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Bank Technology News March 2007 Glen Fest	Image Exchange: Imaging: Are Happy Days Here at Last? Image-cleared checks have exceeded substitute items, and are expected to surpass paper-check volume by the end of the year.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least.
Bank Technology News January 2005 Michael Sisk	The Post-October 28 World: It's Time for a Reality Check on Check 21 Believe it or not, there are still many misconceptions about the law among the public, which banks must battle as they gradually implement new checking technology.
Bank Technology News May 2003 Robert Kapler	Getting Serious About Check 21 Banks rev up technology as legislation gets closer
Bank Technology News June 1, 2008 Glen Fest	As Fed Hurries Up, Banks Catch-Up Despite major gains in image clearing in the past year only 60 percent of U.S. institutions are capable of receiving images.
The Motley Fool April 25, 2007 Mary Dalrymple	Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule.
Bank Technology News April 2002 Lynn Koller	Making a Clear Case for Online Digital Check Imaging Web-based digital imaging is streamlining operations and enhancing customer options...
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Technology News August 2003	By The Numbers One of the major effects of check-image exchange is the eventual elimination of the float. The annual value of the float is about $5 billion, say banks, even in today's low-rate environment.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Deutsche Bank Picks NetDeposit for Remote Deposit Capture Deutsche Bank became the latest bank to join NetDeposit's roster of remote deposit capture clients.
Bank Technology News February 1, 2008 Glen Fest	Vying for Dominance The decision to archive checks from 1,600 small and regional banks with Viewpointe gives a huge boost to the image share technology, and is the latest chapter in a struggle between the rival image technologies: image share and image exchange.
Bank Technology News May 2001 Patricia A. Murphy	Talk of the Show: Image Archive Wide-scale check imaging has seemed an elusive goal, at least for the better part of a decade. Key stumbling blocks have remained, like federal statutes that require long-term storage of commercial documents like checks...
U.S. Banker June 2003 Robert Kapler	Getting Serious About Check 21-Finally The average check is handled 12 times, so check image technology could sharply reduce error rates. But choosing a system depends on a bank's specific needs.
Bank Technology News March 2007 Glen Fest	Business Banking: Small Banks Beefing Up Commercial Capabilities Four in five community institutions say they will increase tech spending on capabilities such as cash management and imaging to attract corporate banking customers.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
AskMen.com March 2, 2003 Dan Carter	5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible.
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Systems & Technology April 21, 2008 Maria Bruno-Britz	Fiserv to Help Banks In Check 21 Transition Financial institutions can be helped to bridge the gap between the legacy world of paper checks and the mass migration toward electronic delivery of check images.
Bank Systems & Technology November 16, 2008 Peggy Bresnick Kendler	Jack Henry Launches Leasing Program for Remote Deposit Capture Check Scanners This new leasing option enables financial institutions to provide merchants with check scanners starting at $15 a month.
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz	Sticking With the Tried and True The days when large U.S. banks could sustain their old core systems on the IT version of life support are numbered, according to TowerGroup.
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Systems & Technology June 9, 2007 Maria Bruno-Britz	Federal Reserve In Deal with Unisys for Check Image Processing Feds plans to upgrade existing check image processing system will lead to greater efficiencies.
U.S. Banker September 2007 Lee Conrad	Association Consolidation Doesn't Worry Small Banks A planned merger between the ABA and the ACB prompts the question of whether a larger size or a hyper focus is the best way to lobby Congress. It also raises the issue of how the ICBA will fare.
Bank Systems & Technology February 1, 2007 Craig Vaream	Electronification Is the Future In the coming year, it is clear that electronification will be the path to payments prosperity for both corporates and financial institutions alike.
Bank Technology News May 2001 Patricia A. Murphy	Tech Company Buoyed by Paper Fiserv may be a data processor at heart, but now it plans to start handling cash for U.S. banks...
Bank Systems & Technology June 26, 2006 Lisa Valentine	Beating the Community Bank Drum Bridge Community Bank is a rural community bank with a can-do attitude toward technology.
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran	2004 Fed Forecast: Enhanced Electronic Payments Claudia S. Swendseid, SVP of the Fed's Financial Services Policy Committee, spoke about the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.
