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Inc. January 2006 Dan Ackman	A Bank, at Your Service The number of start-up banks is on the rise, and they're competing with the big boys by catering to business owners.
U.S. Banker February 2007 Andrew Reinbach	Still Smarting From Flat Yield Curve, Startups May Sell Out in '07 Startup banks have had to be more than nimble in 2006, and only the lucky ones will survive this year. But the luckiest may be those that find a buyer-quickly.
Inc. September 2003 Amy Gunderson	Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs.
Entrepreneur July 2003 David Newton	In the Balance Learn the factors banks really weigh when setting business-loan terms.
Entrepreneur November 2004 C.J. Prince	A Loan Time With small-business lending up across the board, now's a great time to get the capital you need.
Entrepreneur September 2006 Scott Bernard Nelson	Pick and Choose Big banks are competing for your business. How can you decide which one is best for you and your company?
FDIC FYI February 27, 2002	Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans...
Entrepreneur June 2006 Jennifer Pellet	Local Favor The trend in SMB banking is all about staying close to home.
Entrepreneur April 2005 Crystal Detamore-Rodman	Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in.
U.S. Banker April 2002	Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit...
FDIC FYI May 18, 2004	An Update on Emerging Issues in Banking Trends in Community Banking... The Declining Number of U.S. Banking Organizations: Will the Trend Continue?... Community Banks: Their Recent Past, Current Performance, and Future Prospects...
U.S. Banker November 2007 Paul Hyde et al.	Mergers Create Mid-Sized Have-Nots Nearly two decades of steady banking industry mergers have created a landscape dotted with a group of banks struggling to survive in an undifferentiated no-man's land.
Entrepreneur August 2002 C.J. Prince	Take This Hand Banks are looking to find a nice entrepreneur and settle down.
Entrepreneur December 2006 Rosalind Resnick	Extra Effort It is important for small businesses to find a bank that can provide them with good service.
Inc. January 1, 2003 Martin Mayer	A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money?
FDIC FYI November 26, 2002	Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks
Entrepreneur January 2007 Dian Vujovich	Friendly Fund The Forward Emerald Banking and Finance Fund keeps community banks at the forefront of the $300 million fund, which garners four stars from Morningstar and has outperformed its benchmark year after year
U.S. Banker December 2007 Lee Conrad	Institutional Investors Shun Investments in De Novos Institutional investors that have aggressively plowed money into de novo banks since 2002 have soured on this market since spring, according to market participants.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
U.S. Banker May 2008 Anthony Malakian	Banks are Failing -- But It's Nothing Like the Old Days Today's bank failures have nothing on the savings-and-loan crisis of the 1980s and early 1990s.
FDIC FYI March 25, 2004	The Evolving Role of Commercial Banks in U.S. Credit Markets A careful analysis of U.S. financial sector data shows that banks' share of the financial services market has not shrunk to the extent that is commonly asserted. Moreover, banks have assumed leading roles in providing some of the newer types of financial services products, such as credit card securitizations and mortgage banking services.
Inc. October 2003 Patrick J. Sauer	Minority Banks are Called to Account California's Chinese banks come under fire for being, well, too Chinese.
Inc. January 2006 Dan Ackman	Looking for Account Ability As with any start-up you work with, a de novo bank requires careful vetting.
U.S. Banker July 2005 Lee Conrad	Stalled Deposit Growth Challenges Community Banks The value of community bank stocks remains high, but many challenges await. Buckle up. The road ahead could get bumpy.
U.S. Banker November 2007 Lee Conrad	In Pay Raises, Small Banks Outpace the Broader Industry According to America's Community Bankers' annual compensation survey, chief information officers/chief technology officers saw an 11.2 percent increase in their base salaries at community banks between 2006 and 2007.
BusinessWeek December 6, 2004 Mara Der Hovanesian	End Of The Big Bank Bonanza These have been flush times for U.S. banks. Yet the end of Easy Street may be near.
