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The Motley Fool May 3, 2011 Cindy Johnson	SEC Fears Banks Are Putting Lipstick on Piggish Loans Are overvalued real estate loans inflating the book value of your bank?
The Motley Fool November 27, 2009 Russ Krull	Banking on Clues From the FHA FHA funds report sheds some light on mortgage performance.
The Motley Fool November 2, 2006	Mortgage Points, Explained If you're learning about mortgages, you'll hear the term "points" a lot. A "point" is 1% of the value of the mortgage loan.
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran	Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings.
Bank Technology News November 2010 Michael Sisk	Underinvestment In Tech Drove Foreclosure Mess As trouble in the nation's foreclosure process leaked out-from robo-signing to lost documents to backdated notarizations-the hunt was on for a culprit.
U.S. Banker November 2008 Anthony Malakian	At Your Service: Retained Loans Catch On The issuance, re-selling and servicing of mortgages has become such a tangled mess that some consumers are beginning to seek out banks that will retain the servicing of the mortgages they originate and maintain direct relationships.
CRM February 1, 2008 Phillip Britt	Burning Up the Paper Trail Origen Financial turns to automation to minimize a mountain of mortgage paperwork.
The Motley Fool November 23, 2007 Dan Caplinger	Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults.
Bank Technology News October 2009 John Adams	IT Cleanup in the Home Equity Aisle Two risky strategies of the past -- high-cost home equity loans made without tax and insurance escrow accounts, and the use of tech platforms siloed between different types of real estate lending -- are coming back to bite mortgage lenders via tough new regulations.
U.S. Banker March 2010 Andrew Dubinsky	How to Unclog the Loan Mod Pipeline? Eliminate Paper The Obama Administration is doing everything it can to help minimize the effects of the ongoing mortgage crisis but for HAMP to work, the cumbersome documentation and verification process must be eliminated.
The Motley Fool October 14, 2009 Morgan Housel	Mortgage Lending: Partying Like It's 2005 Bank of America has softened requirements and begun authorizing some mortgage modifications without getting all the documents first.
The Motley Fool July 21, 2011 Morgan Housel	Banks' Big Loan Bust There's a new trend in banking: loan shrinkage. What's going on, and why should you care?
The Motley Fool August 9, 2007 Selena Maranjian	Get the Point on "Points" If you're shopping for a new home and mortgage, you're going to hear a lot about origination and discount points. There's a time you should pay points, and a time you should skip them.
Bank Systems & Technology December 1, 2006 Phil Britt	True E-Mortgage Inches Closer to Reality The technology needed to enable a true online mortgage already exists today, according to David Matthews, CIO of the Federal Home Loan Bank of Chicago.
The Motley Fool May 9, 2011 Cindy Johnson	Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend.
Bank Systems & Technology July 23, 2008 Orla O'Sullivan	Fannie, Freddie Troubles May Have Been Avoided If Technology Was Used Properly As observers watch cash-strapped Fannie Mae and Freddie Mac being propped up by the government, many wonder how technology failed to save the agencies and the lenders supplying mortgages to them from being left holding the bag on so many bad loans.
The Motley Fool September 14, 2011 Selena Maranjian	Be Careful With This Bandwagon Home-equity loans present dangers for borrowers and banks alike.
U.S. Banker May 2009 Alan Kline	Will Dismal 2008 Give Way to a Banner 2009? Will historically low mortgage interest rates draw buyers back into the home market?
Bank Systems & Technology November 1, 2005 Phil Britt	Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts.
Bank Technology News October 2010 Sausner et al.	Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.
U.S. Banker July 2008 Anthony Malakian	As Some Flee Mortgage Mess, Others Seizing the Day As tough a year as 2007 was and 2008 is shaping up to be, some banks see a rare opportunity to grab market share.
Bank Systems & Technology November 26, 2007 Maria Bruno-Britz	Lending Tech Vendor Space to See Realignment As lenders find themselves in the throes of the credit crunch, the ill effects are trickling down to the lending technology vendors, ushering in a realignment in the space.
