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Bank Systems & Technology April 15, 2008 Maria Bruno-Britz	NACHA's EBIDS Program Goes Live EBIDS or electronic billing information delivery service is designed to enable the transmission of consumers' electronic bills to the online provider of their choice.
Bank Technology News October 2010 Daniel Wolfe	Small Business Clamors for P2P Consumers wont be the only ones with access to CashEdge's ACH payment services any longer. Bank of the West will be the first bank to offer its small-business customers an ACH payment service that could make costly wire transfers unnecessary.
Bank Systems & Technology April 8, 2010 Penny Crosman	NACHA Reports 18.76 Billion ACH Payments in 2009 Year-over-year transaction volume is up 2.6 percent, unauthorized debit transactions are down 9%.
Bank Systems & Technology December 17, 2007 Nancy Feig	NACHA Announces Mobile Banking Initiative The Electronic Payments Association announced last week that it has formed a Mobile Banking Work Group under the leadership of its Internet Council to develop an ACH payment platform strategy for mobile banking.
Bank Technology News April 2001 Patricia A. Murphy	EBPP: All Dressed Up But Few Suitors Show Electronic billing and payment has all the markings of a "killer app," in Internet parlance. But it's an Internet trend stuck in the mud...
Bank Technology News July 2006 John Adams	Electronic Billing: Partners in Payments Creditron and MyOnlineBill.com join forces to tap the small volume market.
Bank Systems & Technology March 7, 2005 Phil Britt	Breaking Down Barriers NACHA began 2005 with a new board that is developing a new strategic plan for The Electronic Payments Association and the ACH Network.
Bank Systems & Technology June 16, 2009 Maria Bruno-Britz	Online Bill Pay Expected to Grow Through 2014 Forrester Research shows there is still room for growth in e-bill pay, but the battle will continue between biller director and aggregator models.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
Bank Systems & Technology August 31, 2009 Maria Bruno-Britz	With Rising Popularity of ACH Comes Rising Risk A discussion on the developments in the use of automated clearing house payments and how fraud here should be approached by banks.
Bank Systems & Technology April 28, 2008 Nancy Feig	Banks Told to Prep for New International ACH Rules The NACHA rule and format for international ACH transactions presents both opportunities and challenges for banks.
Bank Systems & Technology May 24, 2007 Deena M. Amato-McCoy	More Consumers Paying Bills Online A new study shows consumers are using e-bill pay services more than checks.
Bank Systems & Technology February 11, 2004 Ivan Schneider	Letter from Europe: Payments Unification SEPA (the proposed Single Euro Payments Area) will simplify payments but could face opposition.
Bank Technology News February 2010 John Adams	Payments Get Cleared For Landing Banks and online payment firms introduce new products that migrate more function and information to the main web banking or landing page.
Bank Systems & Technology October 16, 2008 Peggy Bresnick Kendler	Jack Henry Expands Electronic Bill Payment Options Its new NetTeller Bill Pay online bill payment solution includes guaranteed bill payments by ACH and expedited overnight check delivery.
Bank Technology News November 2001 Karen Epper Hoffman	EBPP Fans Cling to Their Dream Despite high hopes for electronic bill payment and presentment, growth remains slow...
U.S. Banker April 2009 Glen Fest	Is BofA/ Wells Venture a Threat to ACH Network? A forthcoming joint payments venture between Wells Fargo and Bank of America, through which both banks will share a platform to process their automated clearing house transactions, continues to percolate debate.
Bank Systems & Technology February 11, 2009 Katherine Burger	ACH Transaction Volume Grew in 4th Quarter of 2008 The number of ACH payments in the 4th quarter 2008 grew by 4.5 percent over the same period in 2007
U.S. Banker August 2010 Bob Meara	Say Goodbye to Checks A study released in 2007 showed a 4.1 percent annual decline in check usage; don t be surprised if the next study shows usage is down by 10 percent.
Bank Systems & Technology June 20, 2008 Maria Bruno-Britz	NACHA's McEntee to Retire as CEO; U.S. Bank's Estep to Replace Him During his two decades on the job McEntee steered the organization through significant changes to the payments landscape, not the least of which was electronic check conversion.
Bank Systems & Technology March 27, 2008 Maria Bruno-Britz	International Payments Framework Organization to Standardize Cross-Border Payments The banking industry has experimented with payments standards for years. New initiatives for cross border payments are detailed.
Bank Technology News August 2007 Dan Fisher	Pay And Settle At Warp Speed The innovation of the payment system will not be in speed, but in total end-to-end processing.
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Technology News February 2007 Glen Fest	Conversion's the Word In '07 e-Payments Drive For financial institutions electronic remittance, automated exceptions, back office conversion and other breakthroughs appear on the horizon as the next phase for remote capture.
