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Managed Care March 2000	Employers Predict Liability Expansion Bad for Coverage How employers would respond if patients were allowed to sue employer-sponsored health plans.
Managed Care March 2002 Michael D. Dalzell	Defined Contribution: Threat or Fad? Sensing an invasion of their territory, MCOs are jumping into a market forged by a group of upstarts. The development renews a fundamental debate about the juxtaposition of consumer involvement, cost containment, cost shifting, and quality of care...
Managed Care January 2004	Large Employers Now Use DM To Cut Their Costs Employers are adopting disease management programs in a big way to slow the pace of health care premium increases, according to a survey of 3,000 businesses.
Managed Care April 2001	Employees' tolerance of change underestimated? Health care prognosticators have lately been predicting the coming of a defined-contribution payment system in which an employer would give an employee a voucher (or other stipend) and tell him to go find and purchase his own health care benefits. But employers are unlikely to switch...
Managed Care February 2001 Frank Diamond	Defined Contribution: Why It Won't Happen Any Time Soon There's a difference between plausibility and wishful thinking that many who predict the advent of this system fail to recognize. Risk adjusting, adverse selection, and the tax code present hurdles...
The Motley Fool October 20, 2006 Dan Caplinger	Are You a Bad Investor? Learning about investing and financial planning isn't always easy, but it's part of being a responsible adult member of society. Workers owe it to themselves to take advantage of the numerous options at their disposal to help them make the most of their savings.
Managed Care November 1999 Uwe Reinhardt, Ph.D.	Defined Contributions Will Point Employees Toward 'Health Marts' Companies will want to distance themselves from insurance entanglements, giving employees little option but to become more involved....
Knowledge@Wharton	In Battle to Lower Employers' Health Care Costs, Will Employees Become `General Contractors'? Following the backlash against managed care and faced with a sharp rise in health care costs this year, employers are searching for a new cure to spiraling health care premiums...
Financial Planning November 1, 2005 Kathy Gevlin	Bookshelf The New Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan, by Paul Zane Pilzer, claims that the healthcare revolution has already begun -- most people just haven't realized it.
Managed Care September 2003 Martin Sipkoff	This Isn't the First Attempt To Shift Cost to Employees Companies are decreasing their share of medical insurance premiums. It remains to be seen how this will affect workers' health status.
Managed Care February 2001	Employers more willing to pass benefit costs along Facing significant increases in health-benefit costs, employers appear less willing to bite the bullet than in the past -- and are passing many of those increases on to workers...
Managed Care October 2001	Small businesses use aggressive tactics to keep benefit costs down Small and mid-sized employers (10-999 workers) saw average health-benefit-premium increases of 9.2 percent last year. Marsh Inc. reports that these companies aggressively blunted the effects of fast-rising health care costs...
Investment Advisor October 2005 Kathleen M. McBride	Retirement Plan Advisor: What's Old is New Traditional defined benefit (DB) plans are getting a new lease on life. There is an opportunity for advisors to help clients who own small businesses to set up a DB plan.
Managed Care February 2002 Mick L. Diede & Richard Liliedahl	Getting on the Right Track Converging forces are an economic train wreck waiting to happen. Avoiding a disaster requires an understanding of the interconnection of health care's stakeholders and the global consequences of their actions...
Managed Care October 2000	Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers...
Financial Advisor December 2005 Jeffrey H. Rattiner	The Small Business Retirement Choice Depending on the needs of the business owner, many options are available. The way to proceed is to make sure that the appropriate selection of a plan(s) is dependent upon the client's objectives.
Insurance & Technology March 9, 2007 Anthony O'Donnell	New ULLICO Retirement Services President Gary A. Amelio Plans to Introduce State-of-the-Art, Technology-Driven Products In addition to the cultural shift associated with defined contribution products, ULLICO will need to address the significant technology requirements of the plans.
Managed Care April 2001	HMOs: Watch Out For Internet-Based Benefit Managers Forrester Research predicts that Internet-based companies that help people manage their employer-sponsored benefits will become a force by 2005...
Managed Care May 2002 Sharon Baker	Self-Funded HMOs on the Rise Escalating premiums, changing attitudes play a role in employers' decision to take on the same thing that burned many physicians: financial risk
Financial Planning December 1, 2011 Danielle Reed	Alternative Benefits Defined benefit plans have relied on a much broader range of asset classes and have historically outperformed defined contribution plans, says Bill McDermott, head of defined contribution services at Goldman Sachs Asset Management.
Managed Care November 2004 Martin Sipkoff	Death of Community Rating Has Been Greatly Exaggerated The idea that everyone in a given geographical area should pay the same for health coverage has come under assault in recent years.
Managed Care January 2006 John A. Marcille	Will Tinkering With Premiums Make Beneficiaries Happier? Some companies in the Philadelphia area have begun to link how much an employee contributes to the benefits package to how much an employee takes home.
CFO August 1, 2002 Kris Frieswick	Honey, I Shrunk The 401(k) The bear market has clobbered 401(k) accounts -- and could spark a revival of defined benefit plans.
Managed Care August 2006	Slowdown in Premium Increase Expected to Continue Into 2007 The only thing falling in terms of health care costs seems to be the rate of increase of premiums - good news for employers and other purchasers.
