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The Motley Fool August 10, 2006 Dan Caplinger |
How the Fed Affects You Federal Reserve decisions about interest rates trickle down to everyone. |
BusinessWeek September 3, 2007 Peter Coy |
It's Out Of Bernanke's Reach There's little the Fed can do about the information gap behind investors' panic. |
The Motley Fool October 12, 2007 Dan Caplinger |
Where's the Consumer Credit Crunch? Housing may be slowing, but borrowing is moving full speed ahead. Last month, figures for both revolving credit, such as credit card debt, and non-revolving debt, like car and student loans, rose. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
BusinessWeek August 27, 2009 James C. Cooper |
Business Outlook: Why Credit Growth Remains Slow Banks are still skittish about offering credit, and households and companies remain reluctant to borrow, creating drags on the recovery. |
Registered Rep. June 1, 2008 Kevin McKinley |
Student Loans At A Trickle Dozens of education loan providers have either scaled back their lending operations, or announced a departure from the business altogether. |
Commercial Investment Real Estate Jan/Feb 2004 Thomas Jaekel |
Wait and See Commercial real estate capital market activity hinges on interest rates and job growth. |
Commercial Investment Real Estate Jan/Feb 2003 Thomas Jaekel |
Low Rates Help Insulate Commercial Markets From Unstable Economy Slower growth is an indication of the market's discipline and bodes well for the commercial real estate industry in light of an unpredictable economy. |
The Motley Fool April 20, 2005 Selena Maranjian |
Deadline Looms for Consolidating Loans If you've got a bunch of student loans, consider consolidating them. You have until June 30 to do so at the current low-low-low interest rates. |
The Motley Fool June 1, 2004 Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money. |
National Real Estate Investor February 1, 2005 |
Insatiable Appetite For Debt Financing The prospect of higher interest rates shows no sign of dampening borrower demand for commercial real estate debt, according to an exclusive survey of more than 400 developers and owners conducted by National Real Estate Investor. |
Inc. January 1, 2003 Martin Mayer |
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money? |
Investment Advisor October 2007 Jason Brady |
Bottleneck While driven by fundamental weakness in U.S. real estate, in particular subprime loans, the current liquidity crisis has become a general lack of confidence in banking and financial institutions globally. |
The Motley Fool April 25, 2011 Morgan Housel |
Why Big Banks Are Cheap Loans dropping; watch out below! |
BusinessWeek April 12, 2004 Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
Registered Rep. June 1, 2005 Will Leitch |
Of Wealth and Debt According to two recent reports, the rich hold at least one thing in common with average consumers: an increasingly heavy load of debt. |
The Motley Fool March 18, 2008 William Trent |
What Can the Fed Do? The Federal Reserve did not "bail out" Bear Stearns. Read on to learn more about what the Fed can, and cannot, do. |
Registered Rep. March 1, 2008 Kristen French |
The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients. |
U.S. Banker April 2011 Barbara A. Rehm |
Excess of Reserves, Shortage of Facts The Fed alone - not actions by banks - dictates how large the reserve number is. And it is the Fed s expansion of its balance sheet that has ballooned reserve levels at banks. |
Finance & Development December 1, 2000 Dadush, Dasgupta, & Ratha |
The Role of Short-Term Debt in Recent Crises The 1990s witnessed a boom in short-term lending by international banks to developing countries that lasted until Asia's financial crisis erupted in 1997. By 1997, nearly 60 percent of all outstanding international bank claims on developing countries had a remaining maturity of less than one year. |
BusinessWeek January 30, 2006 Aaron Pressman |
Student Loans: Outflank The Hikes Ahead Student loan interest rates are going up on June 30, but there are ways to cushion the blow. |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
FDIC FYI June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
The Motley Fool July 19, 2007 Dan Caplinger |
Pay Less on Your Student Loans Should you consolidate your loans? Take the time to understand all the pros and cons before you choose what to do. |
U.S. Banker May 2008 |
As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit. |
Commercial Investment Real Estate Jul/Aug 2013 Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships? |
FDIC FYI February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
CFO June 15, 2012 Vincent Ryan |
Banks Ease Terms for Business Loans Fiercer domestic competition is making U.S. banks more flexible on spreads, interest-rate floors, and other costs to borrowers. |
AskMen.com Corey Weiner |
Consolidate Your Debts Some strategies for effectively consolidating your debts and regulating your monthly cash flow as any prosperous enterprise must. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
The Motley Fool December 12, 2007 Dan Caplinger |
Is the Fed Smart, Dumb, or Both? One day, the market thinks the Federal Reserve chairman is the dumbest guy on Earth. The next morning, he's the master of the universe. The reality is somewhere in between -- but try telling that to traders who get whipsawed repeatedly. |
BusinessWeek March 19, 2007 Peter Coy |
Under The Fed's Hammer How Fed rate hikes have turned into a regressive tax on weak borrowers. |
HBS Working Knowledge August 4, 2014 |
Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
The Motley Fool March 17, 2008 Dan Caplinger |
Why Bernanke Is Ignoring You Rate cuts aren't finding their way to cash-strapped consumers. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam. |
The Motley Fool May 17, 2006 Selena Maranjian |
Time Is Running Out for Student Borrowers Interest rates for student loan programs are expected to rise significantly on July 1, and that means the ultimate cost to borrowers will be going up. You can avoid this fiscal trouble, though, by consolidating your student loans. |
Entrepreneur May 2006 David Worrell |
Sound Structure There are plenty of strategies you can use to fund your business's growth. The trick is picking the one that suits your company best. |
FDIC FYI February 21, 2002 |
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... |
FDIC FYI November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
Financial Planning December 1, 2007 Jerry Webman |
The Credit Crunch A Wall Streeter explains what happened and how the financial markets got into their current state. |
Finance & Development September 8, 2008 Andreas Jobst |
Back to Basics What is securitization? |
FDIC FYI March 25, 2004 |
The Evolving Role of Commercial Banks in U.S. Credit Markets A careful analysis of U.S. financial sector data shows that banks' share of the financial services market has not shrunk to the extent that is commonly asserted. Moreover, banks have assumed leading roles in providing some of the newer types of financial services products, such as credit card securitizations and mortgage banking services. |
Entrepreneur February 2006 Crystal Detamore-Rodman |
On Good Terms With short-term interest rates going up, now's the time for small businesses to trim financing costs by cutting back on adjustable-rate loans. |
CFO September 1, 2012 Vincent Ryan |
Repos Come Under Fire Repos, or repurchase agreements, are a key source of short-term financing for Wall Street banks and other financial institutions, and they are under scrutiny once again for being fraught with risk. |
The Motley Fool October 12, 2006 Mary Dalrymple |
Payment Shock! The Fed worries that mortgage buyers will get blindsided by certain mortgages. If you're in the market for a home, look at all of the different types of mortgages available. |
U.S. Banker July 2009 Andrew Dubinsky |
Electronic Lending Could Help Avert Another Crisis If regulators had the tools in place to effectively view complex debt instruments and the links between the financial institutions that securitize, hold, and insure them this crisis may not have happened. |
Entrepreneur July 2003 David Newton |
In the Balance Learn the factors banks really weigh when setting business-loan terms. |