Bank Technology News October 2010 John Adams	NACHA's Place in The Community It took several years to get off theground, but NACHA will finally get a report card on the economic expediency and demand for its deposit check truncation pilot.
Bank Systems & Technology July 1, 2005 Phil Britt	Payments Without Borders Mellon Financial's payment engine now allows for processing on an unlimited number of international payments, independent of foreign exchange (FX) transactions.
Bank Technology News August 2006 Glen Fest	Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too.
Bank Technology News June 2007 Glen Fest	ACH Fraud: Clearing House Aims To Clean House Stepping up the pressure on third-party processors to police their ACH users, NACHA member institutions may decide later this summer on new network rules to strengthen fines or even ban originators with excessive unauthorized items.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Deadline for Back-Office Conversion Nears, Banks, Retailers Gear Up In three months, NACHA's long-awaited rules on back-office conversion of checks officially go into effect. Retailers and billers finally will be able to convert eligible checks into Automated Clearing House payments at the point of sale.
Bank Technology News August 2001 Amy Newell	EBPP Starts to Click with Consumers After getting off to a slow start, has e-billing's day in the sun finally come?
Bank Technology News September 2009 Michael Sisk	PNC Hands ACH Archive to eGistics PNC Bank recently struck a deal with eGistics to host its automated clearing house archive.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Aite Urges Consolidation of Wire and ACH Systems A new study says convergence of wire transfer and ACH will lead to efficiency and cost savings for banks and their commercial clients.
Bank Technology News May 2009 Michael Sisk	Grappling With ACH Fraud The number of paper checks being converted to ACH transactions is growing exponentially, making the channel more enticing to thieves and increasing instances of fraud.
Bank Systems & Technology January 30, 2005 Ivan Schneider	Complexity Theory JPMorgan has experienced 20 percent to 25 percent growth in ACH traffic each year for the past five years. Since increased ACH traffic implies a decline in check volumes, the banking industry must scale down its collective check processing capacity.
Bank Systems & Technology September 10, 2009 Maria Bruno-Britz	Fiserv Releases New PEP+ Module for NOCs NOC Manager is designed to update and monitor notifications of change for NACHA processing requirements.
Bank Systems & Technology April 6, 2009 Maria Bruno-Britz	NACHA NEWS: Fed Releases FedGlobal ACH Services for IAT The Federal Reserve Banks are offering an enhanced offering for cross-border electronic payments that will be enabled by the International ACH Transaction rule.
Bank Systems & Technology October 30, 2007 Nancy Feig	Rollouts: Recent Solution Implementations Fremont Bank Taps Laru ACH Clarity to Monitor ACH traffic... Commerce Bank Taps Online Banking Solutions... UBI implements BankServ TurboSwift... etc.
OCC Bulletin September 1, 2006	Automated Clearing House Activities Guidance for National banks -- which may be exposed to a variety of risks when originating, receiving or processing ACH transactions, or outsourcing these activities to a third party.
OCC Bulletin December 20, 2004	Automated Clearing House Description: NACHA Rule Changes The purpose of this bulletin is to advise national banks and examiners of three amendments to National Automated Clearing House Association Operating Rules that became effective in 2004. The most important changes introduced by the amendments are described here.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
CIO November 15, 2000 Darryl Dobin	Cyber Checkout Learn the current Internet billing standards and read how to identify the online billing option that will be successful for your company...
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Systems & Technology October 5, 2009 Maria Bruno-Britz	News from AFP: Fiserv Offers ACH Client On-boarding Solution Commercial OnBoarding ACH can help make the new corporate customer set-up process more automated.
The Motley Fool January 22, 2010 Gerard Torres	A Discounter Teetering on the Edge The pros and cons of investing in Family Dollar.
Bank Technology News March 2007 Glen Fest	Image Exchange: Imaging: Are Happy Days Here at Last? Image-cleared checks have exceeded substitute items, and are expected to surpass paper-check volume by the end of the year.
Bank Systems & Technology February 21, 2008 Judy Ward	Fremont Bank Gains Clarity Into ACH Risk Fremont Bank adds Laru's ACH Clarity product to monitor ACH transactions and to reduce risk exposure.
The Motley Fool March 1, 2010 Dan Caplinger	How Can the Dollar Be Rising? Things may seem bad here, but they're bad all over.
The Motley Fool August 26, 2004 Nathan Slaughter	The General of Dollar Stores With $7.0 billion in 2003 revenues and nearly 7,000 units, Dollar General is clearly the largest player in discount retail chain stores. Family Dollar, its closest rival, raked in only $5.1 billion last year from around 5,400 stores.
The Motley Fool September 16, 2009 Dan Caplinger	How the Falling Dollar Could Make You Rich To understand how a falling dollar could push stocks upward, you only need to look at the most recent earnings reports from some well-known U.S.-based global companies.