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Wall Street & Technology February 14, 2006	Small Businesses Big Biz for Banks Capturing small businesses as banking customers will be a top priority for many banks this year, according to a new report.
U.S. Banker May 2009 Maria Aspan	If You Can't Beat 'Em, Might as Well Join 'Em Though some bankers are encouraging the industry to compete against remittance specialists, U.S. Bancorp says it makes more sense to continue working with such firms.
Bank Systems & Technology October 22, 2007 Nancy Feig	Cross-Border Payments: What Role Do Banks Play in Remittances? At $250 billion, the market for cross-border, consumer-to-consumer remittance payments already is huge. But with the World Bank estimate of 30% year-over-year growth, the market is one banks no longer can ignore.
Bank Systems & Technology June 2, 2007 Maria Bruno-Britz	Acquisition Obsession Results In Bank Deposit Growth Deposits have been dropping off at U.S. banks for years. And according to a recent study, there is no one technology or formula that banks can follow to reverse the trend.
Bank Technology News December 2002	By the Numbers With more nonbanks taking a shot at the payments industry, the benefits of account-to-account (A2A) transfer services far outweigh the risks.
Bank Systems & Technology March 27, 2008 Nancy Feig	Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models.
Bank Technology News November 2009 John Adams	Online Remittance is a CRM Club for Wells Remittance schemes can span a range of technology capabilities and access barriers, but the opportunity exists for banks to simplify both execution and fraud prevention by using the Web channel.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Corporates Want Standardized Remittance Data in Wire Transfers Businesses would be more likely to choose wire transfers for electronic payments if they were provided with more-standardized remittance information with wire payments, according to a joint study by The Clearing House Payments Company and the Federal Reserve Bank.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Technology News February 2004 Michael Sisk	The Rush To Fill c2it's Void While the closing of Citigroup's long-struggling c2it online money transfer service in November caught a lot of headlines, it was but a single move on the global on-line payments chess board. It's a game that's heating up fast, particularly on the international front.
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz	Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy.
Bank Systems & Technology August 22, 2008 Orla O'Sullivan	Remittances Offer Promise of New Revenue and New Markets to Banks About 40 percent of the global funds transmitted annually by migrant workers to their home countries emanate from the U.S., yet banks here so far process only about 3 percent of world remittances.
Bank Systems & Technology January 30, 2008 Maria Bruno-Britz	City National Bank Appoints Rodney Banks VP of Commercial Banking Services Rodney Banks, new executive VP and manager of commercial banking services at Los Angeles-based City National Bank, says customer relationship management solutions are more vital now than ever before.
Finance & Development December 1, 2005 Dilip Ratha	Remittances: A Lifeline for Development Governments have often offered incentives to increase remittance flows and to channel them to productive uses. But such policies are more problematic than efforts to expand access to financial services or reduce transaction costs.
Bank Systems & Technology August 21, 2007 Nancy Feig	Online Transfer Features Vary Greatly at Top Banks There is significant variation in terms of the design, options and activity records offered by the banks, providing an area for competitive differentiation.
Bank Technology News September 2002 Karen Krebsbach	Following The Money Banks are gunning for a larger share of the $9.2 billion wired home annually by Mexican nationals in the U.S. But the Mexican government, with its own remittance plan, could be the dark horse in this race.
BusinessWeek December 22, 2003 David Fairlamb	Can Western Union Keep On Delivering? Wiring money overseas has been a hugely profitable business. But now, rivals are elbowing in, driving the fees down.
Bank Technology News March 2007 Glen Fest	Business Banking: Small Banks Beefing Up Commercial Capabilities Four in five community institutions say they will increase tech spending on capabilities such as cash management and imaging to attract corporate banking customers.
Bank Systems & Technology March 27, 2008 Mike McDonough	Centralized and Single-Platform Operations Reduce Overall Trade Finance Risk Banks with centralized operations and banks with all of their operations on a single platform will have a distinct advantage because there is lower operational risk generally associated with these structures.
Wall Street & Technology June 13, 2007 Melanie Rodier	Are Banks Meeting the Cash Management Needs of Middle Market Businesses? Data shows midmarket companies want their banks to provide cash concentration, positive pay and foreign exchange capabilities online. But currently only the biggest banks tend to offer these services.
Bank Technology News December 2008 Rebecca Sausner	ATMs: Taking on Western Union Startup company Privier Inc. is developing a system that allows bank customers to send cash around the globe for pick up at any participating ATM, even without an ATM card.
