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Managed Care May 2005 John Carroll |
Evaporation of Retiree Benefits May Be Health Plan Opportunity With big companies steadily reducing coverage for retirees, plans need to devise products for this needy population. |
BusinessWeek June 20, 2005 Howard Gleckman |
Take The Money And Don't Run Congress is paying companies to keep offering retiree drug coverage. |
Managed Care September 2000 |
Any way you cut it, employers appear to save if Medicare adopts drug benefit A new analysis suggests that a prescription drug benefit in Medicare would reduce employer expense for health coverage--which, in turn, could encourage more employers to offer some form of drug coverage and thus reverse this erosion... |
The Motley Fool January 30, 2007 Dan Caplinger |
Will You Be Covered? The costs of medical care have risen dramatically over the past several decades. Health insurance is a must for financial security, but many don't have it. |
Investment Advisor February 2008 |
Retirement News & Products Social Security remains a significant source of retirement income... More than half of Americans say they can't afford to save or are saving inadequately... Employers can now legally eliminate or reduce health benefits for retirees when they reach age 65 and become eligible for Medicare... etc. |
BusinessWeek July 3, 2008 Anne Tergesen |
Keeping Covered Why companies -- and insurers -- are suddenly interested in offering health insurance to early retirees. |
Financial Planning September 1, 2008 Stacy Schultz |
Keep Working -- Or Not? The boomers who currently lead our businesses and political institutions need to reinvent retirement and create a more flexible labor market that enables and encourages this generation to work and save later in life. |
Managed Care March 2004 |
More Retirees Face Life Without Health Benefits Employer-sponsored health benefits for retirees could go the way of house calls and dial phones thanks to increasing health care costs. A study says that 10 percent of 408 companies with 1,000 employees or more plan to drop coverage for future retirees. |
BusinessWeek December 15, 2003 Howard Gleckman |
Medicare's $86 Billion Band-Aid The subsidy won't stop many companies from scaling back retiree drug benefits. |
Investment Advisor August 2007 Kara P. Stapleton |
Working Through Retirement Are your financial advisory clients putting away enough money for retirement or will they be working at the age of 70 to cover healthcare costs? |
Registered Rep. May 25, 2011 Mark Miller |
Pros and Cons of the Healthcare Reform Law The new health reform law already is changing the health insurance market in important ways that will affect your clients' choices and expenses. |
Investment Advisor January 27, 2011 Danielle Andrus |
More Employers Offer Help Meeting Retirement Goals Automation, advice are popular ways to help employees with retirement saving. |
Job Journal August 26, 2007 Michael Kinsman |
Career Pros: No Cure for Healthcare Costs? Has healthcare coverage become too costly for employers to provide? |
BusinessWeek July 31, 2006 Howard Gleckman |
A New Twist On Retiree Health Care Instead of ending coverage, some companies are turning it into a 401(k)-like perk. |
Job Journal November 25, 2007 Michael Kinsman |
Career Pros: Financial Savvy in Short Supply Employers pay a high cost for abandoning benefits and pension plans. |
The Motley Fool January 22, 2007 Dan Caplinger |
Understanding Medicare: Claims In general, Medicare provides a level of coverage that is fairly similar to what private health insurance plans offer. Here are some tips for getting the most from it. |
Managed Care June 2004 |
Headlines On Deadline ... About 50 of the largest U.S. employers plan to form a health insurance pool... Managed Medicare plans will receive at least a 6.6 percent increase in payment rates in 2005... The biotechnology industry... |
Registered Rep. September 20, 2012 Kevin McKinley |
Health Care Costs Are Making Clients Sick They say an ounce of prevention is worth a pound of cure. Yet when it comes to addressing client concerns about current and future health care costs, most financial advisors don't even offer even so much as a periodic check-up. |
On Wall Street June 1, 2012 Larry Barrett |
The Reality of Health Care Costs Too many Americans are counting on Medicare to pay for a high portion of their health care costs in retirement. Too many pre-retirees are either ignoring or underestimating the advice they could be receiving from a financial advisor. |
Registered Rep. November 1, 2005 Lynn O'Shaughnessy |
Medicare Drug Benefit 101 If financial advisers can understand the basics of the new Medicare drug benefit plan, they can provide a great service to their clients -- perhaps even save them money in premiums. Here's where to start. |
Investment Advisor October 2006 Kara Stapleton |
Numerology The number of Americans covered by a government health insurance plan as of 2005 was 38.1 million... Americans age 55 who live to age 90 would need to have accumulated $210,000 (by age 65) to pay for insurance to supplement Medicare... etc. |
On Wall Street June 1, 2010 Tim Steffen |
Taking Your (tax) Medicine High-net-worth individuals need to plan today for significant healthcare tax changes ahead. |
Financial Planning April 1, 2006 Joshua B. Gottfried |
No Safety Net Without proper planning, government workers not covered by Social Security or Medicare may find their retirement income in free fall. Here's what financial planners need to know to calculate their clients' true retirement needs. |
The Motley Fool October 6, 2010 Rich Duprey |
3M Retires From Insuring Its Retirees Company will change its retirement relationship with employees. |
Investment Advisor May 2007 James J. Green |
