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IDB America March 2004 Charo Quesada	Unlocking the hidden potential of remittances How to multiply the benefits of the ever-increasing flow of money sent by immigrants to relatives in Latin America and the Caribbean
IDB America July 2003 Charo Quesada	Do it with plastic Electronic transactions and bank accounts for emigrants
IDB America October 2001 Peter Bate	A river of gold The money that migrants send home buoys families and bolsters national economies. Can it do more?
Finance & Development December 1, 2005 Dilip Ratha	Remittances: A Lifeline for Development Governments have often offered incentives to increase remittance flows and to channel them to productive uses. But such policies are more problematic than efforts to expand access to financial services or reduce transaction costs.
Bank Systems & Technology March 27, 2008 Nancy Feig	Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions.
Finance & Development June 1, 2007 Gupta et al.	Making Remittances Work for Africa If handled well, migrant transfers in sub-Saharan Africa can reduce poverty and connect small savers to the formal financial sector.
Bank Technology News September 2002 Karen Krebsbach	Following The Money Banks are gunning for a larger share of the $9.2 billion wired home annually by Mexican nationals in the U.S. But the Mexican government, with its own remittance plan, could be the dark horse in this race.
Fast Company April 2012 Irin Carmon	Tigo Helps Remittances Go Mobile In countries like Guatemala, remittances from migrant workers in the U.S. are critical to the economy. Tigo, an international telecom, has a unique plan to use mobile banking to simplify a trying process.
IDB America October 2001 Peter Bate	Can remittances help to fuel development? The manager of the IDB's Multilateral Investment Fund explains how money sent home by immigrants could be leveraged to benefit whole communities...
BusinessWeek December 22, 2003 David Fairlamb	Can Western Union Keep On Delivering? Wiring money overseas has been a hugely profitable business. But now, rivals are elbowing in, driving the fees down.
Bank Technology News January 2002 Daniel Joelson	Latin America Set For ATM Spike Consumer demand is making Latin banks reassess their ATM strategies...
Bank Technology News March 2002 Daniel A. Joelson	Latin America Uncovers Internet Banking Leaders Economic conditions won't bury the growth of online banking in the region...
Finance & Development March 1, 2000 Robert Rennhack	Banking Supervision Countries in Latin America and the Caribbean, like other emerging markets, have experienced banking system difficulties that have hampered growth and generated fiscal costs as high as 10 to 20 percent of GDP and even more. Many countries have improved their banking systems, but further reform is needed.
The Motley Fool January 20, 2011 Dayana Yochim	Your Bank's Latest Fee Shakedown Even a high average balance won't help you escape big banks' latest round of fee increases.
AskMen.com March 2, 2003 Dan Carter	5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible.
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz	For Money Transfers, Going Solo Not the Best Route for Banks A new study says banks are better off teaming up with existing money transmitters to succeed in remittance business.
The Motley Fool January 19, 2007 Dan Caplinger	Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them.
Bank Systems & Technology August 22, 2008 Orla O'Sullivan	Remittances Offer Promise of New Revenue and New Markets to Banks About 40 percent of the global funds transmitted annually by migrant workers to their home countries emanate from the U.S., yet banks here so far process only about 3 percent of world remittances.
IDB America May 2004	MIF Helps Microlenders to Enter Remittances Market The new program will help five Latin American institutions analyze their potential for handling remittances, draft business plans to enter those markets, acquire the necessary technological infrastructure and develop new financial products and services for their entrepreneurial clients.
IDB America July 2003 Charo Quesada	Lose a child, gain future security Earnings in Spain buy a house in Ecuador
BusinessWeek January 17, 2005 Brian Grow	Tapping A Market That Is Hot, Hot, Hot With Hispanics' wealth and population rising three times faster than the U.S. average, the FDIC predicts that they will account for more than 50% of U.S. retail banking growth over the next decade, yet 56% have no bank accounts.
The Motley Fool August 8, 2007 Mary Dalrymple	Cut the Cost of Cash Some banks charge $4.25 to withdraw cash from ATM's. That is way too much to pay for your own money. Starting immediately, here are five things you can do to avoid those ATM fees.
Bank Technology News May 2001 Daniel Joelson	Online Trading Craze in Latin America The market goes from hope to fear and back...
BusinessWeek July 18, 2005 Brian Grow	Embracing Illegals Companies are getting hooked on the buying power of 11 million undocumented immigrants. The economic impact of illegals is significant, but the political implications are less clear-cut.
AskMen.com April 29, 2001 Luis Rodrigues	How To Avoid ATM Fees We've all heard about the dreaded ATM fees. Everyone talks about how bad and how ridiculously high they are, but forgets how convenient and fast they really are...
