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BusinessWeek April 17, 2008 |
The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004. |
CFO October 1, 2007 Rob Garver |
One Nation, Left Behind The race to cut compliance-based capital has begun, and U.S. banks are trailing the pack -- badly. |
FDIC FYI January 14, 2003 |
Basel and the Evolution of Capital Regulation: Moving Forward, Looking Back How much capital is enough? How bank regulators have answered this question during the post World War II period has been shaped by two contending strands of thought. |
BusinessWeek April 17, 2008 |
The Lowdown on Basel II Its No. 1 goal is to smooth out financial crises, and its main method is fine-tuning banks' capital requirements. |
Bank Technology News June 2003 Karen Krebsbach |
Basel II: Burden Or Opportunity? Savvy banks know the price is worth it: Banks that embrace rather than resist Basel II, the mammoth proposal designed to control operational and credit risk, will claim a greater competitive advantage in the marketplace, say technology analysts. |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
Bank Systems & Technology August 30, 2005 Phil Britt |
Comprehensive Controls The better control a bank has on its risk exposure, the better its opportunity for profitability. Still, many financial institutions continue to struggle to establish enterprisewide risk management controls that provide a true picture of risk across the organization. |
eCFO April 2001 Adam Lincoln |
Basel Faulty Managers at some smaller companies complain that Basel II will lower adequacy ratios on loads to healthy corporations but will raise the bar on loans to less-sound businesses... |
Wall Street & Technology May 25, 2005 Maria Santos |
Risky Business By formally introducing operational risk into risk management and capital calculation, Basel II is moving top-tier financial institutions to clearly identify, measure and report information related to operational risk. |
FDIC FYI April 21, 2003 |
Risk-Based Capital Requirements for Commercial Lending: The Impact of Basel II The purpose of this article is to demonstrate the mechanics of the Basel II risk-based capital calculation for commercial credit exposures, and to present evidence on the impact of the new calculations on capital requirements for syndicated loans. |
Finance & Development December 1, 2000 Cem Karacadag & Michael W. Taylor |
Toward a New Global Banking Standard: The Basel Committee's Proposals The Basel Committee's new capital framework proposals will have important implications for developed and developing countries alike. Although many details remain to be worked out, it is not too early for countries to start preparing for the proposals' implementation. |
Bank Systems & Technology October 6, 2006 Nancy Feig |
Basel II Drives ERM The consensus among bankers and experts is that Basel II is the driving force behind enterprise risk management. |
Bank Systems & Technology May 24, 2007 Nancy Feig |
Banks Make Headway Towards Basel II While international banks have made considerable progress toward complying with the provisions of Basel II, US banks still are waiting for the final rules. But that isn't keeping them from reexamining their risk management technologies. |
OCC Bulletin September 25, 2006 |
Proposed Revisions to (1) Risk- Based Capital Rule Implementing the new Basel Capital Accord and (2) Market Risk Rule This bulletin briefly summarizes two Notices of Proposed Rulemaking. The first NPR would implement new risk-based capital requirements for large or internationally active U.S. banking organizations. The second NPR proposes changes to the current risk-based capital charge for market risk. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
CFO March 1, 2005 Tim Reason |
A Love-Hate Relationship Banks and their customers have grown closer to, and more wary of, each other. |
BusinessWeek May 27, 2010 Yalman Onaran et al. |
The Battle Over Bank Rules at Basel III Efforts to correct the mistakes that led to the global meltdown are meeting resistance from banks in the U.S. and Europe |
Bank Systems & Technology December 19, 2007 Nancy Feig |
Major Canadian Banks Become Basel II Compliant IT vendors that helped major Canadian banks achieve Basal II compliance are passing on their knowledge to smaller Canadian and US banks. |
Bank Systems & Technology November 29, 2004 Ivan Schneider |
The Calculus of Basel II Basel rules allow banks to choose how granular they want to get. |
Wall Street & Technology September 23, 2005 |
Basel II Falls Flat Despite increased efforts, banks are less certain about the benefits of Basel II compliance, according to a recent survey. |
BusinessWeek March 15, 2004 David Fairlamb |
Banks Put The Squeeze On Euro-Zone Growth Cautious lenders are keeping interest rates up -- and making loans harder to get. That could stall an already slow recovery |
Bank Systems & Technology September 15, 2010 Penny Crosman |
Top 7 Ways Basel III Affects U.S. Banks and Their IT Departments New capital rules will drive banks to use new risk models and perform data integration projects. |
Wall Street & Technology September 21, 2004 Paul Allen |
Basel II: Coming to America Now that the Basel II Accord will apply to the U.S. securities industry, some firms are playing catch-up. |
Bank Systems & Technology August 30, 2005 Maria Bruno-Britz |
Standard Jumps on Standards Johannesburg-based Standard Bank chose SunGard's Capital Manager for Basel II solution for its Basel II compliance and capital management needs. |
InternetNews March 15, 2004 Clint Boulton |
IBM Package Looks to Stop Risky Business Package geared to cut down on credit risks in banks, according to European Basel II regulations. |
Bank Systems & Technology July 5, 2004 Cynthia Ramsaran |
The Buzz on Basel II Banks leverage enterprise management technologies to get head start on compliance. |
