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Bank Technology News February 1, 2008 Glen Fest	Vying for Dominance The decision to archive checks from 1,600 small and regional banks with Viewpointe gives a huge boost to the image share technology, and is the latest chapter in a struggle between the rival image technologies: image share and image exchange.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least.
Bank Technology News December 2002 Glen Fest	Picking Up An Expensive Check The proposed Check Clearing for the 21st Century Act, or Check 21, will be costly, especially for community banks.
Bank Systems & Technology March 7, 2005 Ivan Schneider	Making Sense of Image Exchange A number of image exchange mechanisms have arisen, in order to facilitate the participation of virtually every bank in the U.S. in image exchange.
Bank Technology News August 2003	By The Numbers One of the major effects of check-image exchange is the eventual elimination of the float. The annual value of the float is about $5 billion, say banks, even in today's low-rate environment.
Bank Technology News June 1, 2008 Glen Fest	As Fed Hurries Up, Banks Catch-Up Despite major gains in image clearing in the past year only 60 percent of U.S. institutions are capable of receiving images.
Bank Technology News January 2005 Michael Sisk	The Post-October 28 World: It's Time for a Reality Check on Check 21 Believe it or not, there are still many misconceptions about the law among the public, which banks must battle as they gradually implement new checking technology.
U.S. Banker June 2003 Robert Kapler	Getting Serious About Check 21-Finally The average check is handled 12 times, so check image technology could sharply reduce error rates. But choosing a system depends on a bank's specific needs.
Bank Technology News May 2003 Robert Kapler	Getting Serious About Check 21 Banks rev up technology as legislation gets closer
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Systems & Technology March 10, 2004 Deena M. Amato-McCoy	WesPay/Clearing House Deal Aims For Integrated Payments Structure Processors seek economies of scale as payments landscape undergoes transformation.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
Bank Systems & Technology August 31, 2004 Cynthia Ramsaran	A Brave New World As banks prepare for the final push toward Check 21, they must overcome several roadblocks to succeed in the electronic age.
The Motley Fool October 13, 2004 Selena Maranjian	Bye-Bye, Canceled Checks New "Check 21" rules may soon be changing how your bank serves you.
Bank Systems & Technology June 9, 2007 Maria Bruno-Britz	Federal Reserve In Deal with Unisys for Check Image Processing Feds plans to upgrade existing check image processing system will lead to greater efficiencies.
Bank Systems & Technology September 27, 2004 Peggy Bresnick Kendler	Clearing and Settlement Technology can be a powerful ally for banks looking to streamline their clearing and settlement processes and mitigate settlement risk. But to effectively compete in the global arena, financial institutions will have to adopt standards and work together.
Bank Systems & Technology November 4, 2003 Greg MacSweeney	Check 21 May Push EBPP over the Hump Check imaging may be the service that pushes EBPP beyond the tipping point to mass adoption.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Technology News May 2001 Patricia A. Murphy	Talk of the Show: Image Archive Wide-scale check imaging has seemed an elusive goal, at least for the better part of a decade. Key stumbling blocks have remained, like federal statutes that require long-term storage of commercial documents like checks...
Bank Systems & Technology January 3, 2006 Ivan Schneider	BofA Exec Plays Matchmaker Between Check Image Networks Two of the major players involved in the electronic exchange of check data and images, Endpoint Exchange and Viewpointe, have agreed to interconnect their respective networks at the prompting of a Bank of America executive.
Bank Systems & Technology May 27, 2003 Steven Marlin	Fiserv and SVPCo To Exchange Images Fiserv and SVPCo have agreed to establish system connectivity to allow for electronic exchange of check data and images.
Bank Systems & Technology May 4, 2005 Phil Britt	Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments.
U.S. Banker April 2009 Glen Fest	Is BofA/ Wells Venture a Threat to ACH Network? A forthcoming joint payments venture between Wells Fargo and Bank of America, through which both banks will share a platform to process their automated clearing house transactions, continues to percolate debate.
Bank Technology News January 2005 John Adams	Processing: BB&T Cashes In Its CHIPS For a Better Backstop By reducing the costs of entry, banks can hook up with CHIPS and have a viable backup that's less expensive than in the past.
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
Bank Technology News April 2002 Lynn Koller	Making a Clear Case for Online Digital Check Imaging Web-based digital imaging is streamlining operations and enhancing customer options...
U.S. Banker May 2002 Mark Bruno	Digital Imaging Picks Up Steam Banks across the nation suddenly are working very hard to implement the long-promised technology of check imaging...