The Motley Fool June 7, 2010 Dan Caplinger	This Fine Print Will Bury You Know what's coming before you need it. Despite the emergence of powerhouse national banks, there's still plenty of competition in the financial industry.
The Motley Fool September 18, 2007 Dayana Yochim	Stop Robbing Your Own Bank Account Surcharges, maintenance fees, courtesy services, setup costs -- what banks charge consumers these days gives new meaning to the phrase "bank heist." Here's how you can save on bank fees.
IDB America July 2003 Charo Quesada	Why emigrate? A new poll produces key insights
IDB America April 2004 Charo Quesada	After the Honeymoon What can Latin America do to rekindle the interest of Spanish investors?
U.S. Banker June 2007 Keith Lewis	Giving the 'You Generation' The ATM Relationship It Craves Institutions are now working to enhance the usability experience anywhere or any way consumers choose to bank: at the branch, at the ATM, on the Web and via mobile phone.
The Motley Fool November 8, 2011 Matt Cropp	Bank Transfer Day: A Resounding, If Unanticipated, Success for Credit Unions Did it live up to the hype? Bank Transfer Day was also an occasion for increasingly open cooperation between credit unions and the Occupy movement.
IDB America July 2004 Gador Manzano	Profile of the Young Latin American Entrepreneur They are creative, well educated and eager to stand out, but they all complain about the difficulty of obtaining loans. They belong to the middle class, have university degrees and typically start their first company at around age 30.
Reason February 2003 Jesse Walker	Your Papers, Please New frontiers in decentralization: When talk turns to devolving the functions of government from Washington to the local level, the conversation usually centers around education, transportation, health care, and the like. But immigration policy?
The Motley Fool August 15, 2006	Banking Alternatives Investors, don't think you're stuck with Federated First Financial. You might do better elsewhere.
The Motley Fool May 11, 2010 Dan Caplinger	These Dumb Laws Will Cost You You should realize that easily avoidable fees like overdraft and ATM charges actually benefit you, and there's an easier way to avoid bank fees.
Finance & Development December 2009 Ratha et al.	Remittances in Development Remittances, funds repatriated by migrant workers to family and friends back home, provide the most tangible link between migration and development.
U.S. Banker December 2007 Anthony Malakian	ATM Fees: Do Larger Surcharges Spell Opportunity? High ATM surcharges are not only here to stay, but will continue to rise.
Bank Systems & Technology August 21, 2007 Nancy Feig	Online Transfer Features Vary Greatly at Top Banks There is significant variation in terms of the design, options and activity records offered by the banks, providing an area for competitive differentiation.
BusinessWeek May 30, 2005 Carlta Vitzthum	These Open Arms Are Raising EU Eyebrows Almost 700,000 of Spain's illegal immigrants applied for national working papers as part of one of the most ambitious-ever amnesties in Europe.
The Motley Fool August 27, 2007 John Rosevear	The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks.
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz	Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy.
Bank Systems & Technology October 22, 2007 Nancy Feig	Cross-Border Payments: What Role Do Banks Play in Remittances? At $250 billion, the market for cross-border, consumer-to-consumer remittance payments already is huge. But with the World Bank estimate of 30% year-over-year growth, the market is one banks no longer can ignore.
IDB America February 2002 Charo Quesada	Armies for peace A former Spanish defense minister calls for democratization of the military in Latin America...
AskMen.com October 1, 2000 Luis Rodrigues	Sneaky Credit Card Scams: Part II Once you're a cardholder, you become one of the millions of people who help banks become highly profitable. Here's some information that most banks omit to offer customers, but can save you a whole lot of money...
The Motley Fool May 2, 2007 Mary Dalrymple	Travel Abroad for Less Cut your expenses by keeping an eye on the cost of money.
BusinessWeek August 15, 2005	A Talk with New York's Banking Watchdog New York Superintendent of Banking Diana Taylor says there's a happy medium for regulation at the state and national level.
U.S. Banker November 2003 Karen Krebsbach	The New Mexican Revolution. This One's in Banking. Mexico's banking sector has been in reform mode for more than two decades, but surging competition for the $13 billion remittance market, and promising consumer demographics, will bring banking to millions more Mexicans and continue to reshape the landscape.
IDB America October 2001 Charo Quesada	Can the Andalusian miracle be replicated? How a depressed rural area achieved prosperity in just 10 years...
Finance & Development December 1, 2005 Carstens & Luis I. Jacome H.	Taming the Monster How Latin America's central banks survived hyperinflation to become guardians of price stability.
IDB America June 2001 Daniel Drosdoff	International accounting standards: A good investment A corporate finance expert explains why better accounting standards boost confidence and attract investors...