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Bank Systems & Technology
January 31, 2006
Maria Bruno-Britz |
Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market.   |
Bank Systems & Technology
July 28, 2006
Maria Bruno-Britz |
Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models. |
Bank Systems & Technology
March 27, 2008
Nancy Feig |
Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions. |
Bank Technology News
July 2011 |
A Tempest in a Kiosk Though Walmart is expanding its repertoire of financial-services offerings, its kiosk merchandising poses no threat to banks. |
Bank Systems & Technology
July 11, 2007
Maria Bruno-Britz |
Underbanked Segment Welcomes Banking Relationships The underbanked are a more-complex customer market than previously believed, new research shows. Fortunately, technology can help banks better serve this potential customer segment. |
Bank Systems & Technology
September 28, 2005
Katherine Burger |
ROI Doesn't Matter When does an opportunity become an obligation? This is the urgent question facing the banking industry regarding serving the unbanked and underbanked U.S. population. |
Bank Systems & Technology
August 30, 2005
Maria Bruno-Britz |
Giving Credit Where Credit Is Due Even though much of banks' future, nonmerger-related growth will be derived from the unbanked or underbanked, some banks might feel the use of alternative data in granting credit to this segment is too risky. |
Bank Systems & Technology
February 27, 2006
Phil Britt |
All-Transaction Machines? The U.S. military recently installed on bases self-service kiosks that enable military and support personnel to use smart cards in lieu of cash for purchases at military-operated concessions. |
U.S. Banker
April 2007
Lee Conrad |
Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all. |
The Motley Fool
February 28, 2011
Aditi Baid |
How to Profit Along With Underbanked Americans Prepaid debit cards cater to a large chunk of the underbanked American population. |
Bank Systems & Technology
February 29, 2008
Maria Bruno-Britz |
KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks. |
Bank Systems & Technology
August 1, 2007
Nancy Feig |
Banking Customers More and More Mistrustful of Financial Institutions It's not just security breaches that are causing consumers to lose faith in their financial institutions. Consumers in general are more demanding, and this attitude spills over into the relationships they have with their banks. |
Bank Systems & Technology
January 29, 2008
Maria Bruno-Britz |
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. |
Bank Systems & Technology
August 8, 2007
Maria Bruno-Britz |
Lenders Turning to Alternative Credit Data As banks and other lenders look for new paths to profitability, alternative credit data is gaining acceptance for credit decisioning. |
Bank Technology News
March 2007
John Adams |
Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note. |
Reason
April 2002
Mike Lynch |
Finance on the Fringe America's check cashers don't exploit the poor; they serve them... |
Bank Technology News
June 2007
Holly Sraeel |
The Politics Of Lending Loom Large Over the Unbanked Because some people assume "the unbanked" is code for undocumented immigrants, banks find themselves perched on the horns of a public opinion dilemma. Are banks breaking their social contract with Americans, or is the U.S. failing with its immigration policy? |
Bank Systems & Technology
October 21, 2008
Orla O'Sullivan |
Underbanked, Overlooked But Profitable: BS&T Summit Not all of the underbanked are subprime customers. |
U.S. Banker
November 2001
Mark Bruno |
First State Bank of Michigan Taps Horizon USA First State Bank signed a deal with Horizon USA, a Houston-based advertising and marketing firm, which designed 10 online banking kiosks, located in 10 of the bank's branch lobbies... |
Bank Technology News
May 2001
Maria Bruno |
E-Mania Takes Community Banks by Storm According to Grant Thornton, community banks must commit to big changes, or else... |
U.S. Banker
April 2002 |
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... |
U.S. Banker
June 2010 |
Kill Rate: 240 Banks a Year In the past 20 years, community banks have lost most of their consumer loan volume to credit unions and finance companies. |
Bank Systems & Technology
February 25, 2010
Katherine Burger |
New York City's Underbanked Population: Growing and Mistrustful of Banks New research show 13 percent of New York City households lack bank or credit union accounts. |
Bank Technology News
June 2007
Michael Sisk |
America's Great Divide About 73 million people in the U.S. are unbanked or underbanked, a marketplace that is as diverse as it is unknown. Banks will find a bevy of new risk tools to help reach out to this emerging credit market. |
Bank Systems & Technology
June 26, 2006
Maria Bruno-Britz |
Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy. |
Bank Systems & Technology
January 29, 2005 |
Blue Skies Tech 2005 Business Forecast: Top banking industry leaders weigh in on how technology will impact their business. |
Insurance & Technology
November 22, 2005
Maria Woehr |
Shop Till You Drop S. USA Life Insurance Co. is making life insurance more accessible through mall-located customer centers and self-serve kiosks. |
Entrepreneur
December 2002
Chris Penttila |
Retailiatory Strike Don't let the big boxes win without a fight. There's plenty of room for start-ups to make their mark in retail. |
U.S. Banker
July 2008
Karen Krebsbach |
Waiting for the Call Cellphone banking is emerging as an important link that could bring the most basic financial services to the globe's billions of unbanked cellphone users. |