Bank Systems & Technology October 16, 2008 Peggy Bresnick Kendler	Jack Henry Expands Electronic Bill Payment Options Its new NetTeller Bill Pay online bill payment solution includes guaranteed bill payments by ACH and expedited overnight check delivery.
Bank Systems & Technology August 6, 2007 Nancy Feig	Fiserv Acquisition of Checkfree Expands its Core Offering The move will elevate Fiserv to the level of its closest competitor, banking and payments technology provider Metavante, giving banks another one-stop vendor for an end-to-end core banking solution.
U.S. Banker September 2007 Glen Fest	Merger Mania: Fiserv-CheckFree Deal Shakes Up Industry Will Fiserv's proposed purchase of CheckFree spur new options for competitors?
Bank Systems & Technology February 21, 2008 Jim Eckenrode	Exclusive TowerGroup Research Report: Bank Tech Spending in 2008 In light of the current market turmoil, North American banks appear to be approaching technology planning and budgeting for 2008 with caution.
U.S. Banker May 2007 Kenneth Long	Reinventing the Checking Account Banks that haven't reinvented their checking accounts to better serve their customers, thus more firmly sealing them to the institutions, may soon find they have fewer customers about which to worry.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Technology News August 2007 John Adams	ATMs: Pushing the Envelope, Straight into the Dustbin Wells Fargo and Bank of America are among the banks slowly deploying technology that allows for envelope-free cash deposits, a move that could shorten lines at branches.
U.S. Banker November 2001 Robert A. Bennett	The Role of Government Even the most fanatic free-marketers today recognize that the government has a role to play following the terrorist attacks. But in other areas there remains a dangerous perspective. One of these is the payments system and the role the Federal Reserve should play in it...
Bank Systems & Technology August 24, 2006 Deena M. Amato-McCoy	The New Integration While expanding data volumes and regulatory changes are putting more and more pressure on banks' core processing systems, they can't diminish their original services.
Bank Technology News November 2002	Ingenuity & Innovations For banks, there's never a finish line in the race to understand technology. Keeping up is the only way to get ahead.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21 Requirements Are Only Beginning The real legal challenges associated with Check 21 are only beginning to emerge.
U.S. Banker November 2001 Robert A. Bennett	Fed on the Defensive The Federal Reserve is a dignified institution and its mentality is not that of a street fighter. But that's what it must become if it is to succeed in battling the private sector for dominance of the electronics payments system...
U.S. Banker May 2002 Mark Bruno	Digital Imaging Picks Up Steam Banks across the nation suddenly are working very hard to implement the long-promised technology of check imaging...
Bank Systems & Technology March 27, 2008 Lisa Valentine	The Bank of San Antonio Offers Big-Bank Services With a Small-Bank Touch By relying heavily on outsourcing IT and partnering with technology providers, The Bank of San Antonio offers big bank products and services in a community banking environment.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
Bank Technology News April 2002 Maria Bruno	Banks Missing the Boat as E-Billing Gains Traction Electronic bill presentment and payment continues to work its way into a growing number of American households...
The Motley Fool January 19, 2007 Dan Caplinger	Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them.
Bank Technology News October 2001 David Rountree	Imaging IT: A Second Look While financial services firms are leaders in the automation of document management, providers of imaging technology say their applications can do much, much more today...
U.S. Banker June 2007 Lee Conrad	Weighing Customization Against 'Bank-in-a-Box' Solutions The ability to customize IT platforms could help small banks differentiate themselves, but they must be careful not to bite off more than they can chew. Partial outsourcing may do the trick.
The Motley Fool January 23, 2007 Selena Maranjian	Save Money With Direct Deposit At work, you might have the option of directly depositing your paycheck into your bank account. This simple convenience could leave you wealthier.
Bank Technology News August 2007 Glen Fest	Mergers: Conflicts Becoming A Core Reality Fiserv's buy of CheckFree could spark challenges in banks' vendor management.
The Motley Fool February 19, 2008 Colleen Paulson	Who Can Save Financials Now? Help may come from an unlikely source (and no, it's not the Fed).