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Bank Systems & Technology August 30, 2005 Maria Bruno-Britz	Commercial Payments: From Many, One All the major players - banks, corporations, regulators and vendors - are attempting to standardize and simplify the commercial payments process. But, everyone seems to have a different idea as to the best way to do so.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
Bank Systems & Technology September 27, 2004 Peggy Bresnick Kendler	Clearing and Settlement Technology can be a powerful ally for banks looking to streamline their clearing and settlement processes and mitigate settlement risk. But to effectively compete in the global arena, financial institutions will have to adopt standards and work together.
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology October 1, 2007 Maria Bruno-Britz	U.K. Faster Payments to Change Payments World Some experts see Faster Payments as a model for the rest of the world.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
Bank Systems & Technology November 1, 2006 Katherine Burger	Debate Down Under The most-significant challenges facing the banking industry are the following: Consolidation of payments infrastructures; how banks [can] create new payments products; margin compression; and the threat of new entrants, which is driving innovation.
Bank Technology News June 2007 John Adams	Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States.
Bank Systems & Technology March 30, 2004 Ivan Schneider	One Bank, One Technology Architecture Deutsche Bank to launch multicurrency automated payments platform by year's end.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
Bank Systems & Technology June 8, 2007 Nancy Feig	Banks Need To Engage Corporate Customers To Provide Payment Solutions Banks and commercial customers need to work together to develop meaningful payments standards.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
Bank Systems & Technology August 30, 2005 Ivan Schneider	The United Banks of Europe How do you take the payments networks of 25 European Union countries - each with its own set of banking institutions, regulators and laws - and knit them together for clearing and settlement? Very carefully.
Bank Systems & Technology May 4, 2005 Phil Britt	Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments.
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Technology News July 2006 John Adams	Electronic Billing: Partners in Payments Creditron and MyOnlineBill.com join forces to tap the small volume market.
Bank Systems & Technology March 7, 2005 Phil Britt	Breaking Down Barriers NACHA began 2005 with a new board that is developing a new strategic plan for The Electronic Payments Association and the ACH Network.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
U.S. Banker September 2007 John Adams	Payments: U.S. Targeted by RBS In e-Payments Business Royal Bank of Scotland is a huge payments player in Europe, and it expects its global multi-payments expertise will help it win online business accounts in the United States. It has a good head start.
Bank Systems & Technology July 1, 2005 Phil Britt	Payments Without Borders Mellon Financial's payment engine now allows for processing on an unlimited number of international payments, independent of foreign exchange (FX) transactions.
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	MasterCard Cashes In On Recurring Payments Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.
Bank Systems & Technology March 12, 2009 Maria Bruno-Britz	Deutsche Bank's GTB Offers Mobile Payments, Hires Emerging Payments Chief Deutsche Bank has teamed with Luup to enable the bank's global transaction banking clients to provide consumers with mobile payments and money transfer functionality. It also hired Ron van Wezel to oversee emerging payments.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Bank Systems & Technology February 27, 2006 Maria Bruno-Britz	Stepping Closer to SEPA The Single European Payments Area will allow 500 million European Union citizens to purchase goods and services using the same direct debit product in any EU country.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Banks Starting to Embrace Concept of Financial Supply Chain Management Financial supply chain management represents a growing opportunity for banks.
Bank Systems & Technology May 1, 2006 Maria Bruno-Britz	NACHA Takes Page From PayPal Electronic payments association NACHA plans to test a program that allows banks to act as intermediaries for consumers' online financial transactions, such as bill payments and purchases.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Aite Urges Consolidation of Wire and ACH Systems A new study says convergence of wire transfer and ACH will lead to efficiency and cost savings for banks and their commercial clients.
Bank Systems & Technology September 27, 2004 Jacob Jegher	Collaboration Conundrum As markets become increasingly global, however, there is a pressing need to fulfill the requirements of corporations participating in cross-border trade and the financial institutions that serve them.
AskMen.com Terence Channon	Online Banking Your bank may offer you access to more services online than you think -- services that might make your life a whole lot easier if you use them properly.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Systems & Technology November 20, 2009 Maria Bruno-Britz	J.P. Morgan Stepping Up Fight Against Corporate Payments Fraud The bank issued a white paper that looks at the growing area of corporate payments fraud and suggests best practices for safeguarding accounts.
Bank Technology News January 2005 John Adams	Processing: BB&T Cashes In Its CHIPS For a Better Backstop By reducing the costs of entry, banks can hook up with CHIPS and have a viable backup that's less expensive than in the past.
U.S. Banker August 2010 Bob Meara	Say Goodbye to Checks A study released in 2007 showed a 4.1 percent annual decline in check usage; don t be surprised if the next study shows usage is down by 10 percent.
Bank Technology News October 2010 Daniel Wolfe	Small Business Clamors for P2P Consumers wont be the only ones with access to CashEdge's ACH payment services any longer. Bank of the West will be the first bank to offer its small-business customers an ACH payment service that could make costly wire transfers unnecessary.
Bank Technology News May 2011 John Adams	BankSimple Pursues Faster Payments As BankSimple, the hip startup that says it's "reinventing personal banking" for its bank partners and consumers, preps for its formal launch, the firm is partnering up with TxVia to enable payments processing for its 'all in one' payments card.
Bank Systems & Technology March 27, 2008 Maria Bruno-Britz	International Payments Framework Organization to Standardize Cross-Border Payments The banking industry has experimented with payments standards for years. New initiatives for cross border payments are detailed.
Bank Technology News February 2011 John Adams	Analyze Payments, Get More Money Payments have always been a pipeline to the wallet, but Sandy Spring Bank plans to wield the latest data management tools and analysis to use "paying" as a window to the customer's financial services soul.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
U.S. Banker September 2007 Lee Conrad	Technology Can Drive Out Payment-Chain Inefficiencies A small group of banks has begun using the latest aid in the supply-chain finance arena: logistics technology from shipping companies. That makes it much easier to keep tabs on global supply chains.