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The Motley Fool December 6, 2004 Dayana Yochim |
The Lies Lenders Tell Now that you have the right to a free peek into your credit file, you might be surprised by what everyone's saying about you. It's easier than ever to set the record straight. But you might not want to after all. |
The Motley Fool September 17, 2004 Dayana Yochim |
Do You Deserve More Credit? Sometimes you should say "no" when your lender gives you more room to spend. |
Entrepreneur July 2010 Rosalind Resnick |
Keep Your Credit Clean Protect your personal financial history so that it doesn't become a professional liability. |
The Motley Fool December 21, 2005 Dayana Yochim |
Be Skeptical of Credit Increases When your lender gives you more money to spend, you might want to say, "No thanks." Contrary to popular opinion, an increased spending limit doesn't necessarily improve your looks in the eyes of other lenders. |
The Motley Fool June 3, 2005 Dayana Yochim |
The Trouble With Nearsighted Lenders You credit score could be suffering because your lender has no vision. |
The Motley Fool October 22, 2004 Dayana Yochim |
Six Tips for a Clean Credit Record Don't bother with the small stuff. Here's what really matters to your lender. |
The Motley Fool January 12, 2005 Dayana Yochim |
How To Cheat on Your Lender Having credit card commitment issues? Go ahead, play the field. But also consider the affect new credit (and canceling old cards) will have on your overall credit score. |
The Motley Fool April 5, 2005 Dayana Yochim |
Before You Cancel Credit Cards... Make sure you keep open lines of credit that are boosting your credit score. |
The Motley Fool May 18, 2004 Dayana Yochim |
How Lenders Keep Score Sure, declaring bankruptcy and entering the witness protection program can have an adverse effect on your credit score. But even little things can have a big impact on how lenders look at you. Here are five major areas upon which you're being judged. |
The Motley Fool July 17, 2009 Dayana Yochim |
Cancel Credit Cards Very, Very Carefully Pitching any of your plastic could be bad for your credit score. |
The Motley Fool June 24, 2009 Dayana Yochim |
5 Ways to Keep Your Credit Looking Spiffy Everything you need to know to guard your credit reputation. |
The Motley Fool February 28, 2005 Dayana Yochim |
Urban Credit Legends Exposed! When it comes to misconceptions about credit, it's best to set the record straight before irreversible damage is done. |
AskMen.com Michael E. Morgan |
Fixing Your Credit Rating The first and most important step of taking control is understanding your credit and not allowing all the myths behind the infamous FICO score to keep you from taking correct steps to a perfect 800+ score. |
The Motley Fool October 20, 2005 Dayana Yochim |
The Real Impact of Late Payments It turns out that lenders may not be keeping such close tabs after all. As it turns out, the method that lenders use to calculate the impact of late payments is less like a strict scorecard and more like the honor system. |
The Motley Fool June 2, 2007 Elizabeth Brokamp |
Making Up for Missed Payments How to say sorry to your lenders and minimize the damage to your credit. |
The Motley Fool March 3, 2005 Dayana Yochim |
Don't Cancel That Card! Once you acquire more than seven revolving debt accounts, your FICO score begins to suffer a little. However, all is not automatically forgiven by simply closing accounts to get below seven. Once you've opened the accounts, the damage is done. |
The Motley Fool January 18, 2005 Dayana Yochim |
Don't Erase the Signs of Aging Luckily for those who have changed their charging ways, there's a time limit on how long your bad bill-paying behavior can be used against you. Here's how to polish up your credit act. |
The Motley Fool November 1, 2005 Dayana Yochim |
Six Tips for a Clean Credit Record If you want to improve your score, concentrate on what matters most to lenders. Here's what to look for. |
The Motley Fool February 14, 2007 Mary Dalrymple |
Fix Your Credit, Reap the Profits Improving your credit score can be great for your wallet. Once you know how lenders weigh your behavior, you can take the right steps to improve your image. |
The Motley Fool April 11, 2005 Dayana Yochim |
The Score Is Falling! The Score Is Falling! The author reveals the credit reporting world's secret formula and looks at all the ways your money management can monkey with your credit score. |
The Motley Fool August 30, 2004 Dayana Yochim |
Beware of Canceling Credit Cards Cutting up old cards could damage your FICO score. |
The Motley Fool January 3, 2006 Dayana Yochim |
Credit Score Need a Boost? Getting more credit isn't the best way to improve your score. In the end, the key to improved credit isn't sexy. The passage of time and the responsible use of credit during those years are your best bets for building your score. |
Financial Advisor July 2006 Gail Liberman |
Credit Score Surprises Credit scores can jump up and bite your financial advisory clients in ways you'd think were almost impossible. More data collected from more sources is used in unexpected ways. |
The Motley Fool November 12, 2004 Dayana Yochim |
Credit Lies and Urban Legends We'd like to take a moment to tackle a few credit reporting misconceptions and rumors that just won't die. This is what we call a "lightning round" Q&A, designed to quickly disperse the crowd whispering around the water cooler. |
