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Entrepreneur August 2003 Crystal Detamore-Rodman |
Give 'Em Credit They're not just for car loans and home mortgages. Now credit unions are making business loans. |
The Motley Fool August 27, 2007 John Rosevear |
The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks. |
Entrepreneur October 2006 Crystal Detamore-Rodman |
A Perfect Union Looking for a better relationship with your bank? A credit union could be the financing solution you need. |
U.S. Banker February 2010 Bonnie McGeer |
Credit Crunch Helps Credit Unions By playing up how they can help create jobs, credit unions are gaining momentum with their effort to increase the cap on member business lending. |
The Motley Fool March 9, 2010 Jennifer Schonberger |
One Congressman's Solution for Boosting Small Businesses Loans Congressman Kanjorski on lifting the lending cap on credit union loans to small businesses. |
U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge. |
The Motley Fool August 21, 2006 Tim Beyers |
Give Yourself Credit You don't need a banker to earn some of the best deals in banking. Sound impossible? It isn't -- provided you know your local credit union. |
The Motley Fool January 12, 2007 Dan Caplinger |
Go Beyond Banks Credit unions can offer great deals to savers and borrowers alike. |
CFO March 1, 2012 Alix Stuart |
Capital vs. Confidence Banks say they want to lend to smaller companies, but credit remains tight. Is relief in sight? |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
Entrepreneur February 2010 Julie Bennett |
What to Do When the Bank Pulls Your Line of Credit A closer look at who's lending and when the cost is too high. |
The Motley Fool July 30, 2007 John Rosevear |
Financing That New Car, Part 2 There are lots of ways to finance a car, and spending a little time reviewing the options before you go shopping can save you time, hassle, and money. |
Inc. March 2004 Gossage & Wasserman |
SBA Slams the Door on Borrowers In an e-mail sent out on the evening of Jan. 6, the SBA announced that 7(a) loans were going on indefinite "holiday." Through the program, the agency's most popular, the SBA backs loans for thousands of small businesses that have a hard time raising money through conventional means. |
U.S. Banker April 2011 Rob Garver |
Reluctant Role Model Bank of North Dakota s Eric Hardmeyer runs the nation s only state-owned bank, and he s proud of it. But even he is skeptical of efforts around the country to replicate the model. |
HBS Working Knowledge August 4, 2014 |
Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons. |
Entrepreneur November 2004 C.J. Prince |
A Loan Time With small-business lending up across the board, now's a great time to get the capital you need. |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
U.S. Banker November 2007 Karen Krebsbach |
CUs Gird for Battle over CRA Rules Recent remarks about whether credit unions and other nonbank lending firms should participate in Community Reinvestment Act requirements have raised the specter of that age-old argument, with credit union representatives solidly on one side and bankers on the other. |
The Motley Fool October 9, 2006 Dan Caplinger |
Know Your Numbers: Consumer Credit Use economic data to gain the upper hand in your investing. The Federal Reserve's consumer credit report provides some useful information about the borrowing practices of typical consumers. |
Registered Rep. June 1, 2012 Lynn O'Shaughnessy |
Seven Ways to Borrow for College Look for borrower protection, consider credit unions and apply for multiple loans. |
U.S. Banker March 2008 Joseph Rosta |
2007: The Year Of the Silent Scream The banking-sector recession showed up clearly in an annual ranking of the top 100 institutions by three-year average return on equity. |
The Motley Fool May 10, 2011 Cindy Johnson |
How Will Banks Make Money for Real? Declining loan losses are a large but unsustainable source of bank profits. |
U.S. Banker June 2010 Rob Garver |
No Joy in Credit Unions' Pain Ongoing capital woes could trigger a wave of consolidation, creating bigger, stronger credit unions and more headaches for community bankers. |
U.S. Banker July 2011 Rob Garver |
Conversion Conversation Restricted on capital. Burdened by heavy deposit insurance assessments. Threatened with losing their federal tax exemption. Little wonder credit unions are weighing conversion. |
The Motley Fool May 9, 2011 Cindy Johnson |
Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend. |
Financial Planning March 1, 2007 David A. Twibell |
Community Investing Special loan funds for underserved communities are popping up like condos. Now you can help clients jump into the lending pool. |
The Motley Fool November 3, 2011 Morgan Housel |
How Successful Will Bank Transfer Day Be? Consumers might switch to credit unions where they get better service and lower fees, and for-profit banks might stem some of the rampant deposit growth and unprofitable customers that have been crimping profits. If only more protests could work this well. |
Registered Rep. June 1, 2008 Kevin McKinley |
Student Loans At A Trickle Dozens of education loan providers have either scaled back their lending operations, or announced a departure from the business altogether. |
U.S. Banker February 2010 Rob Garver |
What Now? If Washington really wants to get credit flowing to small businesses, it could modify TARP, relax capital requirements and rethink its stance on industrial loan companies. Or it could do nothing at all. |
U.S. Banker March 2003 John Engen |
Steely Determination, Scrappy Fighting Things are just getting started in the war between banks and credit unions. Utah has become the lightning rod for debate, from bank-backed bills that would impose stiff taxes and "competitive equity" fees on credit unions to mudslinging TV ads and newspaper editorials. |
HBS Working Knowledge August 28, 2014 |
Government Can Do More to Unfreeze Small Business Credit In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth. |
U.S. Banker February 2010 Paul Davis |
Holding Pattern for Borrowers Most bankers insist that they would make a lot more small-business loans if not for two key hurdles beyond their control: Many business owners seeking loans are risky credits, and creditworthy borrowers aren't too eager to add debt. |
Registered Rep. August 24, 2015 Lynn O'Shaughnessy |
Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children. |
Entrepreneur July 2007 Crystal Detamore-Rodman |
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most. |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
Bank Director 1st Quarter 2011 Charles Keenan |
Who Says Banks Can't Grow Revenues? Banks looking to generate revenues must recognize that things are now different than before the recession. |
Registered Rep. March 1, 2008 Kristen French |
The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients. |
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram |
Capital Markets Conundrum Are there viable solutions to today's financing puzzle? |
CFO February 1, 2011 Vincent Ryan |
Help for Small Business? Will community bankers tap a $30 billion fund intended to get capital flowing to small businesses? |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam. |
U.S. Banker February 2010 Glen Fest |
A New Calling Two small New England banks are moving into a line of business few their size have tried. Is this the future of community banking? |
Inc. January 1, 2003 Martin Mayer |
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money? |
Financial Advisor February 2006 Gail Liberman |
Burning Down The House? Although home equity lines of credit are a useful financial planning tool, a growing chorus of experts is concerned that consumers could be overextending themselves as rates rise. |
Inc. November 2008 Norm Brodsky |
Street Smarts: What the Financial Crisis Means for You The rules of small-business banking have changed, and that's bad news for the economy. But there are ways to cope, and there may even be a silver lining. |
Bank Director 4th Quarter 2010 Jack Millligan |
A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control. |
HBS Working Knowledge July 21, 2014 |
Is a Gap in Small-Business Credit Holding Back the American Economy? A former head of the US Small Business Administration, analyzes the current state of availability of bank capital for small business. |
Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system. |
FDIC FYI February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
U.S. Banker June 2008 Joseph Rosta |
Credit Freeze Spreads Beyond Loan Market The credit crunch is now freezing up commercial credit lines, letters of credit and revolving credit. |
U.S. Banker February 2010 |
Back Porch Select quotes from the world of financial services: President Obama... Carl Tannenbaum... Richard Davis... Herb Held... Arne Duncan... Dan Mica... |