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The Motley Fool April 19, 2007 Dan Caplinger |
Raiding Your Retirement for a Down Payment Even though you should be cautious about using your retirement money to fund a down payment on a home, there are still some situations in which it makes sense to use retirement funds as a source of liquidity. |
The Motley Fool November 21, 2006 Mary Dalrymple |
Mortgage Math How long should it take to pay for your home sweet home? How a mortgage fits into your financial plan depends on you -- your goals, your plans, your spending habits, your financial personality. |
Registered Rep. July 30, 2012 Kevin McKinley |
Income Strategies for Early Retirees Those who stop working before reaching their "Golden Years" require a specific sort of assistance. |
Registered Rep. November 1, 2006 Kevin McKinley |
Through the Mortgage Maze The conventional financial planning wisdom is to get out of any debt you may have as soon as possible. But that may not apply to everyone. Here are 10 questions that can help you and your client weigh where that dollar should actually go. |
Registered Rep. April 18, 2012 Kevin McKinley |
The New Reverse Mortgage Magic There is a lesser-known use of this financial tool: letting qualifying buyers purchase a home with a decent down payment, but no mortgage to pay off, and with no in-depth consideration of their income, assets, or credit situation. |
Registered Rep. June 1, 2012 Kevin McKinley |
Goosing Returns by Reducing Taxes Take a look at your clients' 1040s to show how you can save them real money right now, and in retirement. |
Financial Planning October 1, 2013 Donald Jay Korn |
Time for Advisors to Revisit HELOCs? In low-yield times, lines of credit offer tempting interest rates, tax benefits and a backup plan for emergencies. |
The Motley Fool June 30, 2004 |
What's Your Down Payment? Learn to determine how much you should put down when buying a home. |
Financial Planning November 1, 2011 June Fletcher |
Going Into Reverse Several big banks have abandoned reverse mortgages this year, some watchdog groups have maligned them and consumers have shied away from them. Nevertheless, now may be a good time to recommend them to clients. |
Registered Rep. February 20, 2013 Kevin McKinley |
Clocking Out: Tax Planning for Clients Near Retirement You have a narrow window to make tax-cutting moves for those on the cusp of retirement. |
Registered Rep. December 1, 2005 Todd K. Ballenger |
Go With the (Reverse) Flow Help your clients by reversing outdated thinking about reverse mortgages. Learn to accommodate more of their "I needs" and their "I wants." Regard a reverse the way you would a forward mortgage: It is simply a device for improving cash flow. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
The Motley Fool October 7, 2005 |
What's Your Down Payment? If you're wondering what percentage of what you're paying for a house should be your down payment, know that there's no single best amount, and it will likely vary according to your situation. |
BusinessWeek February 5, 2007 Ellen Hoffman |
Pay Off The House? Not So Fast It may be smarter to invest extra money instead of eliminating your mortgage. |
The Motley Fool November 28, 2006 Mary Dalrymple |
Gas Up Your Mortgage? Could an accelerator program be a good idea if you've worked through your priorities and decided that paying off your mortgage quickly ranks at the top? |
Registered Rep. July 5, 2012 Kevin McKinley |
Five Mistakes that New Retirees Make Some of your savviest clients still need your help to retire confidently. |
The Motley Fool April 23, 2004 Robert Brokamp |
Don't Pay for Bi-Weekly Mortgages Most companies charge for a bi-weekly mortgage plan. Why pay when you can do it yourself and save hundreds of dollars? |
The Motley Fool March 30, 2005 |
15-Year vs. 30-Year Mortgages The mortgage you have in mind may not be best for you. |
AskMen.com Michael Estrin |
How to Take Advantage of Home Equity Nearly 47% of household assets are tied up in the primary residence. Here are two ways to get at that cash and some tips on what you should use it for. |
Financial Planning September 1, 2005 Roccy DeFrancesco |
The 1% Solution Here's a new way to monetize real estate while still paying interest on a mortgage. |
The Motley Fool June 23, 2011 Selena Maranjian |
Banks Say No Thanks to Reverse Mortgages Should you do likewise? |
The Motley Fool March 28, 2007 Mary Dalrymple |
Don't Fail This Mortgage Quiz Avoid payment shock by knowing your mortgage's intimate details. |
The Motley Fool October 14, 2010 Selena Maranjian |
Think Twice Before You Refinance You may not have considered these factors. |
Registered Rep. December 8, 2011 Mark Miller |
How Reverse Mortgages Can Help Your Older Clients The reverse mortgage industry is re-focusing on a relatively new lower-cost loan type, which is starting to get traction in the market. |
Registered Rep. August 9, 2012 Mark Miller |