AskMen.com Michael Estrin |
13 Things You Don't Know About Your Credit Report Your credit score is a very important number. Here are some things you didn't know about that mysterious number that will help you improve your rating. |
The Motley Fool March 12, 2009 Dayana Yochim |
Dealing With a Credit Report Blemish What to do when all but one of your credit reports is corrected. |
The Motley Fool May 18, 2004 Dayana Yochim |
Dump Your Duds Life is messy enough without having to manage a wallet full of plastic. With the average American household hauling around nearly 17 cards, it's no wonder that we suffer from bill-paying anxiety. |
The Motley Fool August 24, 2004 Dayana Yochim |
Your Dumbed-Down Credit Score Want to see your real FICO score? Get a job at a bank. FICO (and other credit scoring companies) offers different risk models to banks, insurers, and even landlords than it does to the general populace. |
The Motley Fool March 1, 2005 Dayana Yochim |
Glamour Don'ts and Credit Dos Got any credit don'ts in your file? Here's how to pretty them up. |
The Motley Fool October 19, 2004 Dayana Yochim |
Your Credit File Smells Funky Bad behavior lingers on your credit report. It's time to check the expiration date. The credit scoring system has a long and unforgiving memory. |
The Motley Fool February 11, 2009 Dayana Yochim |
Applying for a Store Credit Card? Think Twice Credit is fine (When not abused). Discounts are great (provided they're for something you were going to buy anyways). But combining the two can become a combustible situation when you're using a store credit card. |
The Motley Fool July 16, 2009 Dayana Yochim |
Why Store Credit Cards Stink Don't snap up a short-term discount and end up in long-term debt. |
AskMen.com Brantley Oakey |
5 Myths About Credit Scores We all understand the basic underlying principle, but few of us actually know the details involved in calculating a credit score. Worse yet, many of us hurt our credit scores because of a lack of understanding. |
The Motley Fool March 21, 2006 Dayana Yochim |
7 Perks of Plastic Convenience isn't the only benefit you get from carrying a credit card. There are true perks (besides those offered by rewards cards) to carrying a credit card that works to your advantage. Consider these. |
The Motley Fool April 12, 2005 Dayana Yochim |
That's Gonna Leave a Mark What happens when good people make one bad financial mistake? Unfortunately, there is no legal way to remove accurate negative information from your report. |
BusinessWeek November 28, 2005 Toddi Gutner |
Anatomy Of A Credit Score More companies are looking at credit ratings - so managing them is crucial. |
The Motley Fool March 30, 2009 Dayana Yochim |
Denied Credit? Here's How to Deal A good strategy -- at least when it comes to getting rejected for a line of credit -- is to prove the lender wrong. |
The Motley Fool August 22, 2005 Dayana Yochim |
Credit Scores Age Like Vintage Bordeaux From credit file conception to account closure, your credit score gets better with age. |
The Motley Fool May 27, 2005 Selena Maranjian |
New Ways to Qualify for a Mortgage If you're in the market for a new home and you have less than glowing credit, look into these possibilities. |
The Motley Fool December 5, 2007 Mary Dalrymple |
Does Your Credit Card Do This? Some credit cards to raise your interest rates when your credit score drops, even if you're faultlessly punctual with your payments. |
The Motley Fool June 5, 2007 John Rosevear |
Ditching the Old Plastic Too many credit cards? Here's what to do. |
Financial Planning June 1, 2009 Donald Jay Korn |
Know the Score Despite their importance, most consumers know very little about the inner workings of credit scores. |
The Motley Fool May 1, 2007 Selena Maranjian |
Credit Report Myths Separate the truth from the fiction regarding your credit score. |
Entrepreneur April 2006 |
Face Your Financials Look your lender in the eye, and get what you need with this expert advice for funding your startup. |
The Motley Fool April 13, 2009 Selena Maranjian |
Are Credit Card Companies Being Unpatriotic? The drop in credit card borrowing may seem to represent consumers spending less or paying down their debts, but it also reflects lenders giving up on some debt, calling it uncollectible. |
The Motley Fool September 12, 2005 Dayana Yochim |
Maxed Out Your Credit Smarts? As with driving and singing ability, most people overestimate their credit knowledge. Here some facts about your credit score. |
The Motley Fool October 27, 2004 Dayana Yochim |
Attack of the Killer Fees Lenders have created a clever concoction of fees -- slapping up to a punishing 41% interest rate depending on what dastardly deed you've committed. |
The Motley Fool November 22, 2004 Selena Maranjian |
Credit Cards Sabotaging Mortgages Your credit card company might be needlessly costing you thousands by failing to report your credit limit to the credit bureaus. |
The Motley Fool August 3, 2004 |
Maximize Your Credit Rating You don't have to be a so-so credit risk. Here are six small ways to keep your credit record clean. |
AskMen.com Ryan Ortega |
Money Moves To Make Now Financial advisers provide long-term plans and ideas for financial success. In the meantime, here are seven simple money moves you can make right now. |