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BusinessWeek
April 17, 2008
The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004. mark for My Articles similar articles
CFO
October 1, 2007
Rob Garver
One Nation, Left Behind The race to cut compliance-based capital has begun, and U.S. banks are trailing the pack -- badly. mark for My Articles similar articles
FDIC FYI
January 14, 2003
Basel and the Evolution of Capital Regulation: Moving Forward, Looking Back How much capital is enough? How bank regulators have answered this question during the post World War II period has been shaped by two contending strands of thought. mark for My Articles similar articles
BusinessWeek
April 17, 2008
The Lowdown on Basel II Its No. 1 goal is to smooth out financial crises, and its main method is fine-tuning banks' capital requirements. mark for My Articles similar articles
Bank Technology News
June 2003
Karen Krebsbach
Basel II: Burden Or Opportunity? Savvy banks know the price is worth it: Banks that embrace rather than resist Basel II, the mammoth proposal designed to control operational and credit risk, will claim a greater competitive advantage in the marketplace, say technology analysts. mark for My Articles similar articles
CFO
March 1, 2007
Rob Garver
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. mark for My Articles similar articles
Bank Systems & Technology
August 30, 2005
Phil Britt
Comprehensive Controls The better control a bank has on its risk exposure, the better its opportunity for profitability. Still, many financial institutions continue to struggle to establish enterprisewide risk management controls that provide a true picture of risk across the organization. mark for My Articles similar articles
eCFO
April 2001
Adam Lincoln
Basel Faulty Managers at some smaller companies complain that Basel II will lower adequacy ratios on loads to healthy corporations but will raise the bar on loans to less-sound businesses... mark for My Articles similar articles
Wall Street & Technology
May 25, 2005
Maria Santos
Risky Business By formally introducing operational risk into risk management and capital calculation, Basel II is moving top-tier financial institutions to clearly identify, measure and report information related to operational risk. mark for My Articles similar articles
FDIC FYI
April 21, 2003
Risk-Based Capital Requirements for Commercial Lending: The Impact of Basel II The purpose of this article is to demonstrate the mechanics of the Basel II risk-based capital calculation for commercial credit exposures, and to present evidence on the impact of the new calculations on capital requirements for syndicated loans. mark for My Articles similar articles
Finance & Development
December 1, 2000
Cem Karacadag & Michael W. Taylor
Toward a New Global Banking Standard: The Basel Committee's Proposals The Basel Committee's new capital framework proposals will have important implications for developed and developing countries alike. Although many details remain to be worked out, it is not too early for countries to start preparing for the proposals' implementation. mark for My Articles similar articles
Bank Systems & Technology
October 6, 2006
Nancy Feig
Basel II Drives ERM The consensus among bankers and experts is that Basel II is the driving force behind enterprise risk management. mark for My Articles similar articles
Bank Systems & Technology
May 24, 2007
Nancy Feig
Banks Make Headway Towards Basel II While international banks have made considerable progress toward complying with the provisions of Basel II, US banks still are waiting for the final rules. But that isn't keeping them from reexamining their risk management technologies. mark for My Articles similar articles
OCC Bulletin
September 25, 2006
Proposed Revisions to (1) Risk- Based Capital Rule Implementing the new Basel Capital Accord and (2) Market Risk Rule This bulletin briefly summarizes two Notices of Proposed Rulemaking. The first NPR would implement new risk-based capital requirements for large or internationally active U.S. banking organizations. The second NPR proposes changes to the current risk-based capital charge for market risk. mark for My Articles similar articles
National Real Estate Investor
February 1, 2007
Ben Johnson
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. mark for My Articles similar articles
CFO
March 1, 2005
Tim Reason
A Love-Hate Relationship Banks and their customers have grown closer to, and more wary of, each other. mark for My Articles similar articles
BusinessWeek
May 27, 2010
Yalman Onaran et al.
