Similar Articles |
|
CFO October 1, 2008 Vincent Ryan |
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. |
CFO October 1, 2006 Randy Myers |
A Change of Season Don't let a turn in the credit cycle catch you napping. What should corporate borrowers be doing? The most obvious course of action is to get while the getting is good. |
Commercial Investment Real Estate Jul/Aug 2012 William C. Jenczyk |
Why Comply? Ignoring loan covenants is a dire mistake in today's market. |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
CFO February 1, 2010 Vincent Ryan |
A Debt Deferred Revitalized capital markets and forgiving lenders helped over leveraged companies fend off bankruptcy in 2009. Is this the year the bill comes due? |
CFO October 1, 2010 Vincent Ryan |
Take Control of Your Bankers Tired of being at the mercy of their banks, CFOs are working hard to regain the upper hand. |
CFO November 1, 2003 Tim Reason |
Borrowing Big Time Tighter credit and bigger deals are making asset-based loans more respectable. |
Commercial Investment Real Estate Jul/Aug 2010 Huntley & Mullaney |
Both Sides Now Commercial property borrowers and lenders must face the music together with a plan. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
CFO October 1, 2009 Vincent Ryan |
Back on Track It's been a frightening year for credit-starved companies. Can they relax a little now? |
CFO April 1, 2006 Randy Myers |
Money for Nothing Given their sanguine outlook, it's lenders who urge CFOs and treasurers who haven't already refinanced debt this year to jump on the bandwagon before it leaves town. |
CFO March 1, 2009 Russ Banham |
The Standoff Continues As banks and companies hoard their cash, credit remains extremely tight. That's forcing CFOs to explore new (and old) options. |
Entrepreneur August 2004 Crystal Detamore-Rodman |
Commercial Break When banks can't give you the funds you need, look to commercial finance companies for help. |
Commercial Investment Real Estate Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think. |
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
Commercial Investment Real Estate Jul/Aug 2015 Brooks R. Smith |
Loan Commitments Borrowers should negotiate early and often. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
CFO October 1, 2007 Avital Louria Hahn |
Only the Strong Shall Thrive Financially sound companies find gold in credit mayhem even as weaker players fear the game is up. |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
CFO November 1, 2004 Randy Myers |
Squeezing the SBA Small-business borrowing may get more expensive. |
Commercial Investment Real Estate Sep/Oct 2010 Tom Follain |
The Big Fix Is deferred maintenance the next obstacle to market recovery? |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
Financial Advisor June 2011 Alan Lavine |
Exotic Alternative Advisors should scrutinize the risk-return trade off of including floating-rate loans in client portfolios. |
Financial Advisor February 2006 Gail Liberman |
Burning Down The House? Although home equity lines of credit are a useful financial planning tool, a growing chorus of experts is concerned that consumers could be overextending themselves as rates rise. |
CFO March 1, 2008 Karen M. Kroll |
Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default. |
Commercial Investment Real Estate May/Jun 2003 Christopher Carroll |
Understanding Today's Underwriting Criteria Makes Refinancing Easier With historically low interest rates still available, many property owners are seeking to refinance their loans. However, they should be aware that today's lenders underwrite real estate values far differently than in the past by using a relatively new set of cash flow adjustments. |
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick |
Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking. |
CFO May 1, 2008 Kate O'Sullivan |
Top 10 Concerns of CFOs CFOs don't lack for worries as the credit markets continue to create uncertainty. |
Commercial Investment Real Estate Mar/Apr 2011 Patrick Fitzgerald |
Lessons Learned Can a new look at data prevent the commercial real estate market from repeating past mistakes? |
National Real Estate Investor February 1, 2005 Joe Gose |
Lenders Draw Up Plays to Land Big Deals Aggressive. Innovative. Creative. Those are all fitting words to describe today's lenders as they stretch underwriting terms in ways that were unheard of just two years ago. |
Entrepreneur February 2005 Crystal Detamore-Rodman |
Fees of Danger When assessing commercial loan costs, the interest rate is often only a drop in the bucket. Business owners can avoid costly errors by discussing any major purchases with their creditors, accountants and attorneys beforehand. |
National Real Estate Investor January 1, 2005 Matt Hudgins |
Leaping Through The Lending Trough According to the normal rhythms of the real estate industry, the first years of this decade should have been a slow period for lenders. To the delight of the mortgage industry, it hasn't worked out that way. |
National Real Estate Investor February 1, 2007 W. Joseph Caton |
Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning. |
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals. |
The Motley Fool April 2, 2007 Dan Caplinger |
Free Mortgage? Look Again Free offers are rarely simple acts of kindness. When you see a no-cost mortgage, ask your lender about what exactly is free. |
Inc. March 1, 2003 Norm Brodsky |
Yes, a Borrower Be, but ... Manage your business's loan carefully or you may pay a terrible price. |
National Real Estate Investor February 1, 2005 |
Insatiable Appetite For Debt Financing The prospect of higher interest rates shows no sign of dampening borrower demand for commercial real estate debt, according to an exclusive survey of more than 400 developers and owners conducted by National Real Estate Investor. |
Commercial Investment Real Estate Jul/Aug 2013 Elizabeth Braman |
2013 Midyear Financing Report With an abundance of available capital, the first half of 2013 showed plenty of healthy competition to finance commercial real estate. Will this trend continue? |
HBS Working Knowledge September 22, 2014 Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. |
The Motley Fool January 28, 2008 Selena Maranjian |
Refinancing Catch-22 Mortgage refinancing is available ... for those who need it least. |
OCC Bulletin April 4, 2001 |
Leveraged Financing Guidance for bankers and examiners that more fully describes supervisory expectations regarding sound practices for leveraged financing activities. |
Commercial Investment Real Estate Jul/Aug 2011 David F. Webb |
The Lending Scene Commercial mortgage-backed securities' return brightens the picture in primary markets. |
Commercial Investment Real Estate Jul/Aug 2013 Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships? |
CFO February 1, 2006 Don Durfee |
Meet Your New Bankers Hedge funds have a pile of cash to lend. Should you take it? |
Commercial Investment Real Estate May/Jun 2009 Ryan Krauch |
Back to Basics How can commercial real estate borrowers obtain financing and survive the capital markets mess? |
U.S. Banker September 2010 Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers. |
Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
The Motley Fool January 24, 2007 Dan Caplinger |
The Dangers of Co-Signing Know what you're getting into before you guarantee someone else's debt. Co-signing on another person's loan is beyond the regular call of duty, and you shouldn't feel bad if you decide it's not worth risking your own financial stability to do it. |