The Motley Fool November 24, 2008 Alex Dumortier	Are Foreclosures Unavoidable? Experience is showing that when banks have modified loan terms it is only moderately effective in avoiding foreclosures.
The Motley Fool August 16, 2007 John Rosevear	Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history.
Bank Technology News January 2006 John Adams	Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners.
The Motley Fool September 24, 2007 Dan Caplinger	A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum?
The Motley Fool March 5, 2007 Dan Caplinger	Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.
National Real Estate Investor September 1, 2006 Parke M. Chapman	Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans.
The Motley Fool October 26, 2009 Morgan Housel	Anatomy of a Terrible Bank A look at the failure that is Washington Mutual.
Bank Technology News January 2007 John Adams	Paperless Mortgages: The Broker Pens Her Own Program Hawaiian mortgage broker Donna Iwane was frustrated by cumbersome processing, so she developed a Web application that creates loan proposals in less than a minute.
Bank Systems & Technology July 15, 2008 Orla O'Sullivan	Tech a Factor in Fannie, Freddie Bailout, Analyst Says Technology failed mortgage lenders, the Street and the government-sponsored enterprises that buy their loans in several ways.
Bank Technology News July 2010 John Adams	New Mortgage Risk IT Leaves No Loan Unturned The residential mortgage backed securities market has been a bit like a beached whale over the past couple of years in part due to past risk management and performance reporting considered by investors to be incomplete and out of date, a gap that new risk tech solutions are hoping to bridge.
The Motley Fool February 15, 2011 Selena Maranjian	Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually.
U.S. Banker April 2010 Kate Berry	Paying Seconds First Despite falling behind on mortgages, borrowers continue to make payments on home equity loans.
The Motley Fool May 10, 2011 Cindy Johnson	How Will Banks Make Money for Real? Declining loan losses are a large but unsustainable source of bank profits.
The Motley Fool May 24, 2007 Dan Caplinger	Mortgages for the Military The Veterans Administration has programs for current and former members of the military to help them get financing to buy a home. Serving in the military generally makes you eligible to take out a VA loan.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
The Motley Fool December 8, 2006 Mary Dalrymple	Mortgage Power for Everyone Arm yourself with information before shopping for a home loan.
Registered Rep. March 1, 2008 Kristen French	The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients.
U.S. Banker July 2009 Anthony Malakian	A Whole New World Bank of North Dakota makes about 70 percent of the student loans in its home state, but if the Obama Administration has its way, the $3.5 billion-asset bank would be out of the origination business by this time next year.
BusinessWeek July 29, 2010 Kopecki & Campbell	Low Rates are Squeezing Bank Profits What started as a blessing for big lenders is becoming a burden as profit margins shrink.
The Motley Fool January 24, 2007 Mary Dalrymple	Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill.
AskMen.com March 4, 2001 Luis Rodrigues	The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer...
U.S. Banker September 2010 Alan Kline	Tying Loan Rates to Job Creation Loan for Hire, which runs through year-end, is part of a broader commitment by Chase to up its small-business lending by 40 percent this year over last.
The Motley Fool December 4, 2009 Morgan Housel	The Dumbest Stimulus Plan to Date Punishing prudence, one bank at a time. One year ago, banks were ridiculed for making so many bad loans. Today, they're being threatened with fines for not making enough.
FDIC FYI February 27, 2002	Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans...
The Motley Fool October 12, 2007 Dan Caplinger	Where's the Consumer Credit Crunch? Housing may be slowing, but borrowing is moving full speed ahead. Last month, figures for both revolving credit, such as credit card debt, and non-revolving debt, like car and student loans, rose.
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
National Real Estate Investor May 1, 2006 Matt Hudgins	Year of the Mega Loan Large loans and mushrooming CMBS issuance drove commercial real estate financing levels to an all-time high last year, but lenders say a slowing pace of transactions could temper loan volume as 2006 unfurls.
Bank Technology News May 1, 2008 Glen Fest	REO: Banks Ponder: To Sell or Not to Sell? As foreclosures rise, bank by bank, the real-estate owned portfolio news is anywhere from sickly to critical.