Bank Systems & Technology March 7, 2005 Phil Britt	Up, Up and Away ... But How Far? Rapid growth in the volume of accounts receivable entry (ARC) transactions is expected to continue throughout this year, largely fueled by declining check activity.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21 Requirements Are Only Beginning The real legal challenges associated with Check 21 are only beginning to emerge.
Bank Technology News February 2007 Glen Fest	Conversion's the Word In '07 e-Payments Drive For financial institutions electronic remittance, automated exceptions, back office conversion and other breakthroughs appear on the horizon as the next phase for remote capture.
Bank Systems & Technology May 6, 2004 Judy Ward	Banks Prepare Returns Processing for Check 21 Electronic check processing will speed transactions, cut costs and fight fraud.
Fast Company October 2004 Alan Deutschman	The Check-Clearing Quagmire Soon, it won't take a week to clear a check. Checking will finally enter the digital era on October 28, when the Check Clearing for the 21st Century Act takes effect.
The Motley Fool April 25, 2007 Mary Dalrymple	Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Technology News May 2005 Chris Costanzo	Remote Check Deposit: Wells Captures A New Checking Twist Check 21 and Desktop Deposit provides fast remote capture without adding software on the user end and eliminating time-consuming trips to the branch, all through a Web portal.
InternetNews September 29, 2004 Clint Boulton	Digital Image Act Spells End of Check 'Float' Viewpointe is storing and retrieving digital checks in preparation for Check-21, a new act being passed next month.
Bank Systems & Technology May 3, 2005 Ivan Schneider	ECCHO Fills In Regulatory Gaps In Image Exchange The ECCHO rule set aims to fill in the legal and regulatory gaps that exist regarding electronic checks and image exchange.
Bank Systems & Technology February 27, 2006 Maria Bruno-Britz	Stepping Closer to SEPA The Single European Payments Area will allow 500 million European Union citizens to purchase goods and services using the same direct debit product in any EU country.
Bank Technology News July 2004 John Adams	Perks Beyond Compliance Will Cost $$$ The Check 21 legislation promises to save lots of money for banks over the long haul, since it opens up the possibility of labor-saving automation in check processing. But in the short-term, it could also cost a bundle.
Bank Technology News July 2006 John Adams	Electronic Billing: Partners in Payments Creditron and MyOnlineBill.com join forces to tap the small volume market.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
Bank Technology News January 2001 Maria Bruno	Quiet Debut Set for Chase, BofA Checking Co. Viewpointe Archive Services, the check imaging venture formed with IBM, reportedly was to have included Wells Fargo & Co. and First Union Corp...
Bank Systems & Technology April 21, 2008 Maria Bruno-Britz	Fiserv to Help Banks In Check 21 Transition Financial institutions can be helped to bridge the gap between the legacy world of paper checks and the mass migration toward electronic delivery of check images.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Aite Urges Consolidation of Wire and ACH Systems A new study says convergence of wire transfer and ACH will lead to efficiency and cost savings for banks and their commercial clients.
Bank Systems & Technology January 7, 2005 Ivan Schneider	Cut the Fee, or Wait and See? Check 21 requires the Federal Reserve to report back to Congress in April 2007 on the change in length of hold times. But the CCAF Act would accelerate that process and instruct the Fed to reduce hold times
U.S. Banker September 2007 Lee Conrad	Technology Can Drive Out Payment-Chain Inefficiencies A small group of banks has begun using the latest aid in the supply-chain finance arena: logistics technology from shipping companies. That makes it much easier to keep tabs on global supply chains.
Bank Technology News September 2005 John Adams	Document Imaging: Tiny Scanner Aims To Help Small Banks With new scanning technology, community institutions are shedding courier trips to local Federal Reserve offices, and outsourcing is simplifying the process.
Bank Systems & Technology October 1, 2007 Maria Bruno-Britz	U.K. Faster Payments to Change Payments World Some experts see Faster Payments as a model for the rest of the world.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Deadline for Back-Office Conversion Nears, Banks, Retailers Gear Up In three months, NACHA's long-awaited rules on back-office conversion of checks officially go into effect. Retailers and billers finally will be able to convert eligible checks into Automated Clearing House payments at the point of sale.
Bank Technology News August 2007 John Adams	ATMs: Pushing the Envelope, Straight into the Dustbin Wells Fargo and Bank of America are among the banks slowly deploying technology that allows for envelope-free cash deposits, a move that could shorten lines at branches.