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Bank Technology News
January 2005
Michael Sisk
The Post-October 28 World: It's Time for a Reality Check on Check 21 Believe it or not, there are still many misconceptions about the law among the public, which banks must battle as they gradually implement new checking technology. mark for My Articles similar articles
Bank Technology News
May 2001
Patricia A. Murphy
Talk of the Show: Image Archive Wide-scale check imaging has seemed an elusive goal, at least for the better part of a decade. Key stumbling blocks have remained, like federal statutes that require long-term storage of commercial documents like checks... mark for My Articles similar articles
Bank Systems & Technology
March 29, 2006
Ivan Schneider
New Opportunity in Check Conversion The Federal Reserve recently amended the Electronic Fund Transfer Act, paving the way for back office processing by merchants. mark for My Articles similar articles
The Motley Fool
April 25, 2007
Mary Dalrymple
Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule. mark for My Articles similar articles
The Motley Fool
February 23, 2006
Free Checking Isn't Necessarily Good If you see a bank offering free checking, you should jump in and sign up, right? Not necessarily. mark for My Articles similar articles
Bank Technology News
February 1, 2008
Glen Fest
Vying for Dominance The decision to archive checks from 1,600 small and regional banks with Viewpointe gives a huge boost to the image share technology, and is the latest chapter in a struggle between the rival image technologies: image share and image exchange. mark for My Articles similar articles
U.S. Banker
September 2001
Mark Bruno
Leave Automation to Automators It's no secret the current check processing procedure is cumbersome. But before banks can make the leap from paper to digital checks, an archive is necessary to store check images and information... mark for My Articles similar articles
Bank Systems & Technology
December 1, 2005
Maria Bruno-Britz
Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least. mark for My Articles similar articles
Bank Systems & Technology
December 1, 2006
Maria Bruno-Britz
Deutsche Bank Picks NetDeposit for Remote Deposit Capture Deutsche Bank became the latest bank to join NetDeposit's roster of remote deposit capture clients. mark for My Articles similar articles
Bank Technology News
April 2002
Lynn Koller
Making a Clear Case for Online Digital Check Imaging Web-based digital imaging is streamlining operations and enhancing customer options... mark for My Articles similar articles
Bank Technology News
August 2003
By The Numbers One of the major effects of check-image exchange is the eventual elimination of the float. The annual value of the float is about $5 billion, say banks, even in today's low-rate environment. mark for My Articles similar articles
Bank Technology News
May 2001
Patricia A. Murphy
Tech Company Buoyed by Paper Fiserv may be a data processor at heart, but now it plans to start handling cash for U.S. banks... mark for My Articles similar articles
Bank Technology News
January 2001
Maria Bruno
Quiet Debut Set for Chase, BofA Checking Co. Viewpointe Archive Services, the check imaging venture formed with IBM, reportedly was to have included Wells Fargo & Co. and First Union Corp... mark for My Articles similar articles
InternetNews
September 29, 2004
Clint Boulton
Digital Image Act Spells End of Check 'Float' Viewpointe is storing and retrieving digital checks in preparation for Check-21, a new act being passed next month. mark for My Articles similar articles
Bank Technology News
March 2007
Glen Fest
Image Exchange: Imaging: Are Happy Days Here at Last? Image-cleared checks have exceeded substitute items, and are expected to surpass paper-check volume by the end of the year. mark for My Articles similar articles
Bank Systems & Technology
January 3, 2006
Ivan Schneider
BofA Exec Plays Matchmaker Between Check Image Networks Two of the major players involved in the electronic exchange of check data and images, Endpoint Exchange and Viewpointe, have agreed to interconnect their respective networks at the prompting of a Bank of America executive. mark for My Articles similar articles
Bank Systems & Technology
March 7, 2005
Ivan Schneider
Making Sense of Image Exchange A number of image exchange mechanisms have arisen, in order to facilitate the participation of virtually every bank in the U.S. in image exchange. mark for My Articles similar articles
Bank Systems & Technology
December 23, 2007
Michael Ellison
Three Ways to Improve Retail Bank Web Sites Here are some best practices that would make bank Web sites easier to use and more valuable to customers and prospects. mark for My Articles similar articles
Bank Systems & Technology
February 27, 2006
Patrick K. Barron
Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21. mark for My Articles similar articles
U.S. Banker
May 2007
Kenneth Long
Reinventing the Checking Account Banks that haven't reinvented their checking accounts to better serve their customers, thus more firmly sealing them to the institutions, may soon find they have fewer customers about which to worry. mark for My Articles similar articles
Bank Technology News
September 2005
John Adams
Document Imaging: Tiny Scanner Aims To Help Small Banks With new scanning technology, community institutions are shedding courier trips to local Federal Reserve offices, and outsourcing is simplifying the process. mark for My Articles similar articles
Bank Systems & Technology
January 7, 2005
Ivan Schneider
Cut the Fee, or Wait and See? Check 21 requires the Federal Reserve to report back to Congress in April 2007 on the change in length of hold times. But the CCAF Act would accelerate that process and instruct the Fed to reduce hold times mark for My Articles similar articles
U.S. Banker
June 2003
Robert Kapler
Getting Serious About Check 21-Finally The average check is handled 12 times, so check image technology could sharply reduce error rates. But choosing a system depends on a bank's specific needs. mark for My Articles similar articles
Bank Systems & Technology
June 9, 2007
Maria Bruno-Britz
