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Entrepreneur April 2007 Rosalind Resnick |
Loan Woes Question: I'm in the process of applying for a loan to start my business, and I just found out the bank is requiring me to sign a personal guarantee... Answer: Put yourself in your banker's shoes... |
Entrepreneur November 2007 Rosalind Resnick |
Find Unsecured Loans and Credit Lines How to get a bank loan without risking your personal record. |
The Motley Fool August 24, 2004 Dayana Yochim |
Your Dumbed-Down Credit Score Want to see your real FICO score? Get a job at a bank. FICO (and other credit scoring companies) offers different risk models to banks, insurers, and even landlords than it does to the general populace. |
Entrepreneur February 2009 Asheesh Advani |
4 Sources for Startup Cash Raising money in a recession is beyond difficult. Look in these places, because getting started now is a great idea. |
Entrepreneur February 2008 Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? |
AskMen.com Michael Estrin |
7 Things to Remember When Borrowing Money Whether you're starting a small business, remodeling your home or just paying some bills, from time to time you'll need to borrow money. When your time comes, here are some things to consider. |
The Motley Fool May 3, 2007 Dan Caplinger |
Borrow When You Don't Need To You need to use credit to get good credit. Given how many ways your credit score gets used, not having an established credit history can be costly. |
The Motley Fool May 18, 2004 Dayana Yochim |
How Lenders Keep Score Sure, declaring bankruptcy and entering the witness protection program can have an adverse effect on your credit score. But even little things can have a big impact on how lenders look at you. Here are five major areas upon which you're being judged. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
The Motley Fool February 14, 2007 Mary Dalrymple |
Know Your Score Find out what lenders really think of you. Your credit score is the result of a statistical computation meant to tell lenders whether it's likely that you'll default on a loan. |
Entrepreneur May 2007 Rosalind Resnick |
It's All Relative You can ask your family to fork over funds, but make it worth their while. |
Inc. September 2007 Norm Brodsky |
Street Smarts: Free At Last Most entrepreneurs who have a bank loan yearn to get out from under his or her personal guarantee. |
The Motley Fool June 23, 2006 Selena Maranjian |
Your Credit Score May Be Costing You Big Bucks Check out the actual range of your losses due to credit discrepancies -- it might frighten you. |
Entrepreneur May 2008 Rosalind Resnick |
The Going Rate How can I play one bank against another to get a lower interest rate on my business loan? |
The Motley Fool August 30, 2005 Dayana Yochim |
Your Credit Score's All Wrong The author reveals the kinks in the consumer credit scoring system and explains why the credit file you're allowed to see isn't the same one your banker uses. |
The Motley Fool December 19, 2007 Selena Maranjian |
Tougher Credit Days Ahead The subprime-lending crisis may affect us non-subprime folks, too. |
U.S. Banker February 2010 Alan Kline |
It's Too Soon to Pull the Plug on Higher SBA Coverage In the nine months after the stimulus bill was passed, lenders originated more than $16 billion in SBA-backed loans. It s fair to say that many of those loans would not have been made if not for the increased guarantee. |
U.S. Banker September 2010 Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers. |
The Motley Fool April 25, 2011 Morgan Housel |
Why Big Banks Are Cheap Loans dropping; watch out below! |
BusinessWeek November 28, 2005 Toddi Gutner |
Anatomy Of A Credit Score More companies are looking at credit ratings - so managing them is crucial. |
Entrepreneur March 2010 Asheesh Advani |
Finally, Someone Wants to Give You Money If you dismissed micro loans in the past, it's time to look again. |
Entrepreneur July 2005 Jennifer Pellet |
Money Buzz 07/05 Businesses can connect to all potential lenders with only one on-line application. |
The Motley Fool December 24, 2007 Dan Caplinger |
Will Credit Score Changes Hurt You? If you thought you understood how your credit score works, think again. The rules are changing. |
Entrepreneur July 2003 David Newton |
