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BusinessWeek January 17, 2005 Michael J. Mandel	What Goes In The Piggy Bank? On the face of it, the definition of personal or national savings seems simple. Take a household's or a country's income, subtract consumption, and savings is everything left over. Easy. Ah, but look again.
BusinessWeek January 17, 2005 Michael J. Mandel	Our Hidden Savings While other countries chide the U.S. for being profligate, Americans are putting more money into the things that matter over the long run. That's reflected in U.S. economic performance, among the strongest in the world.
Registered Rep. March 1, 2007	Depressing Last year Americans spent all of their money, and then some, buying stuff: The U.S. personal savings rate fell to -1%, its lowest level in 73 years.
The Motley Fool February 2, 2007 Mary Dalrymple	Our Savings Rate Is Abysmal The national rate's in the red. How are your savings statistics? If you're not shunting at least a little of your discretionary income into short-term savings or long-term savings, you might be setting yourself up for trouble down the road.
The Motley Fool January 19, 2007 Brian Lawler	Should We Sweat Our Savings Rate? Do the savings statistics accurately portray an overspending American consumer, or is it just another financial illusion?
The Motley Fool May 23, 2007 Dan Caplinger	Save More, Rich or Poor Think a larger income means larger savings? Think again. It all comes down to spending less than you make.
BusinessWeek September 20, 2004 Cooper & Madigan	U.S.: The National Piggy Bank is Going Hungry A low savings rate threatens boomers' retirement -- and long-term growth. And part of the blame goes to the federal government's siphoning off a big chunk of domestic savings to fund enormous budget deficits.
BusinessWeek January 17, 2005	A Savings Crisis? Maybe Not Is the U.S. in a savings crisis? We think not, though one may be brewing if attitudes toward the budget deficit don't change in Washington.
Investment Advisor July 2006 Ryan G. Murphy	Numerology Assets in 529 college savings plans rose to an estimated $75.1 billion at the end of the first quarter of 2006, up 38% from $54.5 billion in the same quarter one year ago.
The Motley Fool February 12, 2007 Mary Dalrymple	I Love Online Savings An easily accessible, high-yielding, online savings account is just the thing to warm your heart.
The Motley Fool September 22, 2004 Selena Maranjian	You Can Pay for College Tips and resources galore are at your fingertips from the College Savings Plan Network (CSPN) of the National Association of State Treasurers.
Finance & Development June 2011	Beyond Retirees How countries change their pension systems and whether they do it in tandem have major implications for global economic health.
The Motley Fool February 7, 2007 Dan Caplinger	Give Your Savings a Raise If your income rises, pass it on to your savings.
Financial Advisor November 2005 Raymond Fazzi	Is The Savings Rate Reaching Crisis Proportions? On a national level, the low savings rate means that a larger portion of the nation's debt is being picked up by foreigners in the form of bonds. That also could eventually impact consumer spending.
The Motley Fool February 9, 2005	Money Market Funds, Explained They're not exciting, but you may need them. They're generally ill-suited for long-term savings, but they're great for short-term investments, such as for money you'll need in the near future.
The Motley Fool November 8, 2004	Fools Save Half a Billion What could happen if you don't have short-term savings? Avoid these unpleasantries by taking these five steps to establish your own cash cushion.
Entrepreneur November 2007 James Park	A New Option for Penny Pinch-ING ING's new savings account is tailor-made for growing entrepreneurs.
The Motley Fool February 13, 2007 Mary Dalrymple	Automatic College Savings What kind of educational benefits do you get at work? An automatic 529 payroll deduction could be as helpful as an automatic retirement savings program, like a 401(k).
The Motley Fool October 19, 2006 Mike Norman	The Rich Uncle Syndrome Asia's savings are the gift that America never has to give back.
The Motley Fool May 7, 2004	How to Invest for College As your kids get older, you may be wondering what you should invest your savings for their college education in -- stocks, for example, or bonds? One size doesn't fit all when it comes to college savings.
Inc. May 2006	Is A Pension Plan Right For You? If you answer yes to these six questions, a defined benefit plan may be worth a look.
Investment Advisor February 2007	HSA Changes Summary of proposed health savings account changes in H.R. 6111.
HBS Working Knowledge June 23, 2008 Martha Lagace	Innovative Ways to Encourage Personal Savings Ideas on what government policy, the private sector and nonprofits can do to help people save, from HBS professor Peter Tufano.
The Motley Fool November 1, 2006 Hope Nelson-Pope	Cash Under the Mattress Eschew your mattress, your attic, and your piggy bank as your savings vehicles of choice and plunk your money into higher-yielding vehicles instead. Don't let your hard-earned cash wilt on the vine.
The Motley Fool October 23, 2007 Dan Caplinger	The Savings Crisis Goes Abroad The U.S. isn't the only nation with a savings problem. Once renowned as a nation of savers, Japan's savings rate has been steadily declining over the past 30 years.