Reverse Mortgage Madness Two recent studies illustrate the pressure that the housing meltdown is putting on older homeowners - and the risks associated with draining home equity. |
Financial Planning June 1, 2010 Jeanne Lee |
House Money As 401(k)s shrink and Social Security replaces a smaller share of income, retirees may need to reconsider tapping the value in their homes. |
The Motley Fool December 31, 2004 |
The Reverse Mortgage Lowdown You can sell your home but stay in it -- sort of. A reverse mortgage allows you to convert the equity in your home into a lump-sum payment, monthly income, or a line of credit. |
Registered Rep. January 18, 2013 Kevin McKinley |
Forget Chasing Yield; Cut Taxes for Extra Income Stop chasing higher yields, returns, and risks, and instead use these methods to reduce your working clients' income tax bills. |
Registered Rep. April 27, 2011 Kevin McKinley |
Reverse Mortgages Preferable to Selling Mom's Home Many of your Boomer clients have elderly parents who are facing a seemingly unsolvable problem: how to produce enough income to cover increasing living costs without jeopardizing investment principal. |
The Motley Fool April 21, 2010 Dan Caplinger |
Is the Housing ATM Reopening? Many seniors will be glad to hear what a number of lending institutions are saying about reverse mortgages. They are getting less expensive. |
The Motley Fool April 17, 2006 |
Your Down-Payment Portion Don't put down 20% on your new home unless it makes sense for you. |
BusinessWeek February 5, 2007 Ellen Hoffman |
Pumping Up Your Reverse Mortgage New 'jumbos' are giving retirees the cash they need to stay in their houses. |
The Motley Fool October 18, 2006 Selena Maranjian |
Choose: Your Mortgage or Your Retirement One obvious choice that many of us face when we've got some extra money to sock away is whether to apply it to our mortgage or our retirement. So, what's the right choice? |
The Motley Fool January 24, 2007 Dan Caplinger |
Lock That Rate! Safeguarding against mortgage rate movements can save you thousands. |
The Motley Fool September 1, 2004 |
Don't Overpay for Your Mortgage For most homeowners, the mortgage payment is by far their biggest monthly expense. Spending 60 seconds reviewing it can do wonders for your budget. So, let's take a look... |
The Motley Fool January 22, 2004 |
Optimize Your Mortgage Take a minute to see if you can benefit from even lower interest rates. |
Registered Rep. December 24, 2014 Kevin McKinley |
Withdrawal Strategies For Early Retirees Early retirees have to deal with hassles, taxes and penalties if they need to withdraw money from individual retirement accounts, Roth IRAs, and the like. |
The Motley Fool June 17, 2005 Selena Maranjian |
10 Things to Know About Mortgages You have a lot of options when it comes to financing your home. Most of us are familiar with mortgages, but even experienced home-buyers may not be aware of a few meaningful facts and options. Here are some interesting details about mortgages. |
BusinessWeek June 14, 2004 Peter Coy |
The Right Way To Choose A Mortgage With gasoline over $2 a gallon and inflation making headlines, the conventional wisdom says you should get a fixed-rate mortgage. That seems sensible, but it's the wrong way to choose a mortgage. |
This Old House December 2007 Keith Pandolfi |
How to Escape Mortgage Disaster If you foresee trouble making you mortgage payments next year, don't panic - there are options out there to help you stay afloat |
The Motley Fool February 28, 2007 Mary Dalrymple |
Home, Wealthy Home Ways you might tap into your home equity during retirement. |
BusinessWeek July 14, 2003 Anne Tergesen |
Home Loans with Bells and Whistles Some new twists on mortgages offer more flexibility -- for a price. |
The Motley Fool September 17, 2004 Roy Lewis |
Retirement Loans: Is the Interest Deductible? Make sure that you think things through before you decide to borrow against your plan. |
The Motley Fool December 27, 2006 Mary Dalrymple |
To Prepay or Not to Prepay If you've ever wondered whether it's a better financial strategy to prepay your mortgage or to save more for retirement, a recent study provides a few insights. |
The Motley Fool March 7, 2007 Mary Dalrymple |
The Finer Points of Homeownership You can deduct all kinds of home-related expenses, but the tax rules can be tricky. |
The Motley Fool May 21, 2004 Roy Lewis |
Pension Loan Breaks Tax law permits a few breaks on loan interest for those borrowing against their future. |
The Motley Fool December 22, 2006 Mary Dalrymple |
Points for Mortgage Savvy It doesn't always pay to pay discount points. |
The Motley Fool December 8, 2006 Mary Dalrymple |
Mortgage Power for Everyone Arm yourself with information before shopping for a home loan. |
The Motley Fool January 25, 2008 Morgan Housel |
Rate Cut Means Refi Madness Mortgages are almost at record low rates. Does this mean we will return to the days of easy money? |
The Motley Fool October 5, 2006 Selena Maranjian |
Down Payment Via Your 401(k)? Readers pool their brainpower to discuss the best homebuying strategies. |