| Similar Articles |
|---|
 |
The Motley Fool
October 16, 2006
Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.   |
U.S. Banker
January 2008
Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. |
Commercial Investment Real Estate
Jul/Aug 2004
Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals. |
Bank Systems & Technology
October 21, 2008 |
Zopa Sees Profit in the U.K., No Point in The U.S. U.S. conditions forced Zopa to exit social lending. |
Bank Technology News
December 2007
Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age? |
Commercial Investment Real Estate
Sep/Oct 2003
Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
The Motley Fool
January 22, 2007
Nathan Parmelee |
Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note. |
The Motley Fool
January 31, 2005
Selena Maranjian |
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. |
National Real Estate Investor
June 1, 2005
Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
Entrepreneur
April 2005
Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in. |
The Motley Fool
December 2, 2004
Bill Mann |
Spitzer Helps Loan Sharks When the state doesn't allow companies to charge sufficient interest on high-risk payday loans legally, the black market fills the void. |
Reason
April 2002
Mike Lynch |
Legal Loan Sharking or Essential Service? The great "payday loan" controversy... |
U.S. Banker
November 2001
John Hackett |
Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks... |
BusinessWeek
March 15, 2004
David Fairlamb |
Banks Put The Squeeze On Euro-Zone Growth Cautious lenders are keeping interest rates up -- and making loans harder to get. That could stall an already slow recovery |
AskMen.com
March 4, 2001
Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
Entrepreneur
February 2005
C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
BusinessWeek
October 31, 2005
Mara Der Hovanesian |
Hedges: The New Corporate ATMs Hedge funds and other institutional investors are lending money to corporations as banks get pickier. |
Entrepreneur
May 2008
Scott Bernard Nelson |
Between Peers Could a new wave of social lending sites be a good place for your investment dollars? |
BusinessWeek
May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
FDIC FYI
February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
National Real Estate Investor
February 1, 2005 |
Insatiable Appetite For Debt Financing The prospect of higher interest rates shows no sign of dampening borrower demand for commercial real estate debt, according to an exclusive survey of more than 400 developers and owners conducted by National Real Estate Investor. |
This Old House
Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
CFO
November 1, 2004
Randy Myers |
Squeezing the SBA Small-business borrowing may get more expensive. |
Mother Jones
May/Jun 2001
Brendan I. Koerner |
Preying on Payday How national banks are teaming up with storefront lenders to profit from high-interest loans to the poor... |
National Real Estate Investor
October 1, 2002
Kathleen Fitzpatrick |
Taking the Floating-Rate Gamble A slow recovery in the U.S. economy has prompted more and more borrowers to bet that interest rates won't be rising anytime soon. And still others, fueled by fears of overall uncertainty, are satisfying their appetites with flexible financing. |
Entrepreneur
August 2003
Crystal Detamore-Rodman |
Give 'Em Credit They're not just for car loans and home mortgages. Now credit unions are making business loans. |
FDIC FYI
September 17, 2003
Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
FDIC FYI
June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
Bank Systems & Technology
November 1, 2005
Phil Britt |
Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts. |
Entrepreneur
August 2004
Crystal Detamore-Rodman |
Commercial Break When banks can't give you the funds you need, look to commercial finance companies for help. |
BusinessWeek
November 15, 2004
Balfour & Roberts |
The Leak In China's Banking System Frustrated with low returns, Chinese savers are taking money out of state banks and lending it themselves. |
Inc.
January 1, 2003
Martin Mayer |
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money? |
BusinessWeek
April 12, 2004
Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
CFO
December 1, 2003
Randy Myers |
Basel's New Balance A new accord may soon help banks lend more for less. |
FDIC FYI
February 21, 2002 |
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... |
Commercial Investment Real Estate
Nov/Dec 2002
Stephen V. Jacquemin |
Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type. |
U.S. Banker
November 2005 |
Wading Through HMDA-Data Muck What does the new Home Mortgage Disclosure Act data show about banks' lending practices when it comes to racial, ethnic and gender differences? It's clear what it says, but it's not clear what it means. |
CFO
September 1, 2003
Hilary Rosenberg |
Compromising Positions Will credit derivatives encourage more lending, or will they harm the interests of borrowers? |
The Motley Fool
June 1, 2004
Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money. |
FDIC FYI
November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
CFO
Joseph McCafferty |
Another Nick in the Wall Regulators are looking into allegations that banks are "tying" loans to other fee-based business. |
Inc.
August 2003
Bobbie Gossage |
SBA Finds Another Billion for Loans The Small Business Administration has created an additional $1.4 billion in lending authority. |
BusinessWeek
January 30, 2006
Aaron Pressman |
Student Loans: Outflank The Hikes Ahead Student loan interest rates are going up on June 30, but there are ways to cushion the blow. |
BusinessWeek
June 7, 2004
Dean Foust |
Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts. |
FDIC FYI
August 29, 2002 |
Strong Bank Earnings Reflect Nature of U.S. Downturn Second quarter 2002 earnings results for commercial banks show that the benefits of a steep yield curve continue to outweigh the costs of higher credit losses. |
Entrepreneur
November 2004
C.J. Prince |
A Loan Time With small-business lending up across the board, now's a great time to get the capital you need. |
Commercial Investment Real Estate
May/Jun 2003
Christopher Carroll |
Understanding Today's Underwriting Criteria Makes Refinancing Easier With historically low interest rates still available, many property owners are seeking to refinance their loans. However, they should be aware that today's lenders underwrite real estate values far differently than in the past by using a relatively new set of cash flow adjustments. |
BusinessWeek
April 11, 2005
Justin Hibbard |
The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods. |
National Real Estate Investor
April 1, 2005
Moskowitz & Napoliello |
Orchestra Funds Strike the Proper Chord Orchestra (i.e. pre-mezzanine) lenders and funds are the new frontier in real estate. They seek to add growth, value and innovation in the once staid, and much misunderstood, world of "hard money" -- a term that may have seen its last days. |
Commercial Investment Real Estate
Jan/Feb 2004
Thomas Jaekel |
Wait and See Commercial real estate capital market activity hinges on interest rates and job growth. |
