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U.S. Banker November 2001 John Hackett	Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks...
The Motley Fool March 17, 2005 Lawrence Meyers	Pay Cut for Payday Lenders? New FDIC guidelines for payday lenders are no reason to panic. There's magic in doing your own research. And when bad news hits your stock, don't panic! At least not until you're sure there's reason to.
The Motley Fool February 12, 2007 Rich Duprey	I Love Payday Lenders Payday lenders are good investments. They're disliked by large swaths of people, and they have a high ick factor, but they provide a necessary and highly profitable service.
The Motley Fool October 16, 2006 Joseph Khattab	Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
Reason April 2002 Mike Lynch	Legal Loan Sharking or Essential Service? The great "payday loan" controversy...
The Motley Fool February 7, 2007 Rich Duprey	Will Bubba Bring Back Payday Loans? Georgia's legislature debates permitting cash advances three years after banning them. It would be a product unique to the state, but would undoubtedly still draw the industry players, like Advance America.
FDIC FYI January 29, 2003	Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe.
The Motley Fool November 10, 2008 Rich Duprey	Payday Industry in Danger of Default Restrictions continue to mount on specialty financial services firms such as Cash America.
U.S. Banker June 2007 Karen Krebsbach	After Supremes Ruled for OCC, Fight May Move to Capitol Hill The Supreme Court negated potential legal challenges to the Office of the Comptroller of the Currency's preemption power over state laws, ruling that state-chartered operating subsidiaries of national banks are exempt from state consumer-protection laws like their national bank parents.
OCC Bulletin March 29, 2000	Assessment of Fees for National Banks and District of Columbia Banks A proposed rule on assessment of fees would enable the OCC to capture better the costs of supervising national trust banks that are not affiliated with a full service national bank (independent trust banks)...
The Motley Fool January 22, 2007 Nathan Parmelee	Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note.
U.S. Banker April 2002	Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit...
The Motley Fool November 16, 2007 Rich Duprey	Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash.
The Motley Fool December 2, 2004 Bill Mann	Spitzer Helps Loan Sharks When the state doesn't allow companies to charge sufficient interest on high-risk payday loans legally, the black market fills the void.
The Motley Fool May 5, 2010 Rick Steier	Storm Clouds Brewing for Payday Lenders No hyperbole. Consumer Financial Protection Agency bill threatens entire short-term lending industry.
The Motley Fool July 28, 2006 Rich Duprey	Advance America Retreats The payday lender's stock gets hammered under the weight of analyst expectations and tougher regulations.
BusinessWeek August 15, 2005	A Talk with New York's Banking Watchdog New York Superintendent of Banking Diana Taylor says there's a happy medium for regulation at the state and national level.
U.S. Banker September 2005	Turf War The banking and real estate lobbyists are ready to square off once again over banks selling real estate, an irony given that banks' ambivalence remains strong. But for one small Virginia maverick, selling real estate since January, business is booming.
CFO Joseph McCafferty	Another Nick in the Wall Regulators are looking into allegations that banks are "tying" loans to other fee-based business.
The Motley Fool August 4, 2005 Rick Aristotle Munarriz	Dueling Fools: Payday Loans Bear Rebuttal For advantageous check-cashing stores, money might as well grow on trees. Payday institutions may be necessary -- but not in their present form. They need to be cleaned up.
The Motley Fool September 28, 2006 Rich Duprey	Advance America's Keystone Kops Pennsylvania sues the nation's largest payday lender.
The Motley Fool August 4, 2005 Lawrence Meyers	Dueling Fools: Payday Loans Bull Don't be swayed by the negative press put out by anti-PDLers about people who get "sucked into the payday-lending treadmill." For every one of those, you'll find 10 who are thankful the industry exists.
U.S. Banker September 2010	Noted & Noteworthy There's never been much love lost between the American Bankers Association and the Independent Community Bankers of America, and the fierce debate over regulatory reform has only escalated tensions.
U.S. Banker March 2006 Michael Dumiak	Community Bankers Face A Slew of Issues This Year Based on a round of interviews with bankers, regulators and industry associations, the executives who run America's community banks have a host of concerns this year, both legislative and economic.
