Similar Articles |
|
The Motley Fool October 12, 2009 Morgan Housel |
The Biggest Failure of the Year Mortgage modification re-defaults -- modified loans that fall back into default -- are quite high. And not just a little high, not just annoyingly high, but horrifyingly high. |
The Motley Fool December 15, 2009 Morgan Housel |
Who's to Blame for the Mortgage Mess? Because the problem lies with unqualified borrowers -- not inefficient servicers -- it's reasonable to assume the success rate won't go appreciably higher than it currently is. |
The Motley Fool July 2, 2009 Morgan Housel |
Dangerously Delaying the Inevitable In order to help the economy recover, the Obama administration relaxes the requirements for government-backed mortgage modifications. |
The Motley Fool August 13, 2009 Morgan Housel |
3 Reasons Mortgage Modifications Are Failing Want a mortgage modification? Cross your fingers, and don't expect a lot of help from banks. |
The Motley Fool March 19, 2010 Morgan Housel |
Homeowners Free-Riding on the Bank's Dime Foreclosed on, but still happily at home. |
The Motley Fool March 26, 2010 Morgan Housel |
Where Bank of America Gets It Right The smartest thing it's done in years. |
The Motley Fool November 8, 2011 Morgan Housel |
Fixing Housing: Easier Said Than Done Ever since 2007, there's been a push from both private executives and public policy makers to do more, tweaking every knob in an attempt to end the housing slump sooner rather than later. |
BusinessWeek November 10, 2010 Kathleen M. Howley et al. |
Mortgage Modifications Aren't Stopping Foreclosures Programs designed to keep owners in their homes are being upended by lost paperwork and procedural errors. |
The Motley Fool August 25, 2009 Morgan Housel |
You Call This a Cure? Cure rates on mortgage delinquencies have fallen off a cliff. Why is that, and what does it mean for banks? |
The Motley Fool October 14, 2009 Morgan Housel |
Mortgage Lending: Partying Like It's 2005 Bank of America has softened requirements and begun authorizing some mortgage modifications without getting all the documents first. |
U.S. Banker March 2010 Andrew Dubinsky |
How to Unclog the Loan Mod Pipeline? Eliminate Paper The Obama Administration is doing everything it can to help minimize the effects of the ongoing mortgage crisis but for HAMP to work, the cumbersome documentation and verification process must be eliminated. |
BusinessWeek March 10, 2011 Karen Weise |
States Test Mortgage Principal Write-Downs Some economists say home-loan forgiveness is the key to a real estate rebound. |
The Motley Fool December 5, 2006 Dan Caplinger |
The Negative Amortization Trap Negative amortization loans are the only way some homeowners can buy their homes, but they present a trap for the unwary. Only by managing your finances carefully can you avoid a potentially disastrous result. |
The Motley Fool February 15, 2008 Dan Caplinger |
Can You Really Just Walk Away? Giving up on your mortgage and letting the bank foreclose on your property might seem easy, but how smart is it? |
The Motley Fool May 3, 2011 Cindy Johnson |
SEC Fears Banks Are Putting Lipstick on Piggish Loans Are overvalued real estate loans inflating the book value of your bank? |
BusinessWeek February 12, 2009 Brian Grow |
What's Holding Back Mortgage Modification? Many mortgage services say they can't modify terms to let homeowners avoid foreclosure. But there may be fewer obstacles than they claim. |
The Motley Fool February 19, 2010 Morgan Housel |
What Happens to Housing After Life Support? So much stimulus, so little time left. Much of housing's life support will have its plug pulled in the coming weeks and months. |
BusinessWeek May 6, 2010 Jody Shenn |
Mortgages: Strategic Defaults Are On the Rise By not making mortgage payments on "underwater" homes, borrowers may be paradoxically helping to boost the economy. |
BusinessWeek April 12, 2004 Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
U.S. Banker April 2010 Kate Berry |
Paying Seconds First Despite falling behind on mortgages, borrowers continue to make payments on home equity loans. |
The Motley Fool March 21, 2006 Selena Maranjian |
Mortgage Science Fiction Some mortgages are likely to outlive you. Think twice before signing up. |
BusinessWeek December 25, 2006 Mara Der Hovanesian |
The "Foreclosure Factories" Vise The predatory tactics of some mortgage servicers are squeezing homeowners. |
BusinessWeek April 14, 2010 Campbell & Henry |