In the Balance Learn the factors banks really weigh when setting business-loan terms. |
Inc. September 2003 Amy Gunderson |
Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs. |
The Motley Fool February 9, 2005 Dayana Yochim |
Debt Becomes You When did debt become a badge of honor? Ever since those with more of it could brag about having higher credit scores. |
The Motley Fool February 14, 2007 Mary Dalrymple |
How Bad Credit Can Cost You Being careless with your credit scores could drain your piggy bank. Your credit score determines not only whether you can get a loan or a line of credit, but it also determines the interest rates that a bank or lender charges. |
U.S. Banker May 2011 Joanne Gaskin |
Scoring FICO Recoveries New research helps answer questions about how FICO scores are impacted by short sales and deed-in-lieu and how long full recovery may take. |
The Motley Fool January 8, 2007 Selena Maranjian |
On Financing a Car Be smart and prepared to get the best rate on a car loan. |
The Motley Fool November 22, 2004 Selena Maranjian |
Credit Cards Sabotaging Mortgages Your credit card company might be needlessly costing you thousands by failing to report your credit limit to the credit bureaus. |
Registered Rep. June 1, 2008 Kevin McKinley |
Student Loans At A Trickle Dozens of education loan providers have either scaled back their lending operations, or announced a departure from the business altogether. |
U.S. Banker May 2002 John Hackett |
No Throng To Sell FICO Scores Banks are reluctant to jump on the bandwagon to sell FICO scores to their customers. Only one has signed up, and even it doesn't seem very enthusiastic... |
The Motley Fool December 6, 2005 Dayana Yochim |
FICO Babble The money shrink is in to help you make sense of your credit score. Together we're going to tackle your deepest FICO fears head-on. |
The Motley Fool October 22, 2004 Dayana Yochim |
Six Tips for a Clean Credit Record Don't bother with the small stuff. Here's what really matters to your lender. |
The Motley Fool March 2, 2007 Matt Koppenheffer |
Quick Take: Brokerages' Sloppy-Looking Swaps Current trading around banks' debt could suggest trouble ahead. Investors may be concerned that risk wasn't adequately managed with regards to the mortgage loans the banks took on. |
Entrepreneur April 2004 Julie Monahan |
Quick Fix Do SBA express loans really shortchange entrepreneurs? |
FDIC FYI February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
The Motley Fool January 28, 2008 Selena Maranjian |
Refinancing Catch-22 Mortgage refinancing is available ... for those who need it least. |
The Motley Fool January 22, 2007 Nathan Parmelee |
Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note. |
The Motley Fool May 27, 2005 Selena Maranjian |
New Ways to Qualify for a Mortgage If you're in the market for a new home and you have less than glowing credit, look into these possibilities. |
The Motley Fool October 30, 2007 Dan Caplinger |
Get a Cheap Loan Fast ... From Yourself If you're facing a temporary setback and need a short-term solution, a 401(k) loan may not be as bad as some experts think, and a lot better than other alternatives. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Entrepreneur February 2009 Rosalind Resnick |
Liquid Assets Keep the Credit Flowing Entrepreneurs with asset liquidity will be able to get loans in a tough environment. |
Inc. March 2004 Gossage & Wasserman |
SBA Slams the Door on Borrowers In an e-mail sent out on the evening of Jan. 6, the SBA announced that 7(a) loans were going on indefinite "holiday." Through the program, the agency's most popular, the SBA backs loans for thousands of small businesses that have a hard time raising money through conventional means. |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
Entrepreneur December 2007 Aliza Pilar Sherman |
Landing the Loan How some women are approaching bank loans. |
The Motley Fool November 23, 2007 Dan Caplinger |
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
The Motley Fool June 24, 2009 Dayana Yochim |
5 Ways to Keep Your Credit Looking Spiffy Everything you need to know to guard your credit reputation. |
Financial Planning June 1, 2009 Donald Jay Korn |
Know the Score Despite their importance, most consumers know very little about the inner workings of credit scores. |