Managed Care September 2004	Employers Offer 'Consumer' Plans with Trepidation There is concern that these plans will primarily attract healthier and higher-income individuals, leaving sicker and lower-wage employees in higher-cost alternatives.
Managed Care November 1999 Steve Wetzell	To Cure Risk Aversion, Employers Eye Risk Adjustment ...The more employers can get consumers involved in the game, the more providers will become directly accountable to consumers. Under traditional managed care, employers -- without realizing it -- have put themselves in the middle of the relationship between physicians and their patients...
Managed Care October 2005 Martin Sipkoff	The Lure of Tax Reform Politicians on both sides of the aisle are considering tax reforms as a way of fixing the health care system. What might it mean for health plans?
The Motley Fool September 6, 2011 Dan Caplinger	Make Your Job Work Harder for You You need to make the most of what employee benefits your employer gives you.
Wall Street & Technology March 19, 2007	TowerGroup Predicts Growing Demand for Defined Contribution Plans Firms' increased attention to the defined-contribution channel and development of new investment products will result in increased demand for related technologies, TowerGroup predicts.
Entrepreneur November 2006 Scott Bernard Nelson	Dish It Out Pension offerings continue to dissolve, but new laws reward employers whose workers pump up their 401(k)s.
Managed Care September 2000	Interview: Peter Boland Will the electronic revolution overthrow managed care? Not necessarily, but it may help define a new role for MCOs not far in the future...
Managed Care July 2002 Frank Diamond	Premium Hikes: No Cause for Celebration Lost market share and further erosion of public trust will be the long-term by-products of this short-term solution.
Real Estate Portfolio Jul/Aug 2002 William D. Sanders	Opening the 401(k) Marketplace It may well be that the 401(k) marketplace has the greatest potential for spurring significant growth in real estate stock investing over the next decade.
Managed Care December 2003 Margaret E. O'Kane	NCQA To Look More Closely At Issues Small Employers Care About Why don't small employers consider health care quality information the same way large employers do when making benefits decisions? We asked the president of NCQA.
Entrepreneur November 2005 Jennifer Pellet	Power of Choice Can managed competition lower health-care costs?
Registered Rep. June 12, 2007 Christina Mucciolo	Retirement Plan Participants Want Financial Planning When it comes to retirement planning, employees with 401(k)s and other defined contribution plans want more financial planning, and they aren't getting it through their retirement plans, according to a new report.
BusinessWeek November 8, 2004 Howard Gleckman	How Will The Plans Work? Here are some quick questions and answers about the alphabet soup of health insurance and medical accounts.
Managed Care September 2004	Headlines On Deadline ... The IRS has given health insurers extra time... HMOs now have more than... Employer-sponsored coverage seems to be eroding...
Commercial Investment Real Estate Jan/Feb 2015 Mary Stark-Hood	2015 Tax Law Changes As individuals and companies plan for 2015, certain tax issues must be considered in personal and business financial planning. Here is a summary of changes to benefit plan contributions.
CFO June 1, 2007 Joseph McCafferty	A Little Less Shifty Employers are passing on less of the health-care burden to workers.
The Motley Fool January 28, 2005 Selena Maranjian	SBC's New Traditional Pensions There's a possible trend afoot that may actually help workers. The telecom announced plans to revive a traditional pension plan for a few managers (a mere 55,000, to be more precise). Will other companies follow suit?
The Motley Fool December 22, 2006 Dan Caplinger	Do Pensions Beat 401(k)s? A recent study shows that investors aren't doing as well on their own and underscores the need for employees to understand and take full advantage of their retirement plan options.
Managed Care January 2007 John Carroll	Erosion of Employer-Sponsored Health Care: Bad for Everyone More companies are offering less coverage - or none at all. Even those that offer coverage find that more of their workers choose not to sign up.
Managed Care November 1999 Richard Hamer	Goals 2000: For HMOs: Administrative Retooling For MDs: Managerial Competency ...While HMOs retrench, physicians need to become more constructive participants....
Managed Care October 2001 Frank Diamond	Indirect Costs: Asking plans to keep employees on the job Employers in revolt against fast-rising premiums could ask HMOs to pay more attention to time-loss management. NCQA's interest may encourage this approach...
The Motley Fool February 24, 2009 Dan Caplinger	The Trend That Could Save Your Retirement One type of defined benefit plan, known as the cash balance plan, has gained growing popularity among employers wanting to do more for their workers.
The Motley Fool September 7, 2006 Dan Caplinger	Be the Boss Had enough of working for the Man? Know what you're getting yourself into. It's easy to decide that you want to make a change in your life. It's a lot harder, however, to figure out the best way to make that change.
Managed Care November 2005	Most Want Choice of Doctors More Than Pick of Health Plan Consumers value having a choice in providers more than having a choice of health plans, according to a study by the Commonwealth.
Job Journal April 4, 2010 Peter Weddle	Going Above Beyond to Build Career Security Why do so many of us get surprised by a layoff out of the blue? What's behind the pink slip we never saw coming? The answer lies in the new reality of career security, and the fact that American workers can no longer rely employers to look out for them.
AskMen.com Sean Hewitt	How to Get the Best Benefits Many factors can affect the value of a job offer, and benefits are often at the top of the list. So how do you know if the benefits you are being offered are any good? Here's a review of which benefits are most important and what you're entitled to receive.