U.S. Banker March 2007	Becoming Mr. Mainstream Hanmi Financial chief executive Sung Won Sohn, who made his name as a Wells Fargo economist, is seeking to make over the biggest institution in the Korean-American bank niche. Will he use his Wells experience to broaden his reach?
Bank Technology News April 2007 Glen Fest	Branch Planning: Mapping A Course For Profits Display analytics tool guides Nevada State Bank's growth.
U.S. Banker January 2005 John Engen	Twenty Twenty Vision The economy might be lukewarm, but banks in the Pacific Northwest are hot. It's not unusual to see ROEs and P/Es hovering at 20. The region's rise as a banking power center is due to a crop of sharp CEOs adeptly firing up the front lines and outperforming their national peers.
Bank Technology News June 2002 Jan Jaben Eilon	Small Business Entices Marketers With over 5 million small businesses in America, banks are realizing the potential in this market.
Bank Systems & Technology March 27, 2008 Lisa Valentine	The Bank of San Antonio Offers Big-Bank Services With a Small-Bank Touch By relying heavily on outsourcing IT and partnering with technology providers, The Bank of San Antonio offers big bank products and services in a community banking environment.
Bank Technology News March 2007 Glen Fest	Business Banking: Small Banks Beefing Up Commercial Capabilities Four in five community institutions say they will increase tech spending on capabilities such as cash management and imaging to attract corporate banking customers.
BusinessWeek October 25, 2004 Assif Shameen	Malaysia Rolls Out The Red Carpet Foreign banks, once shunned, now are wooed as catalysts for change
U.S. Banker October 2007 Lee Conrad	Nation's Fastest-Growing County Spurs Upstart's Extra Effort While most community banks tout their personalized service as a refreshing change from that of the big banks, Goldwater Bank has adopted the strategy to such a level that other industry players wonder whether it's straying from the very essence of what a bank should do.
Bank Systems & Technology January 30, 2008 Maria Bruno-Britz	City National Bank Appoints Rodney Banks VP of Commercial Banking Services Rodney Banks, new executive VP and manager of commercial banking services at Los Angeles-based City National Bank, says customer relationship management solutions are more vital now than ever before.
Entrepreneur December 2007 Aliza Pilar Sherman	Landing the Loan How some women are approaching bank loans.
Bank Technology News February 1, 2008 Anthony Malakian	The Woe Of Best Guesses Internet-based product Sageworks Analyst helps smaller banks streamline their credit analysis process.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Can IT Deliver Success in Retail Delivery? The overall strength of the retail banking sector depends in large part on the job market. But banks aren't waiting for a recovery to press ahead with IT projects, thanks to Check 21.
U.S. Banker January 2008 Lee Conrad	Banks Newest Growth Plan: Investing in Other Banks Banks both big and small are increasingly investing in other financial entities to expand their own growth plans.
The Motley Fool July 19, 2006 Stephen D. Simpson	AmSouth Makes a Fair Finish Soon to combine with Regions Financial, AmSouth is making a decent showing of its final quarters. Investors, take note.
FDIC FYI June 3, 2002	Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent.
Bank Technology News November 2003 John Adams	Jump Starting With Outsourcing Redwood Capital Bank isn't scheduled to open for business until December, but when it does, the new firm hopes a solid IT foundation will make it look as if the bank has always been there.
The Motley Fool January 18, 2007 David Lee Smith	Bank of America Raising the Roof The megabank seeks to abolish federal limits on its growth. What might this push mean for Bank of America attractiveness to investors?
BusinessWeek April 17, 2008	The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004.
Entrepreneur August 2003 Crystal Detamore-Rodman	Give 'Em Credit They're not just for car loans and home mortgages. Now credit unions are making business loans.
FDIC FYI July 9, 2004	Bank Branching Trends and Prospects of Key Banking Sectors A summary of three reports released today that represent the fourth installment of the Federal Deposit Insurance Corporation's Future of Banking Study.
Entrepreneur March 2008	Making the Grade How can I use my personal credit to get a loan to start a business?
FDIC FYI February 21, 2002	Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today...
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
Entrepreneur July 2007 Crystal Detamore-Rodman	No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most.