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Registered Rep. March 9, 2012 Mark Miller |
Six Ways Pension Annuities Almost Always Beat a Lump Sum Even if a lump sum is a choice for your client, think twice before advising a client to take it. |
FDIC FYI January 13, 2004 Miller & Ayres |
Could a Bull Market Be a Panacea for Defined Benefit Pension Plans? This report describes the serious challenges and outlook facing the Pension Benefit Guaranty Corporation and corporate defined benefit pension plans, and examines the effects on financial institutions insured by the FDIC. |
HBS Working Knowledge February 17, 2014 Michael Blanding |
Companies Detangle from Legacy Pensions Although new defined benefit plans are rare, many firms must still fund commitments to retirees. Luis M. Viceira looks at the pension landscape and the recent emergence of insurance companies as potential saviors. |
Financial Planning February 1, 2013 George Yacik |
Weighing a Pension Payout Take the money and run? It is a question advisors face as retirees get offered lump-sum bonanzas. |
The Motley Fool October 11, 2004 Chris Mallon |
The Perils of Pensions Once a no-lose situation for both management and employees, defined-benefit pension plans are now threatening to cripple some U.S. corporations. But the piper must be paid, and it's investors who will ultimately suffer. |
The Motley Fool January 26, 2011 Selena Maranjian |
Pension Perils Take a Turn for the Better Your company might not stiff your retirement after all. |
Financial Advisor July 2011 Eric L. Reiner |
Pension Cash-Outs Are Coming The trend spells opportunity for advisors. |
The Motley Fool September 26, 2006 Selena Maranjian |
How to Take Your Pension If you've got a pension, you're in the minority of workers today. Here are some tailor-made tips for you. |
The Motley Fool January 12, 2006 Bill Mann |
The Problem With Your Pension Defined-benefit programs are disappearing. Some are insolvent. We have two simple words to put into your retirement vocabulary: index fund. |
CFO June 1, 2008 David M. Katz |
Better Safe Than Underfunded Some pension sponsors are hitching their investments to actual pension liabilities using bonds rather than aiming for huge returns. |
The Motley Fool January 21, 2004 Robert Brokamp |
Can You Count on Your Pension? Pensions are still underfunded, and the federal agency that backs them isn't looking too good either. |
BusinessWeek July 19, 2004 Nanette Byrnes |
The Benefits Trap Old-line companies have pledged a trillion dollars to retirees. Now they're struggling to compete with new rivals, and many can't pay the bill. Some are racing to cut or drop retiree medical benefits to give a quick boost to their bottom lines. |
Financial Planning March 1, 2011 Donald Jay Korn |
Pension Tension Old-fashioned pensions might be disappearing, but they haven't vanished. |
Registered Rep. August 27, 2014 Kevin McKinley |
One Lump Sum or Small Payments? "Should I take my pension in monthly payments, or roll the lump sum over to an IRA?" It's a common question you may get from retiring clients. |
The Motley Fool December 3, 2010 Dan Caplinger |
Don't Flub This Million-Dollar Decision Whether to take a lump sum or monthly payments from your pension can make or break your retirement. |
Financial Advisor June 2006 Alan Lavine |
Storm Clouds For Municipal Bonds Underfunded liabilities loom as a threat to governments' finances. |
Registered Rep. April 1, 2005 Kevin McKinley |
In Praise of the Lump When a retiring client's employer presents him with a choice between a monthly pension check and a lump-sum payment, the choice is usually a simple one. Accepting the lump is usually the most lucrative choice for the client and the advisor. |
CFO February 22, 2005 David M. Katz |
The Domino Effect Ailing pension plans could overburden the Pension Benefit Guaranty Corp and send premiums soaring. |
The Motley Fool December 16, 2008 Dan Caplinger |
2009: End of the Road for Pensions? The final nail in the coffin for pensions may come from 2008's terrible stock market performance. |
Job Journal August 3, 2003 Michael Kinsman |
Is Your Pension in Peril? Company failures have created a reversal of fortune in pension funds. |
Registered Rep. January 23, 2015 Mark Miller |
New Law Could Mean Benefit Cuts For Retirees If you have clients receiving a defined benefit pension - or who will in the future - here's what you should know about this legislation. |
The Motley Fool July 8, 2004 Robert Brokamp |
Retirement's Second Leg: Pensions How much retirement income can you expect from your company's pension plan? |
The Motley Fool December 4, 2009 Dan Caplinger |
Big Investors Are Fleeing Stocks. Should You? Pension funds are moving to bonds. |
CFO Joseph McCafferty |
Pension Plans The party's over. Why plan like it's 1999? While plenty of plans are now underfunded, the true picture could show underfundings at crisis levels. |
The Motley Fool January 25, 2007 Tim Hanson |
Why You'll Have a Worry-Free Retirement Our retirements are in our hands, and we need to make sound financial decisions from here on out to ensure that our retirements are secure. |
Investment Advisor September 2006 |
Pension Act Signed While pension experts say the recently passed Pension Protection Act of 2006 will indeed help remedy the funding problems that have plagued defined benefit pension plans, they doubt that it will resolve the insolvency woes of the Pension Benefit Guarantee Corporation. |
CFO January 1, 2003 Joseph McCafferty |
