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CFO December 1, 2003 Randy Myers |
Basel's New Balance A new accord may soon help banks lend more for less. |
Bank Systems & Technology October 6, 2006 Nancy Feig |
Basel II Drives ERM The consensus among bankers and experts is that Basel II is the driving force behind enterprise risk management. |
BusinessWeek April 17, 2008 |
The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004. |
FDIC FYI January 14, 2003 |
Basel and the Evolution of Capital Regulation: Moving Forward, Looking Back How much capital is enough? How bank regulators have answered this question during the post World War II period has been shaped by two contending strands of thought. |
CFO October 1, 2007 Rob Garver |
One Nation, Left Behind The race to cut compliance-based capital has begun, and U.S. banks are trailing the pack -- badly. |
Finance & Development December 1, 2000 Cem Karacadag & Michael W. Taylor |
Toward a New Global Banking Standard: The Basel Committee's Proposals The Basel Committee's new capital framework proposals will have important implications for developed and developing countries alike. Although many details remain to be worked out, it is not too early for countries to start preparing for the proposals' implementation. |
BusinessWeek April 17, 2008 |
The Lowdown on Basel II Its No. 1 goal is to smooth out financial crises, and its main method is fine-tuning banks' capital requirements. |
Wall Street & Technology May 25, 2005 Maria Santos |
Risky Business By formally introducing operational risk into risk management and capital calculation, Basel II is moving top-tier financial institutions to clearly identify, measure and report information related to operational risk. |
FDIC FYI April 21, 2003 |
Risk-Based Capital Requirements for Commercial Lending: The Impact of Basel II The purpose of this article is to demonstrate the mechanics of the Basel II risk-based capital calculation for commercial credit exposures, and to present evidence on the impact of the new calculations on capital requirements for syndicated loans. |
OCC Bulletin December 28, 2006 |
Risk-Based Capital: Domestic Capital Modifications This Notice of Proposed Rulemaking is applicable to banking organizations that are not subject to the Basel II NPR that was separately proposed on September 25, 2006. |
InternetNews March 15, 2004 Clint Boulton |
IBM Package Looks to Stop Risky Business Package geared to cut down on credit risks in banks, according to European Basel II regulations. |
OCC Bulletin September 25, 2006 |
Proposed Revisions to (1) Risk- Based Capital Rule Implementing the new Basel Capital Accord and (2) Market Risk Rule This bulletin briefly summarizes two Notices of Proposed Rulemaking. The first NPR would implement new risk-based capital requirements for large or internationally active U.S. banking organizations. The second NPR proposes changes to the current risk-based capital charge for market risk. |
Wall Street & Technology September 23, 2005 |
Basel II Falls Flat Despite increased efforts, banks are less certain about the benefits of Basel II compliance, according to a recent survey. |
Bank Technology News June 2003 Karen Krebsbach |
Basel II: Burden Or Opportunity? Savvy banks know the price is worth it: Banks that embrace rather than resist Basel II, the mammoth proposal designed to control operational and credit risk, will claim a greater competitive advantage in the marketplace, say technology analysts. |
Bank Systems & Technology May 24, 2007 Nancy Feig |
Banks Make Headway Towards Basel II While international banks have made considerable progress toward complying with the provisions of Basel II, US banks still are waiting for the final rules. But that isn't keeping them from reexamining their risk management technologies. |
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz |
Hidden Opportunity In preparation for a 2008 deadline, banks are starting to buckle down and initiate their Basel II strategies. With the purchase of a credit risk product from Reveleus, an i-flex solutions company, Wells Fargo is among the financial institutions readying itself for the new regulation. |
Wall Street & Technology September 21, 2004 Paul Allen |
Basel II: Coming to America Now that the Basel II Accord will apply to the U.S. securities industry, some firms are playing catch-up. |
Bank Systems & Technology August 30, 2005 Maria Bruno-Britz |
Standard Jumps on Standards Johannesburg-based Standard Bank chose SunGard's Capital Manager for Basel II solution for its Basel II compliance and capital management needs. |
Bank Systems & Technology August 30, 2005 Phil Britt |
Comprehensive Controls The better control a bank has on its risk exposure, the better its opportunity for profitability. Still, many financial institutions continue to struggle to establish enterprisewide risk management controls that provide a true picture of risk across the organization. |
Finance & Development March 1, 2001 |
Bulletin The Asian Crisis Four Years On... The New Basel Capital Proposal for Banks... IMF Reviews Financial Sector Assessment Program... etc. |
BusinessWeek May 27, 2010 Yalman Onaran et al. |
The Battle Over Bank Rules at Basel III Efforts to correct the mistakes that led to the global meltdown are meeting resistance from banks in the U.S. and Europe |
OCC Bulletin January 23, 2001 |
Risk-Based Capital On January 16, 2001, the Basel Committee on Banking Supervision published a set of three documents that initiates a second round of consultation with the industry to develop proposals to revise the 1988 Capital Accord... |
Bank Systems & Technology September 15, 2010 Penny Crosman |
Top 7 Ways Basel III Affects U.S. Banks and Their IT Departments New capital rules will drive banks to use new risk models and perform data integration projects. |