They Need to Stay Flexible When calculating the amount of income that a client will need in retirement, financial advisors need to look at many factors, not just longevity, to come up with an accurate amount. |
Managed Care July 2007 |
ERISA Proposes Using TPAs A coalition of the country's largest employers said health care coverage and retirement plans for American workers should be delivered by third-party administrators such as banks, investment companies, and insurers. |
CFO February 22, 2005 Alix Nyberg |
Promises, Promises Retiree health coverage is a sweetener fewer companies are willing to offer. |
The Motley Fool June 5, 2006 Robert Brokamp |
Retirement Tip: 4 Reasons to Wait Worried your portfolio won't last your entire retirement? There are powerful reasons to work just a few years more. |
Financial Planning July 1, 2006 Robert M. Hayes |
Preserve Medicare Medicare is a roadmap for the future healthcare of America. It should be fine-tuned and improved, not undermined and privatized as the Washington power brokers are now attempting to do. |
Job Journal November 11, 2007 Michael Kinsman |
Career Pros: Why Older Americans Work For too many, postponing retirement is becoming a necessity. |
Job Journal March 6, 2005 Michael Kinsman |
Career Pros: Golden Years Losing Glitter Debate about imperiled pension plans won't help those about to retire. Even the President's current initiative to change Social Security does little to address the dilemma them. |
Job Journal July 25, 2004 Michael Kinsman |
Career Pros: Too Few Workers Insured When a problem affects nearly 44 million Americans, it becomes everyone's problem. Industry leaders hope to fund expanded coverage. |
Managed Care December 2003 |
Pay-or-Play Ideas Make Employers Help Uninsured Employers would have to "pay or play" in some proposals for how to boost coverage for the uninsured. |
Financial Planning February 1, 2006 Janet Aschkenasy |
Drug Deals Here is how to help your financial advisory clients make sense of Medicare Part D. |
Job Journal July 24, 2005 Michael Kinsman |
Career Pros: Ailing Healthcare Coverage As healthcare costs increase, a survey by Yankelovich finds more workers rate healthcare coverage as their preferred employee benefit. |
Registered Rep. April 12, 2013 Mark Miller |
Retirement and Health Care: Bad Rx You and your clients are likely underestimating how much will be spent on health care during retirement. Here's how to predict the costs. |
The Motley Fool July 29, 2011 Dan Caplinger |
Should You Stop Worrying About Retirement? More than ever before, people are worried about whether they'll be able to retire with financial security. New research suggests that people are better off than many thought. |
Financial Planning May 1, 2010 Rick S. Kahler |
Planning for Reform It will be important to pay attention in coming months, so you can plan for the impact health care reform is likely to have on your finances, your career and your clients. |
Investment Advisor April 2006 Melanie Waddell |
Catch Up How financial advisors can meet the challenge of keeping pace with their clients' retirement needs in a changing world. |
Financial Planning April 1, 2006 Marion Asnes |
The Cost of Living The dual pressures of rising healthcare costs and an aging population are inexorable. For financial planners, in addition to crafting strategies for creating wealth, protecting wealth and funding a lifestyle in retirement, it's time to count healthcare costs in your projections. |
On Wall Street September 1, 2013 Teck Lim |
Is Mandatory Retirement Policy Age Discrimination? If your partnership agreement includes a mandatory retirement age, now might be the time to reassess. |
The Motley Fool March 15, 2007 Mary Dalrymple |
When the Best-Laid Plans Go Awry Retirement doesn't always happen when or how you plan. It is therefore important to start saving early. |
Searcher October 2010 Stephanie C. Ardito |
The Medical Digital: U.S. Healthcare Reform: A Follow-Up For those interested in serious, scholarly research regarding the historical progress of U.S. healthcare reform, this column and my prior column might be a good pairing for neutral sources. |
CFO June 1, 2004 David M. Katz |
Prescription Change The new medicare drug benefit feels good, but it doesn't really solve underlying issues. The legislation not only muddies the already murky waters of retiree-benefits accounting even further, it also fails to address the looming problem of underfunded retiree health plans. |
Financial Planning April 1, 2008 Henry K Hebeler |
The Care Bear Most working people and even professional planners fail to see medical insurance premiums and uninsured healthcare costs as a looming disaster for many retirees. But it is a growing and major concern. |
Managed Care January 2001 |
Private Proposals Aim To Reduce Lack of Coverage Two new proposals to solve the conundrum of Americans without health coverage would build on the country's existing health system... |
Managed Care November 2007 |
Patient Advocates Want Part D Changes A Medicare-administered drug benefit would be more affordable and comprehensive than the current private insurance-run drug benefit, say patient advocate groups. |
Investment Advisor December 2006 |
The Retirement Education Revolution As more planners look to serve the baby boomer generation, they are beginning to integrate retirement education into their financial planning practices through workshops, newsletters, content on their Web sites, and free consultations. |
Investment Advisor October 2009 Melanie Waddell |
Danger & Opportunity: Healthcare Reform Picks Up Momentum Healthcare reform is still moving ahead, despite opposition from Republicans and well-covered populist discontent over the plan. |
Financial Planning April 1, 2011 Donald Jay Korn |
Front and Center With baby boomer clients entering the age of Medicare, it will become increasingly important for planners to keep up with the inevitable new wrinkles. |