Funding Fun House Critics say current accounting lets companies distort the picture they present of pension plan performance. |
Knowledge@Wharton February 12, 2003 |
A "Perfect Storm" of Circumstances Batters Corporate Pension Plans Questions raised about accounting for pension funds have prompted some Wharton faculty and other experts to ask if rules promulgated by the Financial Accounting Standards Board, as well as the Internal Revenue Code itself, may have played a significant part in the strife. |
The Motley Fool March 2, 2011 Dan Caplinger |
Why Public Pensions Are Doomed Public-sector pensions will disappear in the near future. |
The Motley Fool July 15, 2009 Dan Caplinger |
How to Make the Most of Your Biggest Opportunities Here's the best way to handle big money. To provide the income a pension would pay, you may be able to use a combination of an immediate annuity and dividend-paying stocks. |
CFO November 1, 2007 Russ Banham |
20/20 View on Managing Pension Liabilities: The Road Ahead Changes in accounting, law, and the lifespan of employees have companies considering outsourcing their defined benefit pension plans. |
CFO February 22, 2005 Alix Nyberg |
Death to Smoothing A tough regulatory environment is another nail in the coffin for defined-benefit plans. |
Financial Planning January 1, 2010 Israelsen & Ferri |
Is a Pension a Bond? Unsure how to value a client's pension or social security? Use the liability reduction model. |
The Motley Fool January 20, 2006 Tim Hanson |
The 2016 Retirement Manual The decline of passive retirement planning is not so much a problem as an opportunity. When you're in charge of your own money, you pick where and how you want to invest. |
The Motley Fool October 10, 2006 Dan Caplinger |
Pension Protection or Pilfering? The recent changes to the laws governing pensions are just the latest example of why it's important to think carefully about the choices you have as you enter retirement. |
The Motley Fool December 18, 2003 Bill Mann |
GM's Pension Legerdemain It's taken on debt, and now it's assuming 9% gains. GM's pension is still big, big trouble. |
Registered Rep. November 16, 2010 Alan Lavine |
Growth Opportunities: Immediate Annuities And Qualified Retirement Plans There's a window of opportunity for financial advisors to build business: They can use annuities available in 401k plans to help workers with their post-retirement income. |
National Defense October 2012 Karen L. Manos |
Contractors Charging the Federal Government For Pension Contributions Is Not Corporate Welfare In full election-year mode, news media have been awash in articles, blogs and reports urging Congress to stop the "corporate welfare" of reimbursing federal contractors' pension costs. |
Investment Advisor April 2006 Melanie Waddell |
The Playing Field: Meeting the Need for Income A host of financial services firms are coming out with new products to help advisors protect their retirees' income streams. Here's a rundown of some of the companies' offerings. |
The Motley Fool July 29, 2011 Selena Maranjian |
A New Way to Fix Pension Shortfalls Since her election last November, Rhode Island treasurer, Gina Raimondo impressed many people by taking a different approach to the problem. |
The Motley Fool November 2, 2010 Dan Caplinger |
This Will Cause the Next Financial Crisis Pension funds are getting desperate, turning to risky strategies to make minimal cash. |
BusinessWeek March 31, 2011 Roger Lowenstein |
The Great American Ponzi Scheme Do we want public pensions? There are compelling reasons why we do. |
Finance & Development September 1, 2001 Nicholas Barr |
The Truth About Pension Reform Aging populations in industrial and transition countries have provoked heated debate about pension reform -- in particular, about the desirability of abandoning pay-as-you-go schemes in favor of private, funded pensions... |
Reason June 2005 Julian Sanchez |
Pension Tension Our other retirement time bomb. In fiscal year 2004, the Pension Benefit Guaranty Corporation, which covers more than 34 million workers and retirees, paid out some $3 billion in benefits to pension plan beneficiaries---more than twice what it took in from employers in premiums. |
CFO August 1, 2004 Alix Nyberg |
Investment Insight Is Corporate America adequately managing employee pension funds? |
CFO February 1, 2009 Alix Stuart |
Plenty of Pain, a Dash of Relief A new law lets pension plans smooth out assets over two years, easing the crash of 2008. But it's a pittance in the face of falling corporate bond rates. |
The Motley Fool August 20, 2004 Bill Mann |
Is United Taking Aim at Retirees? The airline's plan to emerge from bankruptcy may include canceling its pension plans. |
Financial Planning September 1, 2008 Henry K. Hebeler |
Retire Rich If you consider retirement security a measure of wealth, the richest among us may be government workers. |
The Motley Fool June 22, 2006 Robert Brokamp |
The End of Retirement The average American should expect to work forever. But you don't have to be among the people who don't save enough, and who don't invest wisely, who don't make smart decisions about 401(k) withdrawals. |
The Motley Fool May 5, 2006 Rich Smith |
Your Incredible Vanishing Pension If you're nearing retirement, or if you're already retired and depend on your former employer to continue paying your benefits, it's only prudent to ask yourself how much faith you have in your management. How certain are you that your employer actually has the money to honor its promises? |