U.S. Banker March 2002 Robert A. Bennett	Paying the Price Ethics in banking have taken a dive, and it is in the best interest of those who have been engaging in questionable practices to clean up their act...
Bank Systems & Technology March 27, 2008 Peggy Bresnick Kendler	The Credit Crisis Has Increased Scrutiny on Trade Finance The global credit crisis has emphasized the importance of cash management while intensifying the spotlight on corporate governance and banks' risk management practices
U.S. Banker May 2002	Hear No Evil, See No Evil, Speak No Evil Federal Reserve Chairman Alan Greenspan clearly believes that business should be big and should be run in a clubby atmosphere. Or else he chooses not to hear, see or speak of evil...
The Motley Fool January 31, 2007 Rich Duprey	Legislative Foes Shackle Payday Loans The payday loan industry remains under assault at both the federal and state level.
OCC Bulletin June 22, 2001	Assessment of Fees; Special Examination of Third Party Service Providers The OCC has authority to charge a national bank when the OCC conducts a special examination of a third party that provides services to the bank...
The Motley Fool January 21, 2011 Selena Maranjian	Payday Lending's Not Dead Yet Plenty of companies still profit from charging 400% interest.
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
The Motley Fool November 8, 2007 Selena Maranjian	When It's Good to Be in Uniform A new federal law is designed to protect service members from being taken advantage of by so-called payday lenders, capping annual interest rates at 36%; civilians can pay as much as 500% for the same loans.
Bank Technology News January 2006	Better Info Security Driven By Regulatory Compliance If information security is to become a strategic priority, then banks can start by reviewing existing practices -- their own and that of those companies with which they do business.
The Motley Fool December 5, 2006 Rich Duprey	Year in Review: Advance America The point man for attacks on the payday lending business still rings up profits. Investors, take note.
Bank Systems & Technology March 27, 2008 Mike McDonough	Centralized and Single-Platform Operations Reduce Overall Trade Finance Risk Banks with centralized operations and banks with all of their operations on a single platform will have a distinct advantage because there is lower operational risk generally associated with these structures.
OCC Bulletin September 19, 2005	Hurricane Katrina The Office of the Comptroller of the Currency has issued guidance to assist national banks and their customers affected by Hurricane Katrina.
The Motley Fool March 25, 2008 Rich Duprey	Payday Lenders Getting Stiff-Armed Arkansas's attorney general tells payday lenders like Advance America and EZCORP to get out of his state and stay out.
CFO March 1, 2005 Tim Reason	A Love-Hate Relationship Banks and their customers have grown closer to, and more wary of, each other.
The Motley Fool January 9, 2008 Matt Koppenheffer	Banking's Future Woes Massive writedowns aren't the only thing banks need to look out for. The margins that they collect on the cash they lend to consumers is rapidly falling.
The Motley Fool October 16, 2006 Rich Duprey	Easy-Peasy EZCORP The pawnshop operator boosts guidance as it makes profits and opens more stores. Yet there are some concerns for investors.
OCC Bulletin October 6, 2005	Electronic Filing and Disclosure of Beneficial Ownership Reports This final rule, which applies to national banks that register their securities with the Office of the Comptroller of the Currency, amends the OCC's rules governing application of Securities Exchange Act disclosure rules to national banks (12 CFR 11).
U.S. Banker July 2011 Glen Fest	A Case for Payday Loans Payday lenders seemingly have few friends in high places, but they recently found sympathy from a surprising source: an economist at the Kansas City Fed.
BusinessWeek August 5, 2009 Silver-Greenberg et al.	Old Banks, New Lending Tricks Lenders haven't sworn off risky financial products. They've come up with a slew of new ones.
Inc. January 1, 2003 Martin Mayer	A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money?
U.S. Banker May 2006 Conrad et al.	Power, Progress and Public Responsibility A look at the people, organizations and events of historical significance whose individual and collective influence helped banking evolve to what it is today.
The Motley Fool January 31, 2005 Selena Maranjian	Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
OCC Bulletin November 1, 2001	Third-Party Relationships This bulletin provides guidance to national banks on managing the risks that may arise from their business relationships with third parties...
CFO October 1, 2007 Rob Garver	One Nation, Left Behind The race to cut compliance-based capital has begun, and U.S. banks are trailing the pack -- badly.