The Battle Over Bank Rules at Basel III Efforts to correct the mistakes that led to the global meltdown are meeting resistance from banks in the U.S. and Europe mark for My Articles similar articles
Bank Systems & Technology
December 19, 2007
Nancy Feig
Major Canadian Banks Become Basel II Compliant IT vendors that helped major Canadian banks achieve Basal II compliance are passing on their knowledge to smaller Canadian and US banks. mark for My Articles similar articles
Bank Systems & Technology
November 29, 2004
Ivan Schneider
The Calculus of Basel II Basel rules allow banks to choose how granular they want to get. mark for My Articles similar articles
Wall Street & Technology
September 23, 2005
Basel II Falls Flat Despite increased efforts, banks are less certain about the benefits of Basel II compliance, according to a recent survey. mark for My Articles similar articles
BusinessWeek
March 15, 2004
David Fairlamb
Banks Put The Squeeze On Euro-Zone Growth Cautious lenders are keeping interest rates up -- and making loans harder to get. That could stall an already slow recovery mark for My Articles similar articles
Bank Systems & Technology
September 15, 2010
Penny Crosman
Top 7 Ways Basel III Affects U.S. Banks and Their IT Departments New capital rules will drive banks to use new risk models and perform data integration projects. mark for My Articles similar articles
Wall Street & Technology
September 21, 2004
Paul Allen
Basel II: Coming to America Now that the Basel II Accord will apply to the U.S. securities industry, some firms are playing catch-up. mark for My Articles similar articles
Bank Systems & Technology
August 30, 2005
Maria Bruno-Britz
Standard Jumps on Standards Johannesburg-based Standard Bank chose SunGard's Capital Manager for Basel II solution for its Basel II compliance and capital management needs. mark for My Articles similar articles
InternetNews
March 15, 2004
Clint Boulton
IBM Package Looks to Stop Risky Business Package geared to cut down on credit risks in banks, according to European Basel II regulations. mark for My Articles similar articles
Bank Systems & Technology
July 5, 2004
Cynthia Ramsaran
The Buzz on Basel II Banks leverage enterprise management technologies to get head start on compliance. mark for My Articles similar articles
U.S. Banker
August 2010
Donna Alexander
Is This Any Way to Stimulate Global Trade? The Basel Committee's proposal to raise capital requirements for trade-finance instruments could force banks to scale back lending. mark for My Articles similar articles
The Motley Fool
June 28, 2010
Mark T. Williams
The G-20 Superpowers Should Learn From Canada Canada has been the gold standard of banking prudence. mark for My Articles similar articles
OCC Bulletin
July 15, 1999
Summary of the Basel Committee's Consultative Document: "A New Capital Adequacy Framework" The paper describes a framework for bank supervision and regulation that contains three "pillars" -- a regulatory capital minimum, an enhanced supervisory review process, and more effective use of market discipline through disclosure. mark for My Articles similar articles
CFO
October 1, 2008
Vincent Ryan
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. mark for My Articles similar articles
Bank Technology News
May 2007
The Six Regulatory Areas That Are Altering Bank Life Regulation is a part of bank life. Failure to comply shouldn't be. mark for My Articles similar articles
FDIC FYI
December 8, 2003
Estimating the Capital Impact of Basel II in the United States We use 19 years of financial data from all FDIC-insured commercial banks to develop a range of values for the key Basel II risk parameters that banks might be expected to use over time. This allows us to estimate average capital requirements under the A-IRB approach under a range of economic conditions. mark for My Articles similar articles
Bank Systems & Technology
March 29, 2006
Maria Bruno-Britz
Hidden Opportunity In preparation for a 2008 deadline, banks are starting to buckle down and initiate their Basel II strategies. With the purchase of a credit risk product from Reveleus, an i-flex solutions company, Wells Fargo is among the financial institutions readying itself for the new regulation. mark for My Articles similar articles
OCC Bulletin
August 4, 2003
Proposed Revisions to Risk-Based Capital Implementing the new Basel Capital Accord This bulletin briefly summarizes the Advance Notice of Proposed Rulemaking (ANPR) and Supervisory Guidance developed for corporate credit risk and operational risk that were published today in the Federal Register. mark for My Articles similar articles