Wall Street & Technology March 21, 2006 |
Basel II Progress Varies by Region When it comes to implementing Basel II compliance technologies, financial institutions' progress is all over the map: Europe is leading the race to comply... U.S. progress has been slowed due to uncertainty about the format and deadline... |
Bank Systems & Technology December 19, 2007 Nancy Feig |
Major Canadian Banks Become Basel II Compliant IT vendors that helped major Canadian banks achieve Basal II compliance are passing on their knowledge to smaller Canadian and US banks. |
CFO October 1, 2008 Vincent Ryan |
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. |
OCC Bulletin July 15, 1999 |
Summary of the Basel Committee's Consultative Document: "A New Capital Adequacy Framework" The paper describes a framework for bank supervision and regulation that contains three "pillars" -- a regulatory capital minimum, an enhanced supervisory review process, and more effective use of market discipline through disclosure. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
OCC Bulletin August 4, 2003 |
Proposed Revisions to Risk-Based Capital Implementing the new Basel Capital Accord This bulletin briefly summarizes the Advance Notice of Proposed Rulemaking (ANPR) and Supervisory Guidance developed for corporate credit risk and operational risk that were published today in the Federal Register. |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
BusinessWeek March 15, 2004 David Fairlamb |
Banks Put The Squeeze On Euro-Zone Growth Cautious lenders are keeping interest rates up -- and making loans harder to get. That could stall an already slow recovery |
Wall Street & Technology July 1, 2005 Maria Santos |
Top 5 Risk Initiatives Financial institutions have a lot to focus on in the risk department. Here are this year's top five risk initiatives. |
CFO October 1, 2007 |
The Age of Anxiety A period of abundant liquidity has turned into a time of fear and doubt. |
Finance & Development June 1, 2000 Tomas J.T. Balino & Angel Ubide |
The New World of Banking Four trends are fundamentally altering the financial world: consolidation of institutions, globalization of operations, development of new technologies, and universalization of banking. Each of these poses challenges for the effective supervision and regulation of the financial sector.... |
Bank Systems & Technology July 5, 2004 Cynthia Ramsaran |
The Buzz on Basel II Banks leverage enterprise management technologies to get head start on compliance. |
Bank Systems & Technology November 29, 2004 Ivan Schneider |
The Calculus of Basel II Basel rules allow banks to choose how granular they want to get. |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
OCC Bulletin October 20, 2005 |
Risk-Based Capital: Domestic Capital Modifications The Advance Notice of Proposed Rulemaking suggests modifications to our domestic risk-based capital rules, which are based on the 1988 Basel Accord (Basel I). |
Finance & Development March 1, 2000 Robert Rennhack |
Banking Supervision Countries in Latin America and the Caribbean, like other emerging markets, have experienced banking system difficulties that have hampered growth and generated fiscal costs as high as 10 to 20 percent of GDP and even more. Many countries have improved their banking systems, but further reform is needed. |
Finance & Development June 2011 |
Looking Under the Hood Bank capital ratios have improved since the crisis, but mainly because banks are lending less. |
FDIC FYI August 5, 2004 |
FYI: An Update on Emerging Issues in Banking The FDIC has replaced on its website the FYI dated December 8, 2003, titled "Estimating the Capital Impact of Basel II in the United States," with a corrected version. |
U.S. Banker December 2009 Michael Dumiak |
Unmet Capacity Underscores Emerging Market Woes Financial institutions in developing countries face huge hurdles in politicking for reduced Basel II capital requirements on short-term loans. But they may open debate on competition. |
BusinessWeek December 13, 2004 Frederik Balfour |
Bolstering China's Banks Beijing seems serious about bank reform, and bad-loan burdens are easing. China is racing to upgrade its banking system in advance of a 2007 WTO deadline for fully opening the sector to foreign competition. |
The Motley Fool November 25, 2009 Alex Dumortier |
Which Megabank Will Need to Raise Capital? New analysis highlights the need for more capital for Citigroup. |
BusinessWeek October 6, 2003 Frederik Balfour |
Another Big Reason China Won't Revalue Already awash in bad loans, its Big Four banks could go under if depositors bolt. |
FDIC FYI February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
U.S. Banker August 2010 Donna Alexander |
Is This Any Way to Stimulate Global Trade? The Basel Committee's proposal to raise capital requirements for trade-finance instruments could force banks to scale back lending. |
Bank Systems & Technology May 24, 2007 Nancy Feig |
Basel II's Three Pillars of Compliace While the minutiae of the supervisory regulations issued for Basel II by the Bank for International Settlements is as drawn out as its official name, there are three simple points around which the accord is based. |
U.S. Banker February 2004 Karen Krebsbach |
In Land of Rising Sun, Rays of Hope for Struggling Bank Sector Though Japan's banks have been ailing for more than a decade, the sector's pulse is strengthening. Signs of change are everywhere, as the four megabanks reported second-half 2003 profits for the first time in 20 years. Can the recovery last? |
FDIC FYI July 30, 2002 |
The Rise of Risk Management: Basel and Beyond This article outlines the agenda of a symposium on bank risk management systems, including their performance, the challenges posed by the new Basel Capital Accord, and the issues raised by the move toward risk management-based bank regulation. |