Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

Bank Director 4th Quarter 2010 Jack Millligan	A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
Bank Director 1st Quarter 2011 Charles Keenan	Who Says Banks Can't Grow Revenues? Banks looking to generate revenues must recognize that things are now different than before the recession.
FDIC FYI November 26, 2002	Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks
Bank Director 2nd Quarter 2009 Deborah Scally	Outlook for M&A: 2009 Interestingly, for some banks, M&A will be a viable -- even attractive -- strategic option.
CFO October 1, 2008 Vincent Ryan	Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep.
U.S. Banker January 2006 John Engen	Fabulous on the Fundamentals The first three quarters of 2005 were the most profitable in banking history, with record earnings of $102 billion. But already in 2006, analysts see signs of change in the overall approach bankers take to the business.
FDIC FYI November 4, 2003 Puwalski & Williams	Economic Conditions and Emerging Risks in Banking The two main economic concerns of the past two years, a lack of new jobs and lackluster business investment, finally appear poised to subside.
U.S. Banker November 2006 John Engen	Reality Check The banking industry has never been more profitable, but with the yield curve inverted and consumer lending stalled, and an economic slowdown in the works, the winning streak looks to be in jeopardy. Are banks ready - and will more CEOs opt to sell out?
Commercial Investment Real Estate Mar/Apr 2012	Capital Markets 2012 Many economic issues converged late last year to slow commercial real estate's recovery.
CFO March 1, 2009 Vincent Ryan	The Big Freeze CFOs hope government intervention will soon thaw frozen credit markets. That's not likely.
The Motley Fool May 10, 2011 Cindy Johnson	How Will Banks Make Money for Real? Declining loan losses are a large but unsustainable source of bank profits.
CFO April 1, 2011 Alix Stuart	A Small Problem Local banks are being gobbled up at a fast clip, but there's still time for businesses to grab credit.
National Real Estate Investor February 1, 2006 Beth Mattson-Teig	Encore Performance? Mortgage bankers are hoping that 2006 will be a repeat performance of 2005 -- a phenomenal year for commercial and multifamily mortgage originations. But whether those expectations materialize depends largely on interest rates.
National Real Estate Investor May 1, 2006 Matt Hudgins	Year of the Mega Loan Large loans and mushrooming CMBS issuance drove commercial real estate financing levels to an all-time high last year, but lenders say a slowing pace of transactions could temper loan volume as 2006 unfurls.
U.S. Banker January 2010	What's On Bankers' Minds? Seven banking CEOs took a break to talk about the state of their industry as it fights through the worst recession in decades.
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram	Capital Markets Conundrum Are there viable solutions to today's financing puzzle?
CFO March 1, 2010 Ryan & Leone	Brighter Days Bank CFOs describe how they've weathered the storm, dealt with TARP, and learned many invaluable lessons.
Bank Director 2nd Quarter 2011 Jack Milligan	Cautious Optimism: Returns to Bank M&A A gradual improvement in asset quality industry wide, along with unprecedented pressure from regulators, is helping to revive the bank M&A market after three lean years -- although prices might never return to their lofty highs of past cycles.
FDIC FYI June 3, 2002	Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent.
CFO March 1, 2008 Karen M. Kroll	Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default.
Bank Director 1st Quarter 2010 John R. Engen	M&A in 2010: The Year of the No-frill Deal There are pockets of opportunity everywhere this year, as most analysts and dealmakers agree. But you won't find anyone more risk averse than bankers these days.
FDIC FYI January 29, 2003	Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe.
National Real Estate Investor August 1, 2006 Matt Hudgins	Mesmerized by Mezzanine Mezzanine lending for commercial real estate is exploding.
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
National Real Estate Investor January 1, 2005 Matt Hudgins	Leaping Through The Lending Trough According to the normal rhythms of the real estate industry, the first years of this decade should have been a slow period for lenders. To the delight of the mortgage industry, it hasn't worked out that way.