U.S. Banker August 2010 Donna Alexander |
Is This Any Way to Stimulate Global Trade? The Basel Committee's proposal to raise capital requirements for trade-finance instruments could force banks to scale back lending. |
The Motley Fool June 28, 2010 Mark T. Williams |
The G-20 Superpowers Should Learn From Canada Canada has been the gold standard of banking prudence. |
OCC Bulletin July 15, 1999 |
Summary of the Basel Committee's Consultative Document: "A New Capital Adequacy Framework" The paper describes a framework for bank supervision and regulation that contains three "pillars" -- a regulatory capital minimum, an enhanced supervisory review process, and more effective use of market discipline through disclosure. |
CFO October 1, 2008 Vincent Ryan |
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. |
Bank Technology News May 2007 |
The Six Regulatory Areas That Are Altering Bank Life Regulation is a part of bank life. Failure to comply shouldn't be. |
FDIC FYI December 8, 2003 |
Estimating the Capital Impact of Basel II in the United States We use 19 years of financial data from all FDIC-insured commercial banks to develop a range of values for the key Basel II risk parameters that banks might be expected to use over time. This allows us to estimate average capital requirements under the A-IRB approach under a range of economic conditions. |
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz |
Hidden Opportunity In preparation for a 2008 deadline, banks are starting to buckle down and initiate their Basel II strategies. With the purchase of a credit risk product from Reveleus, an i-flex solutions company, Wells Fargo is among the financial institutions readying itself for the new regulation. |
OCC Bulletin August 4, 2003 |
Proposed Revisions to Risk-Based Capital Implementing the new Basel Capital Accord This bulletin briefly summarizes the Advance Notice of Proposed Rulemaking (ANPR) and Supervisory Guidance developed for corporate credit risk and operational risk that were published today in the Federal Register. |
OCC Bulletin December 28, 2006 |
Risk-Based Capital: Domestic Capital Modifications This Notice of Proposed Rulemaking is applicable to banking organizations that are not subject to the Basel II NPR that was separately proposed on September 25, 2006. |
FDIC FYI February 21, 2002 |
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... |
FDIC FYI November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
Finance & Development June 1, 2006 Wim Fonteyne |
EU: From Monetary to Financial Union The choice is not between a centralized and a decentralized framework, but about the degree of centralization that will give Europe the best tools to manage risks to its financial stability without impeding the integration process itself. |
Bank Systems & Technology May 24, 2007 Nancy Feig |
Basel II's Three Pillars of Compliace While the minutiae of the supervisory regulations issued for Basel II by the Bank for International Settlements is as drawn out as its official name, there are three simple points around which the accord is based. |
Finance & Development June 1, 2000 Tomas J.T. Balino & Angel Ubide |
The New World of Banking Four trends are fundamentally altering the financial world: consolidation of institutions, globalization of operations, development of new technologies, and universalization of banking. Each of these poses challenges for the effective supervision and regulation of the financial sector.... |
FDIC FYI July 30, 2002 |
The Rise of Risk Management: Basel and Beyond This article outlines the agenda of a symposium on bank risk management systems, including their performance, the challenges posed by the new Basel Capital Accord, and the issues raised by the move toward risk management-based bank regulation. |
Finance & Development March 1, 2000 Robert Rennhack |
Banking Supervision Countries in Latin America and the Caribbean, like other emerging markets, have experienced banking system difficulties that have hampered growth and generated fiscal costs as high as 10 to 20 percent of GDP and even more. Many countries have improved their banking systems, but further reform is needed. |
CFO March 1, 2008 Karen M. Kroll |
Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default. |
FDIC FYI June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
Wall Street & Technology March 21, 2006 |
Basel II Progress Varies by Region When it comes to implementing Basel II compliance technologies, financial institutions' progress is all over the map: Europe is leading the race to comply... U.S. progress has been slowed due to uncertainty about the format and deadline... |
U.S. Banker February 2004 Karen Krebsbach |
In Land of Rising Sun, Rays of Hope for Struggling Bank Sector Though Japan's banks have been ailing for more than a decade, the sector's pulse is strengthening. Signs of change are everywhere, as the four megabanks reported second-half 2003 profits for the first time in 20 years. Can the recovery last? |
CFO Joseph McCafferty |
Another Nick in the Wall Regulators are looking into allegations that banks are "tying" loans to other fee-based business. |
Bank Systems & Technology March 27, 2008 Mike McDonough |
Centralized and Single-Platform Operations Reduce Overall Trade Finance Risk Banks with centralized operations and banks with all of their operations on a single platform will have a distinct advantage because there is lower operational risk generally associated with these structures. |
BusinessWeek August 20, 2007 Jack Ewing |
European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt. |
The Motley Fool October 9, 2006 Dan Caplinger |
Know Your Numbers: Consumer Credit Use economic data to gain the upper hand in your investing. The Federal Reserve's consumer credit report provides some useful information about the borrowing practices of typical consumers. |