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The Motley Fool November 2, 2006	Mortgage Points, Explained If you're learning about mortgages, you'll hear the term "points" a lot. A "point" is 1% of the value of the mortgage loan.
Entrepreneur September 2008 Rosalind Resnick	The Going Rate Think long-term when it comes to refinancing.
Bank Technology News February 2005 John Adams	Mortgage: Lenders Smooth The Bumpy Volume Road Originators like DiTech and Boeing's credit union are using automation to alter how they market real estate finance options to customers, as well as better manage their workforce deployment
Bank Technology News January 2007 John Adams	Paperless Mortgages: The Broker Pens Her Own Program Hawaiian mortgage broker Donna Iwane was frustrated by cumbersome processing, so she developed a Web application that creates loan proposals in less than a minute.
Bank Technology News January 2006 John Adams	Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners.
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran	Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings.
Bank Systems & Technology January 5, 2009 Greg Smith	2009 Bank Tech Forecast: Less Paper Can Help Ailing Mortgage Industry There are a couple of bright-spot opportunities on which mortgage bankers can focus.
U.S. Banker January 2010 Kate Berry	Cole Taylor's New Play As other banks back away from mortgage lending, the Chicago lender ramps up.
Bank Systems & Technology June 2, 2004 Kristi Nelson	The Holy Grail of Loan Processing Online lenders have a jump on unlocking the potential of straight through mortgage processing.
The Motley Fool April 2, 2007 Dan Caplinger	Free Mortgage? Look Again Free offers are rarely simple acts of kindness. When you see a no-cost mortgage, ask your lender about what exactly is free.
The Motley Fool June 17, 2005 Selena Maranjian	10 Things to Know About Mortgages You have a lot of options when it comes to financing your home. Most of us are familiar with mortgages, but even experienced home-buyers may not be aware of a few meaningful facts and options. Here are some interesting details about mortgages.
The Motley Fool July 19, 2004	"Points" Explained If you're shopping for a new home and mortgage, you're going to hear a lot about points. Learn what points are before you pay them.
The Motley Fool December 14, 2006 Mary Dalrymple	Mortgage Payment Blues If your mortgage rate is rising, is it time to refinance?
Bank Technology News March 2005 John Adams	Mortgage: E-standards Alliance Attracts More Allies There's a growing list of tech companies that hope mortgage lenders will look for the MISMO label when searching for vendors, as firms which sell hardware, software and platforms fight for position in the paperless home loan finance market.
Bank Technology News May 2010 John Adams	Tech Providers Pitch Mortgage Processing in the Cloud First American has granted worldwide exclusive rights to Dorado, giving the firm, which offers collaborative cloud computing solutions to financial services clients, the ability to combine First American's data and analytics engines with its own collaborative transaction processing technology.
Bank Technology News December 2008 Rebecca Sausner	Modifying Home Loans Depends On Past Tech Investments The nation's largest banks are offering sweeping modifications on millions of mortgages. But how efficiently loans can be reworked will depend in part on how heavily institutions have invested in loan technology.
National Real Estate Investor September 1, 2006 Parke M. Chapman	Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans.
The Motley Fool August 18, 2010 Dan Caplinger	You Really Need to Do This Again Mortgage rates are down again. Time to refi?
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
Bank Technology News June 2009 John Adams	Rebuilding Trust in Mortgage Lenders The bad times that remain in the consumer lending market are partly born of a sense of betrayal - secondary market investors simply no longer trust lenders.
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz	IBM Launches Loan Fulfillment Company Lender Business Process Services provides lenders with technology and business process assistance for their mortgage operations.
The Motley Fool April 15, 2004 Selena Maranjian	The 6% Solution Be a little creative, financially, when you buy your next house, and you might profit.
AskMen.com September 2, 2002 Ian Speigel	Basics Of A Home Mortgage For some people, taking out a mortgage is a nauseating and terrifying proposition. It's not difficult to understand why. After all, you're basically laying your financial bits and pieces on the table and asking to be judged. But it doesn't have to be so bad.
Commercial Investment Real Estate Mar/Apr 2010 Pam Krug	Post-Bailout Financing Challenges The loan market remains frozen today. Hundreds of billions of dollars of commercial mortgages are coming due in 2010 and 2011. The government must address the issue of commercial mortgage market liquidity or the impact of commercial loan defaults on the economy will be devastating.