AskMen.com Terence Channon	Must-Have Long-Term Savings It may seem like some of these financial ventures are much too far in the future to worry about right now, but if you want to reach your financial goals, these must-have long-term savings are the only way to get there.
The Motley Fool January 25, 2005 Dayana Yochim	You're on Your Own, Kiddos In the standoff between retirement savings and college savings, retirement wins.
Registered Rep. April 6, 2007 Kristen French	The Cost Of Retirement Ibbotson Associates released its own savings guidelines for typical investors with different ages, income levels and initial accumulated wealth. These recommendations won't surprise financial advisors, but might help inspire profligate clients.
The Motley Fool June 17, 2008 Dayana Yochim	No-Sweat Savings No need to stew and sweat. Putting money aside can be easy.
The Motley Fool February 16, 2007 Matt Koppenheffer	A Savings Triple Play Making sure you have enough stashed away for all of life's adventures can be as easy as one, two, three.
Financial Advisor March 2004 Marla Brill	Will Health Savings Accounts Have A Market? new way to pay for health care that combines an insurance component with an intriguing savings kicker was introduced by the Medicare Reform Act in December. Health savings accounts (HSAs) are designed to help individuals save for qualified medical and retiree health expenses on a tax-favored basis.
The Motley Fool November 1, 2006 Mary Dalrymple	Spend to Save? Credit cards offer to fill savings accounts or college funds. Even with all these creative new savings options, the best way to build a sizable nest egg may be the old-fashioned way -- spend less than you earn and put the rest in a savings account.
The Motley Fool September 2, 2004	Common Banking Mistakes Learn how to avoid common banking mistakes that result from not looking at the big picture and just focusing on one attractive aspect of a banking service.
The Motley Fool November 3, 2006 Mary Dalrymple	Plunk Down a Pile of Cash Here are the questions to ask before parking your savings somewhere.
HBS Working Knowledge September 6, 2005 Ann Cullen	The Best Place for Retirement Funds Harvard professor Daniel Bergstresser says that households with substantial assets in both taxable and tax-deferred accounts (TDAs) should be thinking about where to hold them, specifically, inside or outside of tax-deferred accounts.
The Motley Fool March 1, 2007 Mary Dalrymple	Urgent! Emergency! How long could your emergency savings last?
AskMen.com Michael Estrin	10 Common Savings Mistakes Here are the 10 most common mistakes people make about saving money.
The Motley Fool August 28, 2007 Mary Dalrymple	College Savings for the Whole Family Savings incentives work for kids and parents alike.
The Motley Fool December 18, 2006 Mary Dalrymple	Naughty: Negative Savings The negative savings rate seems to have become a pandemic.
The Motley Fool March 2, 2007 Mary Dalrymple	Let Them Eat ... Cash? A California savings proposal highlights the advantages of starting early. If you open a savings account (or maybe even a college savings fund) when your child is born and contribute to it regularly, you can build up a sizable nest egg. Just get started.
Registered Rep. February 4, 2004 John Churchill	Americans Not Saving Sufficiently For Retirement Even as advisors eagerly chase the business of retiring baby boomers, a large percentage of the working population remains in the dark about financial planning, having vitually no retirement plan or savings.
BusinessWeek July 11, 2005 Michael Mandel	A World of Influence on Interest Rates Many investors find the new global connections more difficult to understand than the old domestic links. So here's a guide to how global and domestic events used to influence interest rates -- and what the impact will be today.
BusinessWeek July 11, 2005 Rich Miller	Too Much Money A global savings glut is good for growth -- but risks are mounting.
Registered Rep. May 1, 2004 Stan Luxenberg	American Activity Boasting a track record of steady returns, American Funds has emerged as the top player in the market for 529 savings plans.
Fast Company June 2004 Jennifer Esty	Employee Savings Plan EMC's plan to reduce company costs included a call to arms that attracted some interesting and effective employee recommendations.
The Motley Fool June 29, 2007 Elizabeth Brokamp	Workout No. 2: Coping With Cash Crunches Here are some top tips for helping you prepare for life's financial curveballs.
BusinessWeek March 5, 2007 James C. Cooper	How Long Can The U.S. Count On Foreign Funding? As the dollar sags and other investments beckon, a shakeout looms.
The Motley Fool October 26, 2004	Why You Need Short-Term Savings Though your short-term savings will never rival returns on stocks over the long term, short-term money needs to earn its keep, countering inflation and maybe earning a little more.
The Motley Fool October 9, 2007 Bill Barker	On the Day I Will Have Lost a Half a Million Dollars How to cope with a big loss after many years of doing it all right.
The Motley Fool December 27, 2006 Selena Maranjian	Short-Term Money Doesn't Have to Earn Peanuts A savings account isn't the only option for money you might be needing soon.