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CFO October 1, 2009 Vincent Ryan |
Back on Track It's been a frightening year for credit-starved companies. Can they relax a little now? |
CFO April 1, 2010 Vincent Ryan |
Lien on Me CFOs eager to fill financing and liquidity gaps are turning to receivables for leverage. |
Entrepreneur August 2004 Crystal Detamore-Rodman |
Commercial Break When banks can't give you the funds you need, look to commercial finance companies for help. |
CFO October 1, 2008 Vincent Ryan |
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. |
Commercial Investment Real Estate Jul/Aug 2008 Essa & Hoskote |
Fast Funding Asset-based financing provides quicker access to securing loans. |
CFO March 1, 2008 Avital Louria Hahn |
Living on Borrowed Time Asset-based lending makes a comeback, giving companies a way to keep their interest expense under control. |
CFO April 1, 2006 Randy Myers |
Money for Nothing Given their sanguine outlook, it's lenders who urge CFOs and treasurers who haven't already refinanced debt this year to jump on the bandwagon before it leaves town. |
CFO June 15, 2012 Vincent Ryan |
A Better Way to Borrow? Middle-market companies and leveraged-buyout firms are returning to the recent past with a hybrid loan structure that simplifies the use of subordinated debt and offers companies a lower cost of capital. |
Entrepreneur November 2007 Rosalind Resnick |
Find Unsecured Loans and Credit Lines How to get a bank loan without risking your personal record. |
CFO October 1, 2006 Randy Myers |
A Change of Season Don't let a turn in the credit cycle catch you napping. What should corporate borrowers be doing? The most obvious course of action is to get while the getting is good. |
CFO October 1, 2007 Avital Louria Hahn |
Only the Strong Shall Thrive Financially sound companies find gold in credit mayhem even as weaker players fear the game is up. |
U.S. Banker February 2010 Glen Fest |
A New Calling Two small New England banks are moving into a line of business few their size have tried. Is this the future of community banking? |
National Real Estate Investor February 1, 2005 |
Insatiable Appetite For Debt Financing The prospect of higher interest rates shows no sign of dampening borrower demand for commercial real estate debt, according to an exclusive survey of more than 400 developers and owners conducted by National Real Estate Investor. |
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals. |
Commercial Investment Real Estate Nov/Dec 2002 Stephen V. Jacquemin |
Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
CFO June 1, 2009 Vincent Ryan |
Tripped Up More companies are violating loan covenants, but there are ways to avoid taking a hard fall. |
Entrepreneur February 2006 Crystal Detamore-Rodman |
On Good Terms With short-term interest rates going up, now's the time for small businesses to trim financing costs by cutting back on adjustable-rate loans. |
CFO March 1, 2008 Karen M. Kroll |
Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default. |
The Motley Fool October 9, 2006 Dan Caplinger |
Know Your Numbers: Consumer Credit Use economic data to gain the upper hand in your investing. The Federal Reserve's consumer credit report provides some useful information about the borrowing practices of typical consumers. |
Entrepreneur July 2004 David Worrell |
The Other Colors of Money If banks and VCs are out of your financial picture, don't despair. These 3 alternative sources of small-business capital could provide the funding you're looking for. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Entrepreneur July 2007 Crystal Detamore-Rodman |
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
Commercial Investment Real Estate Jul/Aug 2003 |
Ready for the Re Lender restraint helps keep markets stable. |
Commercial Investment Real Estate Mar/Apr 2003 Len Deering |
Multifamily Property Owners Benefit From Competitive Financing Soft occupancies force lenders to be more creative in competing for multifamily loans. |
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram |
Capital Markets Conundrum Are there viable solutions to today's financing puzzle? |
CFO March 1, 2012 Alix Stuart |
Capital vs. Confidence Banks say they want to lend to smaller companies, but credit remains tight. Is relief in sight? |
Commercial Investment Real Estate Jul/Aug 2011 David F. Webb |
The Lending Scene Commercial mortgage-backed securities' return brightens the picture in primary markets. |
Entrepreneur April 2005 Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in. |
Entrepreneur March 2008 C.J. Prince |
New Money With traditional bank loans hard to come by, try these quick fixes to get your business the capital it needs. |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
Commercial Investment Real Estate Sep/Oct 2007 Leighton & Mayer |
Be Resourceful While some commercial real estate investors secure financing through deals with their existing banks, most investors, developers, and owners derive the best terms when lenders compete for their business. Consultants can help borrowers secure the most favorable loan terms. |
CFO October 1, 2006 Fink & Durfee |
The 2006 CFO Survey of Trends in Banking Finance executives' concerns about the banking industry. |
CFO May 1, 2011 Vincent Ryan |
Revolvers Return, with Some Twists Good news for credit-seekers as banks relax, a little. |
Financial Planning July 1, 2009 Donald Jay Korn |
Filling the Gaps Clients who own small businesses are likely to face problems in this uncertain economy, and financial planners can help address at least some of their issues. |
The Motley Fool October 9, 2008 Dan Caplinger |
The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get. |
Commercial Investment Real Estate Jul/Aug 2008 Ryan Krauch |
Beyond the Obvious Secondary-market financing success requires strong fundamentals. |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
National Real Estate Investor May 1, 2006 Matt Hudgins |
Year of the Mega Loan Large loans and mushrooming CMBS issuance drove commercial real estate financing levels to an all-time high last year, but lenders say a slowing pace of transactions could temper loan volume as 2006 unfurls. |
BusinessWeek March 15, 2004 David Fairlamb |
Banks Put The Squeeze On Euro-Zone Growth Cautious lenders are keeping interest rates up -- and making loans harder to get. That could stall an already slow recovery |
OCC Bulletin April 4, 2001 |
Leveraged Financing Guidance for bankers and examiners that more fully describes supervisory expectations regarding sound practices for leveraged financing activities. |
Commercial Investment Real Estate Mar/Apr 2008 Christopher G. Hurn |
SBA Solutions In the hyper-competitive commercial real estate marketplace, successful brokers and agents can utilize a relatively little-known financing source to help clients secure the ideal property for their needs, the Small Business Administration 504 loan program. |
Registered Rep. March 1, 2008 Mollie Neal |
Small Businesses Need New Bootstraps Not immune to the sub-prime mortgage collapse, many small businesses are finding their best sources of capital -- home equity financing and credit card debt -- have dried up. Here are some ideas. |
National Real Estate Investor January 1, 2005 Matt Hudgins |
Leaping Through The Lending Trough According to the normal rhythms of the real estate industry, the first years of this decade should have been a slow period for lenders. To the delight of the mortgage industry, it hasn't worked out that way. |
CFO March 2009 Karaian & Durfee |
A World of Trouble Europe and Asia agree: Credit is hard to come by and there is little relief in sight. |
Inc. March 1, 2003 Norm Brodsky |
Yes, a Borrower Be, but ... Manage your business's loan carefully or you may pay a terrible price. |
Commercial Investment Real Estate Mar/Apr 2004 Barnhill & Mazyck |
VRDN Value Underwriters have addressed these problems successfully and now offer small commercial real estate borrowers below-prime-rate financing through variable rate demand notes. |
Entrepreneur May 2006 David Worrell |
Sound Structure There are plenty of strategies you can use to fund your business's growth. The trick is picking the one that suits your company best. |