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Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
Bank Systems & Technology July 12, 2010 Matt Gunn	Online Bill Payment Tops Among Internet Households Synergistics study shows preference toward online payments.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
Bank Technology News August 2007 Dan Fisher	Pay And Settle At Warp Speed The innovation of the payment system will not be in speed, but in total end-to-end processing.
OCC Bulletin March 31, 2004	FFIEC Information Technology Examination Handbook The Federal Financial Institutions Examination Council (FFIEC) has issued the "Retail Payment Systems (RPS) Booklet" to provide updated guidance on the risks and risk management practices applicable to financial institutions' retail payment activities, including checks, card-based electronic payments, and other electronic payment media.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
Bank Systems & Technology September 27, 2004 Jacob Jegher	Collaboration Conundrum As markets become increasingly global, however, there is a pressing need to fulfill the requirements of corporations participating in cross-border trade and the financial institutions that serve them.
U.S. Banker May 2007 Kenneth Long	Reinventing the Checking Account Banks that haven't reinvented their checking accounts to better serve their customers, thus more firmly sealing them to the institutions, may soon find they have fewer customers about which to worry.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
Bank Systems & Technology February 27, 2006 Ivan Schneider	Barclays Inks Support Deal With Getronics Getronics replaces EDS, which previously provided IT support to the bank... Clarification: In the article, Eight Banks Join SAP In Development of Service-Oriented Architecture...
Bank Systems & Technology March 30, 2004 Ivan Schneider	The End of the Payments Business Moving money is easy. Providing risk, liquidity and information? Now, that's banking!
Bank Systems & Technology February 1, 2007 Wolfgang Gaertner	Discipline and Growth Bank CIOs need to further reduce complexity in their systems' landscape to be more flexible and react faster to changing customer demands.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology September 27, 2004 Cynthia Ramsaran	Customers Not Crazy for Contactless Credit and debit card customers currently are not interested in contactless and other new card technologies.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
The Motley Fool May 26, 2011 Dan Caplinger	Why Would You Give Away Free Money? Banks are looking at services that would do what PayPal does: let people send money to each other using email addresses or smartphones rather than forcing them to use checks or cash.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
Bank Systems & Technology February 1, 2007 Kere Lewis	Banks to Explore Channel Optimization In 2007, many banks will explore channel optimization and the alignment of products and services with sales and service delivery channels to balance a positive customer experience with the need to better control costs.
Bank Technology News March 2007 John Adams	Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note.
The Motley Fool February 20, 2007 Mary Dalrymple	My Credit Card Drives Me Nuts It literally pays to pay very close attention to your credit cards. Check your statement against last month's to see whether anything has changed.
Bank Systems & Technology September 10, 2009 Gwenn Bzard	Bank CIOs Remain Cautious With Spending, Says Exclusive Survey Research conducted by Aite Group shows that some banks will be pulling back on their IT spending in the near future, but don't expect a surge in offshoring.
Bank Technology News February 2001 David Rountree	For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice...
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz	Corporate Clients Inceasingly Favor Card Payments, Visa Says Banks have an opportunity to help corporate customers increase efficiencies by implementing more e-payments.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Aite Urges Consolidation of Wire and ACH Systems A new study says convergence of wire transfer and ACH will lead to efficiency and cost savings for banks and their commercial clients.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology March 29, 2006 Ivan Schneider	New Opportunity in Check Conversion The Federal Reserve recently amended the Electronic Fund Transfer Act, paving the way for back office processing by merchants.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
Bank Systems & Technology May 25, 2010 Matt Gunn	Online Banking, Payments Outpace Growth of Internet Fiserv's survey on consumer billing and trends shows adoption of online banking by a wide demographic.
Bank Systems & Technology November 23, 2009 Maria Bruno-Britz	This Holiday Shopping Season Will See More Debit, Less Credit Accenture Holiday Shopping Survey notes that thrifty Americans are opting to use cash/debit in their spending and that banks would do well to be mindful of these changing payment preferences.
Bank Systems & Technology August 6, 2009 Nathan Conz	U.S. Bank Pilots Visa payWave on Unembossed Debit Cards U.S. Bank has launched a pilot program to instantly issue unembossed debit cards with Visa payWave technology.
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran	2004 Fed Forecast: Enhanced Electronic Payments Claudia S. Swendseid, SVP of the Fed's Financial Services Policy Committee, spoke about the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.
Entrepreneur July 2006 Amanda C. Kooser	Pay It Forward New payment technologies make spending safer and easier.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
CRM February 29, 2012 Judith Aquino	First Data Connects Credit Cards to Offers and Loyalty Programs Although merchants are become increasingly adept at offering personalized online offers to consumers, credit cards and other payment cards have remained relatively untouched as a marketing tool. That is starting to change.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Bank Systems & Technology October 23, 2007 Maria Bruno-Britz	Decoupled Debit Presents Threats and Opportunities to Banks While decoupled debit offers monoline issuers another avenue by which to gain customers, it could be a huge threat to banks' deposit business.
Bank Systems & Technology October 16, 2008 Peggy Bresnick Kendler	Jack Henry Expands Electronic Bill Payment Options Its new NetTeller Bill Pay online bill payment solution includes guaranteed bill payments by ACH and expedited overnight check delivery.
Bank Technology News August 2006 Glen Fest	Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too.
Bank Systems & Technology July 29, 2008 Deena M. Amato-McCoy	Experts Foresee Boom in Payment Service Hubs Payment service hubs could help banks overcome the traditional silos separating payments solutions and promote efficiency.
The Motley Fool October 7, 2005	What's Your Down Payment? If you're wondering what percentage of what you're paying for a house should be your down payment, know that there's no single best amount, and it will likely vary according to your situation.
U.S. Banker February 2008 Anthony Malakian	Desperately Seeking Sticky Relationships Small-business payment needs is an area where many banks aren't delivering.
Bank Technology News November 2001 David Rountree	Identrus Payment Specification Commercialized iPlanet says its new application software will help banks maintain a crucial role in B-to-B e-commerce transactions between their corporate customers...
Bank Systems & Technology September 8, 2010 Matt Gunn	Obopay, STAR Network Launch Real-Time Mobile Payments Service Mobile payment provider Obopay and STAR Network announced today a partnership which enables real-time transfers between STAR accounts within Obopay's Mobile Money for Banks.
Bank Systems & Technology January 5, 2009 Charles Kohler	Banks In Europe Must Turn Attention to PSD Financial institutions are relying on payment processing as a principal profit driver. However, many European payments providers will find this core transaction banking business under intense pressure from the requirements of the Single Euro Payments Area and the Payment Services Directive.
Bank Systems & Technology September 27, 2004 Ivan Schneider	GE Brings SWIFT to Life Corporate treasury seeks automation, information and simplification through adoption of financial messaging standards.
Bank Systems & Technology May 4, 2005 Phil Britt	Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments.
Bank Technology News March 2010 John Adams	Slipping A Card Into The Payments Chain For all the money that bank IT departments are pouring into treasury management innovation, a lack of corporate tech literacy and a strategic disparity between buyers and sellers anchors many corporations to an old school B-to-B paradigm dominated by paper checks.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
U.S. Banker August 2006 Glen Fest	Burn to Bloom: Is Profit in the Offing? A new credit - and debit - card enabled offering from Yodlee is a sign the Web-banking industry may finally be emerging from the bill-pay subsidy game. Or is it?