Federal Reserve In Deal with Unisys for Check Image Processing Feds plans to upgrade existing check image processing system will lead to greater efficiencies. mark for My Articles similar articles
Fast Company
October 2004
Alan Deutschman
The Check-Clearing Quagmire Soon, it won't take a week to clear a check. Checking will finally enter the digital era on October 28, when the Check Clearing for the 21st Century Act takes effect. mark for My Articles similar articles
Bank Systems & Technology
June 26, 2006
Maria Bruno-Britz
Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy. mark for My Articles similar articles
Bank Systems & Technology
June 23, 2006
Maria Bruno-Britz
Images On Demand, All the Time Viewpointe and IBM embark on a major upgrade to check image archive. mark for My Articles similar articles
Bank Systems & Technology
January 29, 2005
Cynthia Ramsaran
Check Processing - Part 1: Wells Fargo Decides it is Better to Share Than to Exchange Wells Fargo has taken an ownership position in Charlotte-based Viewpointe and signed a long-term agreement to use Viewpointe's national check image archive. mark for My Articles similar articles
U.S. Banker
October 2001
Mark Bruno
Questions About Aggregation Experts are asking whether investments in aggregation technology are paying off. Is your bank burning money by investing in aggregation? Some experts say yes... mark for My Articles similar articles
Bank Technology News
June 2001
Patricia A. Murphy
New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic... mark for My Articles similar articles
Reason
April 2002
Mike Lynch
Finance on the Fringe America's check cashers don't exploit the poor; they serve them... mark for My Articles similar articles
Bank Systems & Technology
December 1, 2005
Maria Bruno-Britz
Check 21 Requirements Are Only Beginning The real legal challenges associated with Check 21 are only beginning to emerge. mark for My Articles similar articles
The Motley Fool
January 23, 2007
Selena Maranjian
Save Money With Direct Deposit At work, you might have the option of directly depositing your paycheck into your bank account. This simple convenience could leave you wealthier. mark for My Articles similar articles
The Motley Fool
October 13, 2004
Selena Maranjian
Bye-Bye, Canceled Checks New "Check 21" rules may soon be changing how your bank serves you. mark for My Articles similar articles
U.S. Banker
January 2002
John Hackett
Squeezing Profits out of ATMs Changes in the marketplace have made it hard to make a buck with off-site ATMs, but some banks are experimenting with ways to increase revenues from their networks... mark for My Articles similar articles
Bank Technology News
May 2003
Robert Kapler
Getting Serious About Check 21 Banks rev up technology as legislation gets closer mark for My Articles similar articles
U.S. Banker
May 2002
Hear No Evil, See No Evil, Speak No Evil Federal Reserve Chairman Alan Greenspan clearly believes that business should be big and should be run in a clubby atmosphere. Or else he chooses not to hear, see or speak of evil... mark for My Articles similar articles
The Motley Fool
October 20, 2004
Tom Taulli
Fiserv Wants to Trash Checkbooks Checks are quite antiquated. Companies like Fiserv want to change the way they're processed. mark for My Articles similar articles
U.S. Banker
November 2001
Robert A. Bennett
The Role of Government Even the most fanatic free-marketers today recognize that the government has a role to play following the terrorist attacks. But in other areas there remains a dangerous perspective. One of these is the payments system and the role the Federal Reserve should play in it... mark for My Articles similar articles
Bank Systems & Technology
September 30, 2009
Maria Bruno-Britz
Viewpointe User Group Votes in Favor of Check Image Standard Check image exchange and archive services provider Viewpointe said members of the Viewpointe User Group have voted to recommend adoption of the Universal Companion Document. mark for My Articles similar articles
The Motley Fool
February 19, 2008
Colleen Paulson
Who Can Save Financials Now? Help may come from an unlikely source (and no, it's not the Fed). mark for My Articles similar articles
U.S. Banker
January 2002
A Win for the Fed Even the Fed can make mistakes, as many Greenspan critics are only too happy to point out. But some mistakes can be happy ones -- and that's the good news from the Federal Reserve Bank of Boston... mark for My Articles similar articles
Bank Technology News
March 2001
David Rountree
Up Today, Up Tomorrow Banks appear determined to sustain their leadership in technology as the virtual world creates ever new real-world threats to their traditional business models. mark for My Articles similar articles
U.S. Banker
April 2002
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... mark for My Articles similar articles
Bank Systems & Technology
September 30, 2006
Maria Bruno-Britz
Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business. mark for My Articles similar articles
The Motley Fool
June 12, 2007
John Rosevear
Checking Out Checking Accounts How to steer clear of "free checking" pitfalls. mark for My Articles similar articles
Bank Systems & Technology
June 26, 2006
Lisa Valentine
Beating the Community Bank Drum Bridge Community Bank is a rural community bank with a can-do attitude toward technology. mark for My Articles similar articles
Bank Systems & Technology
May 1, 2006
Maria Bruno-Britz
Electronification And Beyond For remote deposit capture -- using devices to create digital images of checks -- the adoption curve has climbed steadily, but only now is banks' use of the technology about to explode. mark for My Articles similar articles
Bank Systems & Technology
May 25, 2006
Maria Bruno-Britz
Corporates' Wishes Are Banks' Commands Between industry consolidation and the entrance of new players in the market, banks have their work cut out for them when it comes to serving business customers and meeting their demands. mark for My Articles similar articles
Bank Systems & Technology
February 1, 2007
Nancy Feig
Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology. mark for My Articles similar articles