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
Bank Systems & Technology February 1, 2007 Duchesneau & Joyner	The Business of Risk Faced with product commoditization, increasing competition and decreasing customer loyalty, banks are being forced to seek new ways to boost revenue and increase customer retention.
Bank Systems & Technology February 27, 2006 Maria Bruno-Britz	Back to the Future Banks are beginning to realize that biometrics offer a viable solution in today's security- and compliance-conscious environment, according to a new report.
The Motley Fool January 23, 2006	All About Online Banking You may not need your bricks-and-mortar branch as much as you thought.
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz	Corporates' Wishes Are Banks' Commands Between industry consolidation and the entrance of new players in the market, banks have their work cut out for them when it comes to serving business customers and meeting their demands.
Bank Systems & Technology March 27, 2008 Peggy Bresnick Kendler	The Credit Crisis Has Increased Scrutiny on Trade Finance The global credit crisis has emphasized the importance of cash management while intensifying the spotlight on corporate governance and banks' risk management practices
Bank Systems & Technology February 22, 2007 Nancy Feig	Banks Move Away From Card-Based Transactions Rewards prove successful incentives for deepening banking relationships.
U.S. Banker April 2002	Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit...
Bank Technology News June 2004 Karen Krebsbach	EU Growth Beckons Tech Firms Credit card, remittance companies line up in Europe.
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz	Sticking With the Tried and True The days when large U.S. banks could sustain their old core systems on the IT version of life support are numbered, according to TowerGroup.
The Motley Fool September 7, 2005	How to Bank Online Consider online banking to save time, trouble, and money. Here are some tips.
Bank Technology News June 2003 Karen Krebsbach	Basel II: Burden Or Opportunity? Savvy banks know the price is worth it: Banks that embrace rather than resist Basel II, the mammoth proposal designed to control operational and credit risk, will claim a greater competitive advantage in the marketplace, say technology analysts.
Bank Technology News June 2002 Jan Jaben Eilon	Small Business Entices Marketers With over 5 million small businesses in America, banks are realizing the potential in this market.
Bank Technology News March 2007 Glen Fest	Relationship Rewards: Loyalty Programs That Span the Bank MasterCard's new multiple-account platform means that customers can rack up points based on their entire banking relationship-and they can even customize their own prizes.
IDB America November 2002 Paul Constance	The high cost of solidarity Why many Latin American immigrants are paying too much to send money back home, and what can be done about it
Bank Systems & Technology March 10, 2004 Deena M. Amato-McCoy	WesPay/Clearing House Deal Aims For Integrated Payments Structure Processors seek economies of scale as payments landscape undergoes transformation.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
U.S. Banker November 2007 Paul Hyde et al.	Mergers Create Mid-Sized Have-Nots Nearly two decades of steady banking industry mergers have created a landscape dotted with a group of banks struggling to survive in an undifferentiated no-man's land.
The Motley Fool April 1, 2004 Selena Maranjian	How to Bank Online It can be easier than using a traditional bank, and you might earn more on your money.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
U.S. Banker January 2008 Anthony Malakian	Turning Up the Volume On 401(k) Conversation Investment firms have made a strong push into banks' domain and these institutions need to start pushing back.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
Bank Systems & Technology February 1, 2007 Ashwin Goyal	Breaking Down Channel Silos While siloed systems are nothing new to most banks, increasing pressure to provide a consistent customer experience across all channels is forcing banks to consolidate their applications infrastructure and integrate previously siloed channels.
Bank Technology News May 2001 Maria Bruno	E-Mania Takes Community Banks by Storm According to Grant Thornton, community banks must commit to big changes, or else...
Insurance & Technology November 12, 2007 John Macaluso	Banks Should Consider Extending SOA With BPM Banks should consider extending SOA technologies with business process management strategies.
Bank Systems & Technology December 1, 2005 Deena M. Amato-McCoy	The Blended IT Team According to a recent study, North American banks are increasing their technology spending.
U.S. Banker September 2007 Karen Krebsbach	U.S., Europe Renegotiates Deal With Swift, Despite Opposition A deal negotiated between the Bush administration and the European Union allows the U.S. government to maintain its once-secret activities in obtaining banking records through a Brussels-based cooperative, better known as SWIFT, for use in counterterrorism investigations.