, yet 56% have no bank accounts. |
Entrepreneur November 2007 James Park |
A New Option for Penny Pinch-ING ING's new savings account is tailor-made for growing entrepreneurs. |
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz |
Sticking With the Tried and True The days when large U.S. banks could sustain their old core systems on the IT version of life support are numbered, according to TowerGroup. |
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz |
For Money Transfers, Going Solo Not the Best Route for Banks A new study says banks are better off teaming up with existing money transmitters to succeed in remittance business. |
Finance & Development September 1, 2006 Jeffrey G. Williamson |
Global Migration Two centuries of mass migration offers insights into the future economic impact of the global movements of people. |
Bank Technology News September 2001 Daniel Joelson |
New Research Ranks Web Sites of Western Hemisphere A study of online financial services in the Americas reveals some of the many challenges FIs face online... |
IDB America April 2004 Charo Quesada |
After the Honeymoon What can Latin America do to rekindle the interest of Spanish investors? |
Finance & Development December 2009 Ratha et al. |
Remittances in Development Remittances, funds repatriated by migrant workers to family and friends back home, provide the most tangible link between migration and development. |
Bank Technology News August 2003 |
By The Numbers One of the major effects of check-image exchange is the eventual elimination of the float. The annual value of the float is about $5 billion, say banks, even in today's low-rate environment. |
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz |
Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy. |
Bank Systems & Technology August 22, 2008 Orla O'Sullivan |
Remittances Offer Promise of New Revenue and New Markets to Banks About 40 percent of the global funds transmitted annually by migrant workers to their home countries emanate from the U.S., yet banks here so far process only about 3 percent of world remittances. |
Finance & Development September 2011 |
Harnessing Diasporas Africa can tap some of its millions of emigrants to help development efforts. |
BusinessWeek December 22, 2003 David Fairlamb |
Can Western Union Keep On Delivering? Wiring money overseas has been a hugely profitable business. But now, rivals are elbowing in, driving the fees down. |
Bank Technology News October 2001 Daniel Joelson |
AT&T Takes Big Bites in Latin America Despite making headway, the telecom giant is learning Latin America presents its own unique challenges... |
BusinessWeek May 30, 2005 Carlta Vitzthum |
These Open Arms Are Raising EU Eyebrows Almost 700,000 of Spain's illegal immigrants applied for national working papers as part of one of the most ambitious-ever amnesties in Europe. |
The Motley Fool October 20, 2006 Dan Caplinger |
Earn More on Your Money Scour the nation to find the best savings rates: the rates that local bank branches offer are often lower than the rates you can find at banks with a national customer base, especially online banks. |
Finance & Development December 1, 2005 |
Sending Money Home: Trends in Migrant Remittances Over the past fifteen years, international migrant remittances have become increasingly prominent -- with $167 billion flowing to developing countries. Survey data show that remittances have reduced the poverty headcount ratio significantly in several low-income countries. |
Bank Technology News March 2002 Karen Epper Hoffmann |
Online Banking Aligns Practices Now that the initial online flurry has subsided, Web-based banks are looking at ROI potential... |
IDB America March 2004 |
IDB holds 2004 annual meeting in Peru The Board of Governors of the Inter-American Development Bank will hold its 45th Annual Meeting in Lima, Peru, March 29-31, to review its lending program and other activities, discuss past and future policies and analyze new proposals. |
The Motley Fool November 1, 2006 Mary Dalrymple |
Spend to Save? Credit cards offer to fill savings accounts or college funds. Even with all these creative new savings options, the best way to build a sizable nest egg may be the old-fashioned way -- spend less than you earn and put the rest in a savings account. |
Finance & Development June 2011 |
Lowering the Cost of Sending Money Home Reducing transaction costs can put more money in the pockets of migrants and their families. |
Bank Technology News March 2001 David Rountree |
Up Today, Up Tomorrow Banks appear determined to sustain their leadership in technology as the virtual world creates ever new real-world threats to their traditional business models. |
The Motley Fool November 28, 2007 Nathan Parmelee |
A Sea of Tranquility in a Financial Storm Some of the strongest economies in the world can now be found in Latin America, where companies have been largely immune to the volatility most companies around the world have experienced. |
The Motley Fool August 16, 2007 Matt Koppenheffer |
What's on Deck for Investment Banks? It looks like there could be some tougher times for the industry. Investors, there's a lot of uncertainty right now, but keep an eye out for the appearance of a Goldman Sachs or a Merrill Lynch in that ol' bargain bin -- it could happen. |
Bank Technology News April 2006 Glen Fest |
Fraud Prevention: Engaging More Than The Enemy Banks could improve anti-fraud measures if they provided tools that draft customers into the battle. But it's not that simple for an industry still rife with soft spots. |
Reason Aug/Sep 2009 Jeff Winkler |
Nativist International: Bribing Immigrants to Leave Several countries are trying to give incentives to foreign workers to leave. |
The Motley Fool August 7, 2006 Will Frankenhoff |
Banco Itau: Cashing In on Brazil's Growth Investors can make some real profits by investing in this Brazilian banking giant. |
Managed Care October 2003 John L. Phelan |
Pay Incentives to Physicians For Filing Electronic Claims Physicians' well-known reluctance to invest in office computer hardware and software is costing health plans money. How to get the docs' attention? |
BusinessWeek July 11, 2005 Michael Mandel |
Totting Up Savings Here's a primer on how savings is calculated -- on a national level as well as personal one -- and its impact on economic growth. |
The Motley Fool February 12, 2007 Mary Dalrymple |
I Love Online Savings An easily accessible, high-yielding, online savings account is just the thing to warm your heart. |
The Motley Fool July 13, 2011 Neha Chamaria |
Your Portfolio Better Get Ready to Habla Espanol o Portugues Keep an eye on how companies take advantage of growth in Latin America. |
BusinessWeek September 20, 2004 Cooper & Madigan |
U.S.: The National Piggy Bank is Going Hungry A low savings rate threatens boomers' retirement -- and long-term growth. And part of the blame goes to the federal government's siphoning off a big chunk of domestic savings to fund enormous budget deficits. |