FDIC FYI February 7, 2002	Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time...
U.S. Banker August 2008 John Engen	The Other Shoe... A commercial real estate fallout promises to be far more devastating than the subprime crisis, because this market is so much more pervasive - a linchpin business for so many institutions, including most community banks.
FDIC FYI October 28, 2003	The Changing Paradigm in Commercial Real Estate A transcript of a roundtable discussion with commercial real estate and commercial mortgage-backed securities experts
The Motley Fool August 31, 2005 Stephen D. Simpson	A Closer Look at Bank Stocks These investors must deal with unusual terms and funny-looking financial statements, but the rewards can be well worth it.
U.S. Banker May 2008	As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit.
FDIC FYI September 17, 2003 Susan Burhouse	Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks.
Bank Director 1st Quarter 2011 Jack Milligan	In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry.
FDIC FYI April 25, 2002	Refinancing Waves Alter the Landscape for Mortgage Specialists The current interest rate environment affords institutions the opportunity to correct material asset/liability mismatches before the rate cycle turns and risk reduction strategies become less effective or more expensive to execute...
FDIC FYI August 29, 2002	Strong Bank Earnings Reflect Nature of U.S. Downturn Second quarter 2002 earnings results for commercial banks show that the benefits of a steep yield curve continue to outweigh the costs of higher credit losses.
The Motley Fool September 22, 2006 Stephen D. Simpson	A Closer Look at Bank Stocks Learn the secrets of investing in this often-intimidating sector.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
U.S. Banker July 2010	Why We Don't Need Any More Bank Charters Unless bank organizers can make a compelling case that consumers and business owners aren't being served by existing banks, regulators should continue to clamp down on new charters.
CFO June 15, 2012 Vincent Ryan	Banks Ease Terms for Business Loans Fiercer domestic competition is making U.S. banks more flexible on spreads, interest-rate floors, and other costs to borrowers.
U.S. Banker February 2010 John Engen	Florida's Long Road to Recovery The Sunshine State was battered by the real estate bust, causing a wave of bank failures. The upheaval is reshaping the banking landscape as more regionals move in, but they ll need patience because conditions are likely to get worse before they get better.
U.S. Banker January 2011 Scott Anderson	Short-Term Gain, Long-Term Pain The Fed s plan to buy $600 billion of Treasury bonds might boost demand for loans, but this latest round of quantitative easing could hamper bank profitability and continue to restrain the economic recovery.
Entrepreneur February 2010 Julie Bennett	What to Do When the Bank Pulls Your Line of Credit A closer look at who's lending and when the cost is too high.
Bank Technology News October 2010 Sausner et al.	Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.
FDIC FYI April 11, 2002	Economic Conditions and Emerging Risks in Banking The report describes recent signs of a consumer-led recovery in the U.S. economy that may have begun in the first quarter...
BusinessWeek January 9, 2006 Justin Hibbard	So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry.
U.S. Banker May 2010 Michael Sisk	An Uneasy Relationship Thanks to some high-profile community bank failures, small banks can t get loans from correspondent banks, threatening their own ability to lend.
U.S. Banker January 2008 Engen et al.	All-Star Banking Team 2008 Richard Davis, new CEO of U.S. Bancorp, won plaudits from shareholders for his transparent handling of the bank's subprime situation, and landed him and the bank on U.S. Banker's annual All-Star Banking Team.
FDIC FYI March 13, 2002	Banks and Thrifts Post Record Earnings, Insurance Funds Slide Full-year 2001 financial data for all FDIC-insured institutions, released today in the Quarterly Banking Profile, depict record bank and thrift earnings even as the reserve ratios of the FDIC insurance funds continue to slide...
Bank Director 3rd Quarter 2010 John R. Engen	Crisis Tales The aftermath of the financial crisis has left its mark on banks in a variety of ways. As these three real life stories show, while the crisis spelled calamity for some, it simultaneously opened up opportunity for others.