Bank Technology News October 2010 Sausner et al.	Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.
The Motley Fool December 22, 2006 Mary Dalrymple	Points for Mortgage Savvy It doesn't always pay to pay discount points.
The Motley Fool December 8, 2006 Mary Dalrymple	Mortgage Power for Everyone Arm yourself with information before shopping for a home loan.
The Motley Fool August 9, 2007 Selena Maranjian	Get the Point on "Points" If you're shopping for a new home and mortgage, you're going to hear a lot about origination and discount points. There's a time you should pay points, and a time you should skip them.
The Motley Fool June 30, 2004	What's Your Down Payment? Learn to determine how much you should put down when buying a home.
Bank Systems & Technology July 19, 2010 Penny Crosman	71% of Lenders to Adopt Online Lending Technology, Survey Finds Study also projects that online mortgage-application volume will triple by 2013.
The Motley Fool August 2, 2006 Selena Maranjian	Mortgage Traps Look before you leap into a mortgage -- here are some red flags to watch out for.
Registered Rep. December 1, 2005 Todd K. Ballenger	Go With the (Reverse) Flow Help your clients by reversing outdated thinking about reverse mortgages. Learn to accommodate more of their "I needs" and their "I wants." Regard a reverse the way you would a forward mortgage: It is simply a device for improving cash flow.
Financial Advisor January 2005 Tracey Longo	Walking Clients Through The Mortgage Maze New options add value to financial advisor relationships while saving clients fees.
The Motley Fool June 21, 2006	Some Debt Is OK The important thing is the interest rate -- and your ability to pay.
Bank Technology News November 2010 Michael Sisk	Underinvestment In Tech Drove Foreclosure Mess As trouble in the nation's foreclosure process leaked out-from robo-signing to lost documents to backdated notarizations-the hunt was on for a culprit.
Bank Technology News September 2006 John Adams	Mortgage: Making Every Transaction Count As the market cools off, technology is helping mortgage players improve lead generation, closing time and telecommunications to gain new customers and boost performance.
BusinessWeek July 14, 2003 Anne Tergesen	Home Loans with Bells and Whistles Some new twists on mortgages offer more flexibility -- for a price.
The Motley Fool March 30, 2007 David Lee Smith	My Mortgage, My Government The current mortgage malaise is not solely the work of the free-market system. Blame government, as well.
The Motley Fool August 12, 2004	Understanding Mortgage Brokers For many people, the best way to get a mortgage is through a broker.
National Real Estate Investor February 4, 2003 Parke Chapman	MBA: Commercial mortgage originations up 5% A survey of mortgage bankers conducted by the Mortgage Bankers Association of America (MBA) reports that mortgage originations were up over 5% for 2002.
Bank Technology News April 2007 Glen Fest	Mortgage Lending: New E-Standards Expand Although the mortgage industry has stalled in the wake of a once-white-hot housing market, the momentum for expanding electronic mortgage servicing and delivery capabilities is showing signs of peaking.
BusinessWeek June 7, 2004 Dean Foust	Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts.
BusinessWeek July 19, 2004 Christopher Palmeri	Lenders Switch On Their Back-Up Systems After one of the nation's largest mortgage lenders announced earnings 17% below expectations, investors wondered if the nation's three-year-long mortgage bonanza might end not with a soft landing but with an earnings-pummeling thud.
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
Entrepreneur April 2007 Jennifer Pellet	One Step Ahead Options for buying a home when you can't prove income.
The Motley Fool August 16, 2007 John Rosevear	Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history.
The Motley Fool January 24, 2007 Dan Caplinger	Lock That Rate! Safeguarding against mortgage rate movements can save you thousands.
Bank Systems & Technology February 13, 2009 Orla O'Sullivan	Virgin Money Debuts as Mortgage Lender in the U.S. Sir Branson's firm announces wholesale funding role, through lender acquisition here.
Financial Advisor December 2003 Gail Liberman	Tricks To Nail Down Low Mortgage Rates Know your lender -- and don't forget old-fashioned horse-trading.
The Motley Fool January 3, 2005 Selena Maranjian	In Defense of Mortgage Brokers Mortgage brokers can save you money even if your credit score is high.