OCC Bulletin
December 28, 2006
Risk-Based Capital: Domestic Capital Modifications This Notice of Proposed Rulemaking is applicable to banking organizations that are not subject to the Basel II NPR that was separately proposed on September 25, 2006. mark for My Articles similar articles
FDIC FYI
February 21, 2002
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... mark for My Articles similar articles
FDIC FYI
November 26, 2002
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks mark for My Articles similar articles
Finance & Development
June 1, 2006
Wim Fonteyne
EU: From Monetary to Financial Union The choice is not between a centralized and a decentralized framework, but about the degree of centralization that will give Europe the best tools to manage risks to its financial stability without impeding the integration process itself. mark for My Articles similar articles
Bank Systems & Technology
May 24, 2007
Nancy Feig
Basel II's Three Pillars of Compliace While the minutiae of the supervisory regulations issued for Basel II by the Bank for International Settlements is as drawn out as its official name, there are three simple points around which the accord is based. mark for My Articles similar articles
Finance & Development
June 1, 2000
Tomas J.T. Balino & Angel Ubide
The New World of Banking Four trends are fundamentally altering the financial world: consolidation of institutions, globalization of operations, development of new technologies, and universalization of banking. Each of these poses challenges for the effective supervision and regulation of the financial sector.... mark for My Articles similar articles
FDIC FYI
July 30, 2002
The Rise of Risk Management: Basel and Beyond This article outlines the agenda of a symposium on bank risk management systems, including their performance, the challenges posed by the new Basel Capital Accord, and the issues raised by the move toward risk management-based bank regulation. mark for My Articles similar articles
Finance & Development
March 1, 2000
Robert Rennhack
Banking Supervision Countries in Latin America and the Caribbean, like other emerging markets, have experienced banking system difficulties that have hampered growth and generated fiscal costs as high as 10 to 20 percent of GDP and even more. Many countries have improved their banking systems, but further reform is needed. mark for My Articles similar articles
CFO
March 1, 2008
Karen M. Kroll
Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default. mark for My Articles similar articles
FDIC FYI
June 3, 2002
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. mark for My Articles similar articles
Wall Street & Technology
March 21, 2006
Basel II Progress Varies by Region When it comes to implementing Basel II compliance technologies, financial institutions' progress is all over the map: Europe is leading the race to comply... U.S. progress has been slowed due to uncertainty about the format and deadline... mark for My Articles similar articles
U.S. Banker
February 2004
Karen Krebsbach
In Land of Rising Sun, Rays of Hope for Struggling Bank Sector Though Japan's banks have been ailing for more than a decade, the sector's pulse is strengthening. Signs of change are everywhere, as the four megabanks reported second-half 2003 profits for the first time in 20 years. Can the recovery last? mark for My Articles similar articles
CFO
Joseph McCafferty
Another Nick in the Wall Regulators are looking into allegations that banks are "tying" loans to other fee-based business. mark for My Articles similar articles
Bank Systems & Technology
March 27, 2008
Mike McDonough
Centralized and Single-Platform Operations Reduce Overall Trade Finance Risk Banks with centralized operations and banks with all of their operations on a single platform will have a distinct advantage because there is lower operational risk generally associated with these structures. mark for My Articles similar articles
BusinessWeek
August 20, 2007
Jack Ewing
European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt. mark for My Articles similar articles
The Motley Fool
October 9, 2006
Dan Caplinger
Know Your Numbers: Consumer Credit Use economic data to gain the upper hand in your investing. The Federal Reserve's consumer credit report provides some useful information about the borrowing practices of typical consumers. mark for My Articles similar articles