Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
Bank Director 3rd Quarter 2010 John R. Engen	Crisis Tales The aftermath of the financial crisis has left its mark on banks in a variety of ways. As these three real life stories show, while the crisis spelled calamity for some, it simultaneously opened up opportunity for others.
U.S. Banker March 2008 John Adams	Another Lending Sector Teeters on the Edge Like a bad virus, the subprime-mortgage-driven plague is spreading from one sector of banking to another.
CFO November 1, 2004 Randy Myers	Squeezing the SBA Small-business borrowing may get more expensive.
U.S. Banker December 2010 Rob Garver	SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.
BusinessWeek September 17, 2009 Mara Der Hovanesian	USDA Home Loans: Subprime Redux? Builders are jumping on a no-money-down program to bolster sales in depressed markets. Sounds familiar?
Reason March 2009 Veronique de Rugy	Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.
Inc. March 2004 Gossage & Wasserman	SBA Slams the Door on Borrowers In an e-mail sent out on the evening of Jan. 6, the SBA announced that 7(a) loans were going on indefinite "holiday." Through the program, the agency's most popular, the SBA backs loans for thousands of small businesses that have a hard time raising money through conventional means.
Bank Director 4th Quarter 2010 Jack Millligan	A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control.
The Motley Fool October 9, 2008 Dan Caplinger	The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.
CFO March 1, 2008 Karen M. Kroll	Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default.
U.S. Banker April 2009 Anthony Malakian	When Bankers Don't Want to Be Friends with Bankers It's a given that the economy has to improve in order to get the juice flowing, but bankers and other industry experts say that to get banks trusting each other again, participation deals will also need greater transparency.
U.S. Banker April 2011 Rob Garver	Reluctant Role Model Bank of North Dakota s Eric Hardmeyer runs the nation s only state-owned bank, and he s proud of it. But even he is skeptical of efforts around the country to replicate the model.
Inc. June 2007 Elaine Appleton Grant	High-Risk Loans--From a Nonprofit Community funds are filling a gap for people and companies that have little collateral, are in the early stages of development, or have less than pristine credit.
Inc. May 2007 Robb Mandelbaum	Does the SBA Still Matter? To get past the partisan debate in Washington, we went to a district office to find out what the SBA really does and whom it really helps.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
Inc. February 2008 Robb Mandelbaum	Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image.
The Motley Fool August 10, 2006 Dan Caplinger	How the Fed Affects You Federal Reserve decisions about interest rates trickle down to everyone.
Inc. June 2006 Olympia J. Snowe	How to fix the SBA Here is one senator's plan to make the SBA even more effective.
Entrepreneur July 2003 C.J. Prince	Makeover Magic The SBA may give its underused 504 loan program a face lift. How will that help you?
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram	Capital Markets Conundrum Are there viable solutions to today's financing puzzle?
Entrepreneur April 2005 Crystal Detamore-Rodman	Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in.
U.S. Banker February 2010 Rob Garver	What Now? If Washington really wants to get credit flowing to small businesses, it could modify TARP, relax capital requirements and rethink its stance on industrial loan companies. Or it could do nothing at all.
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
The Motley Fool April 24, 2006 Stephen D. Simpson	Has WaMu Mortgaged the Future? Will this bank's mortgage-heavy balance sheet restrict future growth? Investors may want to sit on the sidelines here.
BusinessWeek September 11, 2006 Mara Der Hovanesian	Nightmare Mortgages They promise the American Dream: A home of your own - with ultra-low rates and payments anyone can afford. Now, the trap has sprung.
HBS Working Knowledge August 28, 2014	Government Can Do More to Unfreeze Small Business Credit In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth.
U.S. Banker November 2001 John Hackett	Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks...
BusinessWeek November 14, 2005 Lindsey Gerdes	The Private-Loan Dilemma Unable to borrow enough via the federal government, more students are turning to other lenders, which can be a risky last resort.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
Commercial Investment Real Estate Jul/Aug 2011 David F. Webb	The Lending Scene Commercial mortgage-backed securities' return brightens the picture in primary markets.
U.S. Banker November 2006 John Engen	Reality Check The banking industry has never been more profitable, but with the yield curve inverted and consumer lending stalled, and an economic slowdown in the works, the winning streak looks to be in jeopardy. Are banks ready - and will more CEOs opt to sell out?
Entrepreneur July 2007 Crystal Detamore-Rodman	No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most.
Registered Rep. March 1, 2008 Kristen French	The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients.
Commercial Investment Real Estate Jul/Aug 2013 Elizabeth Braman	2013 Midyear Financing Report With an abundance of available capital, the first half of 2013 showed plenty of healthy competition to finance commercial real estate. Will this trend continue?
Commercial Investment Real Estate Mar/Apr 2008 Christopher G. Hurn	SBA Solutions In the hyper-competitive commercial real estate marketplace, successful brokers and agents can utilize a relatively little-known financing source to help clients secure the ideal property for their needs, the Small Business Administration 504 loan program.
U.S. Banker August 2008 John Engen	The Other Shoe... A commercial real estate fallout promises to be far more devastating than the subprime crisis, because this market is so much more pervasive - a linchpin business for so many institutions, including most community banks.
U.S. Banker February 2007 Andrew Reinbach	Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality.
The Motley Fool September 22, 2006 Stephen D. Simpson	A Closer Look at Bank Stocks Learn the secrets of investing in this often-intimidating sector.
Entrepreneur October 2006 Crystal Detamore-Rodman	A Perfect Union Looking for a better relationship with your bank? A credit union could be the financing solution you need.
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick	Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking.
CFO March 1, 2012 Alix Stuart	Capital vs. Confidence Banks say they want to lend to smaller companies, but credit remains tight. Is relief in sight?
Financial Planning March 1, 2007 David A. Twibell	Community Investing Special loan funds for underserved communities are popping up like condos. Now you can help clients jump into the lending pool.
U.S. Banker April 2002 Robert A. Bennett	Unfairly Treated? Is there regulatory discrimination against smaller banks and thrifts? That question is raised by how the OTS treated the $851 million-asset Progress Financial Corp. Badly chastised, management of the Philadelphia-area company is rethinking a number of key issues...
Commercial Investment Real Estate Mar/Apr 2009 Mark Dellonte	FHA Facts In today's tight credit market, multifamily owners and developers are challenged with finding financing. In such turbulent times, the Federal Housing Administration loan programs serve as good, reliable sources of capital.
Entrepreneur February 2005 C.J. Prince	New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans.
Inc. September 2003 Elizabeth Wasserman	Time to Fix the SBA The Small Business Administration is in bad need of an overhaul. Here's Inc.'s bold plan to fix the SBA -- delivered just as the agency celebrates its 50th anniversary.
The Motley Fool August 31, 2005 Stephen D. Simpson	A Closer Look at Bank Stocks These investors must deal with unusual terms and funny-looking financial statements, but the rewards can be well worth it.
U.S. Banker September 2009 Anthony Malakian	Waving the Yellow Flag Agricultural loans are performing better than other credits, but signs of weakness are all around. Will the farm sector be the next shoe to drop?
BusinessWeek October 31, 2005 Mara Der Hovanesian	Hedges: The New Corporate ATMs Hedge funds and other institutional investors are lending money to corporations as banks get pickier.