Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

The Motley Fool January 12, 2004 Dayana Yochim	APR Attack! A reader asks if it's legal for her lender to raise her interest rate because of unrelated activity on her credit report.
The Motley Fool April 6, 2004 Dayana Yochim	Your APR Is Under Attack As many as 39% of credit card issuers now use what is called the "universal default" clause to raise interest rates on customers who pay their bills late.
The Motley Fool January 26, 2005 Dayana Yochim	All Eyes Are on Your APR The banking industry's new best friend is the universal default clause. That's a legalese way of saying that a bank has the right to raise a customer's interest rate if that customer fouls up with another company.
The Motley Fool October 22, 2004 Dayana Yochim	Six Tips for a Clean Credit Record Don't bother with the small stuff. Here's what really matters to your lender.
The Motley Fool June 24, 2009 Dayana Yochim	5 Ways to Keep Your Credit Looking Spiffy Everything you need to know to guard your credit reputation.
The Motley Fool November 1, 2005 Dayana Yochim	Six Tips for a Clean Credit Record If you want to improve your score, concentrate on what matters most to lenders. Here's what to look for.
The Motley Fool December 15, 2003 Dayana Yochim	It Pays to Cheat Lenders use the lure of single-digit interest rates as a tool to get you to sign up for their credit cards. Used correctly, these deals can help you get out of debt.
The Motley Fool January 12, 2005 Dayana Yochim	How To Cheat on Your Lender Having credit card commitment issues? Go ahead, play the field. But also consider the affect new credit (and canceling old cards) will have on your overall credit score.
The Motley Fool March 1, 2006 Dayana Yochim	Lothario Lenders on the Prowl Perform a strict background check before you fall for a sweet-talking credit card deal.
The Motley Fool March 24, 2005 Dayana Yochim	Don't Fall for a Lothario Lender Being wooed by some good looking credit offers? Don't get all starry-eyed too fast. What should you look for in a money match made in heaven? Here are some tips.
The Motley Fool January 22, 2007 Nathan Parmelee	Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note.
The Motley Fool December 29, 2004 Dayana Yochim	What's Your Credit Karma? Know your credit score -- it's important and it affects your life.
The Motley Fool August 13, 2004 Dayana Yochim	Ignore Your Lender Banks let you get away with a lot more than you should when it comes to credit. Follow these tips and use some discipline to stay in good financial shape.
The Motley Fool March 12, 2009 Dayana Yochim	Dealing With a Credit Report Blemish What to do when all but one of your credit reports is corrected.
The Motley Fool January 3, 2006 Dayana Yochim	Credit Score Need a Boost? Getting more credit isn't the best way to improve your score. In the end, the key to improved credit isn't sexy. The passage of time and the responsible use of credit during those years are your best bets for building your score.
The Motley Fool August 2, 2005 Dayana Yochim	The Devil (and Dollars) in the Details Americans spend billions each year on avoidable money mishaps. Although penalty fees and the number of triggers that activate them have been steadily on the rise, banks aren't entirely to blame for the inconveniences they cause.
The Motley Fool August 30, 2005 Dayana Yochim	Your Credit Score's All Wrong The author reveals the kinks in the consumer credit scoring system and explains why the credit file you're allowed to see isn't the same one your banker uses.
Bank Systems & Technology September 29, 2005 Maria Bruno-Britz	People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa.
The Motley Fool October 20, 2005 Dayana Yochim	The Real Impact of Late Payments It turns out that lenders may not be keeping such close tabs after all. As it turns out, the method that lenders use to calculate the impact of late payments is less like a strict scorecard and more like the honor system.
The Motley Fool August 10, 2005 Dayana Yochim	The Eight Commandments of Credit Follow these rules to win at the borrowing game.
The Motley Fool December 6, 2004 Dayana Yochim	The Lies Lenders Tell Now that you have the right to a free peek into your credit file, you might be surprised by what everyone's saying about you. It's easier than ever to set the record straight. But you might not want to after all.
The Motley Fool March 21, 2006 Dayana Yochim	7 Perks of Plastic Convenience isn't the only benefit you get from carrying a credit card. There are true perks (besides those offered by rewards cards) to carrying a credit card that works to your advantage. Consider these.
The Motley Fool May 18, 2004 Dayana Yochim	How Lenders Keep Score Sure, declaring bankruptcy and entering the witness protection program can have an adverse effect on your credit score. But even little things can have a big impact on how lenders look at you. Here are five major areas upon which you're being judged.
The Motley Fool March 1, 2005 Dayana Yochim	Glamour Don'ts and Credit Dos Got any credit don'ts in your file? Here's how to pretty them up.
The Motley Fool October 16, 2006 Joseph Khattab	Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.
The Motley Fool May 27, 2005 Selena Maranjian	New Ways to Qualify for a Mortgage If you're in the market for a new home and you have less than glowing credit, look into these possibilities.