The Home-Equity Hurt Ahead for Banks Bad second mortgages are about to batter earnings and slow efforts to resolve the foreclosure crisis |
BusinessWeek January 7, 2010 Gittelsohn & Gopal |
Finding a Better Lifeline for Homeowners With mortgages underwater by a record $745 billion, regulators may force lenders to cut principal. |
The Motley Fool July 7, 2009 Morgan Housel |
The New Subprime All you have to do is drop the sub. |
The Motley Fool January 14, 2009 Dan Caplinger |
Why the Housing Problem Isn't Going Away Low mortgage rates should be fixing everything. So why aren't they? |
The Motley Fool October 26, 2007 Dan Caplinger |
Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable. |
The Motley Fool June 7, 2011 Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan. |
The Motley Fool October 13, 2008 Morgan Housel |
Dissecting McCain's Bailout Plan A little "straight talk" on the candidate's mortgage proposal. |
The Motley Fool November 24, 2008 Alex Dumortier |
Are Foreclosures Unavoidable? Experience is showing that when banks have modified loan terms it is only moderately effective in avoiding foreclosures. |
The Motley Fool June 23, 2011 Selena Maranjian |
Banks Say No Thanks to Reverse Mortgages Should you do likewise? |
Financial Advisor January 2011 Gail Liberman |
Another Real Estate Mess Clients with option ARMs could be getting a nasty surprise in the coming months. |
The Motley Fool December 23, 2009 Dan Caplinger |
2009: The Year Borrowers Got a Clue There are increasingly encouraging signs that fiscal responsibility may be a trend that lasts beyond the end of the recession. |
BusinessWeek June 9, 2011 Weise & Harper |
Goldman Closes the Door on Subprime The sale of a mortgage servicer marks the end of a misadventure. |
The Motley Fool February 28, 2011 Dan Caplinger |
Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market. |
Bank Technology News December 2008 Rebecca Sausner |
Modifying Home Loans Depends On Past Tech Investments The nation's largest banks are offering sweeping modifications on millions of mortgages. But how efficiently loans can be reworked will depend in part on how heavily institutions have invested in loan technology. |
The Motley Fool March 25, 2011 Selena Maranjian |
Beware This Mercurial Mortgage The potentially risky ARM home loan is once again gaining popularity. |
BusinessWeek February 17, 2011 Gopal & Shenn |
Forecast: A Milder Mortgage Meltdown Low interest rates have helped defuse the option ARM time bomb. |
The Motley Fool April 17, 2006 |
Your Down-Payment Portion Don't put down 20% on your new home unless it makes sense for you. |
BusinessWeek January 9, 2006 Justin Hibbard |
So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry. |
The Motley Fool January 26, 2005 Selena Maranjian |
When Debt Is Too Good to Be True Beware of interest-only mortgages and other extreme loans. |
The Motley Fool April 19, 2004 Chris Mallon |
In Your Best Interest Rising home prices make interest-only mortgages a popular tool for homebuyers. |
The Motley Fool October 12, 2006 Mary Dalrymple |
Payment Shock! The Fed worries that mortgage buyers will get blindsided by certain mortgages. If you're in the market for a home, look at all of the different types of mortgages available. |
The Motley Fool September 24, 2007 Dan Caplinger |
A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum? |
The Motley Fool September 6, 2007 David Lee Smith |
The Mortgage Lenders' Dual Masters Whatever steps some lenders and loan service agents are willing to take to help troubled mortgage holders, the crush of delinquencies and foreclosures, along with radically tightened credit standards in the mortgage industry, will make for a slow recovery for the U.S. housing market. |
The Motley Fool April 21, 2010 Dan Caplinger |
Is the Housing ATM Reopening? Many seniors will be glad to hear what a number of lending institutions are saying about reverse mortgages. They are getting less expensive. |
The Motley Fool January 9, 2012 Dan Caplinger |
Why This Mortgage Move Is a Bad Idea The rumored proposal to allow refinancing doesn't address the true problem. |
The Motley Fool March 28, 2007 Mary Dalrymple |
Don't Fail This Mortgage Quiz Avoid payment shock by knowing your mortgage's intimate details. |
The Motley Fool October 31, 2007 Selena Maranjian |
Mortgage Inflation: How Bad Is Bad? When adjustable-rate loans adjust upward, prepare for a big financial shock. |