The Motley Fool July 17, 2009 Dayana Yochim	Cancel Credit Cards Very, Very Carefully Pitching any of your plastic could be bad for your credit score.
The Motley Fool March 2, 2005 Dayana Yochim	White Lies That Boost Your Credit Score Just smile and nod: Not every inaccuracy negatively affects your credit score.
The Motley Fool February 14, 2007 Mary Dalrymple	Fix Your Credit, Reap the Profits Improving your credit score can be great for your wallet. Once you know how lenders weigh your behavior, you can take the right steps to improve your image.
The Motley Fool February 14, 2007 Mary Dalrymple	How Bad Credit Can Cost You Being careless with your credit scores could drain your piggy bank. Your credit score determines not only whether you can get a loan or a line of credit, but it also determines the interest rates that a bank or lender charges.
The Motley Fool August 22, 2005 Dayana Yochim	Credit Scores Age Like Vintage Bordeaux From credit file conception to account closure, your credit score gets better with age.
The Motley Fool August 1, 2005	Shop for a Mortgage Before a Home Don't put the cart before the horse, or you might not get anywhere. It's good to shop for a mortgage before you even begin house hunting.
The Motley Fool August 24, 2004 Dayana Yochim	Your Dumbed-Down Credit Score Want to see your real FICO score? Get a job at a bank. FICO (and other credit scoring companies) offers different risk models to banks, insurers, and even landlords than it does to the general populace.
The Motley Fool June 3, 2005 Dayana Yochim	The Trouble With Nearsighted Lenders You credit score could be suffering because your lender has no vision.
The Motley Fool February 18, 2004 Dayana Yochim	Lenders Looking for Commitment Credit card courting is getting conservative. Should you settle down? Courting fresh customers has become too costly. Cardweb.com says that issuers spend anywhere from $80 to $200 to land a single new account.
The Motley Fool March 14, 2005 Dayana Yochim	"They" Don't Have All the Answers Answers to reader credit questions on industry rumors, APRs, and a newlywed's credit.
The Motley Fool November 11, 2004 Dayana Yochim	I Caught You Looking! An innocent financial background check can send ripples through your credit file. Here are some other tips on controlling hits to your credit file.
The Motley Fool May 18, 2004 Dayana Yochim	Dump Your Duds Life is messy enough without having to manage a wallet full of plastic. With the average American household hauling around nearly 17 cards, it's no wonder that we suffer from bill-paying anxiety.
The Motley Fool March 26, 2009 Dayana Yochim	5 Things to Know About Balance Transfer Deals Before you move your money, read the fine print.
The Motley Fool December 6, 2005 Dayana Yochim	FICO Babble The money shrink is in to help you make sense of your credit score. Together we're going to tackle your deepest FICO fears head-on.
U.S. Banker January 2008 Michael Sisk	The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.
The Motley Fool October 27, 2004 Dayana Yochim	Attack of the Killer Fees Lenders have created a clever concoction of fees -- slapping up to a punishing 41% interest rate depending on what dastardly deed you've committed.
The Motley Fool August 12, 2005 Selena Maranjian	Dangerous Borrowing Beware of quicksand with credit cards and mortgages. Dangers abound when we borrow. Credit cards, if used suboptimally, can land you a world of trouble, while even mortgages these days are carrying more risks than ever.
The Motley Fool April 13, 2009 Selena Maranjian	Are Credit Card Companies Being Unpatriotic? The drop in credit card borrowing may seem to represent consumers spending less or paying down their debts, but it also reflects lenders giving up on some debt, calling it uncollectible.
Bank Technology News June 2007 Michael Sisk	America's Great Divide About 73 million people in the U.S. are unbanked or underbanked, a marketplace that is as diverse as it is unknown. Banks will find a bevy of new risk tools to help reach out to this emerging credit market.
Entrepreneur August 2004 Crystal Detamore-Rodman	Commercial Break When banks can't give you the funds you need, look to commercial finance companies for help.
The Motley Fool August 11, 2004 Dayana Yochim	I'm in Credit La La Land For a grown-up measure of your money-handling skills, look no further than the ubiquitous credit report. More than ever, what this report says matters to even the most conscientious consumer.
The Motley Fool May 3, 2007 Dan Caplinger	Borrow When You Don't Need To You need to use credit to get good credit. Given how many ways your credit score gets used, not having an established credit history can be costly.
The Motley Fool March 23, 2004 Dayana Yochim	The Ravages of Plastic Advice on using credit cards and paying down your debt. Discussion of credit card solicitation on college campuses is also included.
The Motley Fool April 12, 2005 Dayana Yochim	That's Gonna Leave a Mark What happens when good people make one bad financial mistake? Unfortunately, there is no legal way to remove accurate negative information from your report.