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Registered Rep. February 9, 2012 Jerry Gleeson |
RIA Rising: Employees Dig a Tad Deeper for 401(k) Contributions Last year's market volatility apparently didn't discourage retirement savers from sticking to their plans, but it didn't encourage more frugality either. |
The Motley Fool August 24, 2009 Dan Caplinger |
Start Doing This or You'll Retire Poor The latest data from Vanguard shows what investors are doing right -- and wrong. |
The Motley Fool December 22, 2006 Dan Caplinger |
Do Pensions Beat 401(k)s? A recent study shows that investors aren't doing as well on their own and underscores the need for employees to understand and take full advantage of their retirement plan options. |
Registered Rep. November 23, 2010 Diana Britton |
401k Balances Rise By A Third in 2009 Americans are still reeling from the blows their 401(k) account balances took during the economic crisis, but they may be happy (and surprised) to learn that account balances jumped 31.9 percent last year after taking a 27.8 percent dive in 2008. |
Financial Advisor November 2010 |
Auto-Enrollment Benefits Young Savers A new study shows young workers with 401(k) auto enrollment are better diversified than employees who aren't offered that feature in their retirement plans. |
Registered Rep. October 11, 2012 Stan Luxenberg |
Savers, at Last. . . The 401(k) has long been considered a failure at truly preparing anyone for retirement -- especially since the recession. Less noticed is that the plans are, slowly, getting much better. |
Financial Planning June 1, 2011 John Ameriks |
Myth Busting Target-date funds have taken a beating the past few years by many investment commentators. Some criticism may be warranted, but there are several myths that must be debunked about these funds. |
On Wall Street September 1, 2013 Tom Roseen |
The Rise of Asset Allocation Funds The modern version of balanced funds, these portfolios continue to make inroads with investors. |
CFO May 1, 2009 Lynn Brenner |
Are Target Funds on Target? The "simple" investment option may be more complicated than you think. |
The Motley Fool June 11, 2009 Dan Caplinger |
This Smart Move Will Save Your Retirement Leaving your investments alone while continuing to make new contributions is more likely to pay off in the long run. |
The Motley Fool March 10, 2009 Dan Caplinger |
Where Smart Investors Put Their Money More investors are taking advantage of this strong retirement-based opportunity. Are you? |
Registered Rep. August 28, 2015 Mark Miller |
Managed Accounts in The Workplace Retirement savers who get professional help with their 401(k) portfolios stand a good chance of seeing better outcomes than those who don't. |
Investment Advisor October 2006 Melanie Waddell |
ETFs for 401(k)s Are OK Plan sponsors should refrain from using stable value funds as default options in 401(k) plans. Plan sponsors should instead offer participants an option that provides long-term growth, like a mutual fund that invests in ETFs. |
The Motley Fool July 13, 2011 Dan Caplinger |
Investing on Autopilot Can Crash Your Portfolio You'll do yourself a big favor by taking steps to take control of your own retirement money, rather than counting on default investments to work for you. |
Financial Planning January 1, 2007 Elizabeth O'Brien |
White Paper - The Danger in Default Options Default investment options with higher risk exposures can cause two negative outcomes: plan attrition, where participants lose capital soon after enrolling and become disillusioned; and/or plan participants suffer heavy losses in capital shortly before retirement. |
Financial Planning July 1, 2007 Walls & Knight |
Buy Default The Pension Protection Act gives business owners more effective ways to deploy the default option in their 401(k) plans. |
Financial Planning May 1, 2007 Elizabeth O'Brien |
White Paper The fund industry often analyzes the performance of target-date funds using incorrect assumptions about participant behavior. Investors contribute less to funds, and contribute more erratically, than is generally believed. |
Investment Advisor March 2007 Melanie Waddell |
Leading the Way This year is shaping up into one in which advisors will have to stay compliant with a plethora of retirement planning rules and regs if they expect to stay firmly rooted in the retirement planning arena -- and doing what's best for their clients. |
The Motley Fool January 18, 2007 Mary Dalrymple |
Retirement and Irrational Man, Part 2 If you've stuck with the default options in your 401(k) because you were automatically enrolled in the savings plan, it's time to take a look at your contributions and investments. |
The Motley Fool February 8, 2005 David Braze |
10 Ways to Mismanage Your 401(k) Any one of these mistakes has the potential to cost us thousands of dollars in the amount we will eventually accrue for retirement. |
Financial Advisor December 2007 Jeff Schlegel |
The Changing Face Of 401(k) Plans The 401(k) plan has become a bedrock of the American retirement account, but its foundation is becoming increasingly fluid with evolving rules, products and attitude shifts that add choices -- and complexities -- for plan participants and their sponsors. |
Investment Advisor July 2009 Melanie Waddell |
Retirement News A new study of target-date fund investments by the Employee Benefit Research Institute... EBSA once again extends the applicability and effective dates of the final rule on investment advice... |
The Motley Fool December 18, 2009 Selena Maranjian |
Keep These Funds on Target Be smart about how you use target-date funds. |
The Motley Fool June 18, 2010 Dan Caplinger |
Shoot for the Right Target Target-date funds still make sense for retirement, if you know what you're doing. |
Financial Planning July 1, 2006 Israelsen & Walker |
Right on Target? Life-cycle funds are relatively new. Here are the pros and cons of investing in target-date funds. |
The Motley Fool October 20, 2010 Selena Maranjian |
Get a Bigger Bang from These Investments Target-date funds may soon be easier to evaluate. |
CFO April 1, 2005 Roy Harris |
Make It Automatic To boost retirement savings, future plans may turn every step from enrollment to rollover into a ''default'' choice for employees. |
The Motley Fool April 25, 2005 Selena Maranjian |
Are You a 401(k) Screw-Up? Don't make any classic mistakes -- be a smart saver. |
Financial Planning February 1, 2012 Joseph Lisanti |
A Moving Target? If most potential clients walking through your door nowadays don't hold target-date funds in their 401(k) plans, that's likely to change in the next few years. |
The Motley Fool November 7, 2006 Mary Dalrymple |
401(k) Confusion A recent report examining the behavior of 2.8 million 401(k) plan participants suggests that there's some confusion out there. Here's some advice. |
Knowledge@Wharton |
How Design of Pension Plans Influences Employee Investments With the collapse of Enron, lawmakers, regulators, financial advisors and working people are taking a hard look at 401(k) plans, which employees in many U.S. companies use to save for retirement... |
BusinessWeek July 3, 2008 Lauren Young |
Target-Date Funds Hit Their Stride They're finally investing in the wider array of products that have helped put big pension funds ahead of the pack. |
CFO April 1, 2010 Alix Stuart |
Sea Change Companies now play a much more active role in guiding employees' 401(k) investment decisions. |
CFO April 1, 2007 Roy Harris |
A New Start Under the Pension Protection Act, companies play a key role in keeping employee retirement savings on track. |
Investment Advisor August 2008 |
Retirement News and Products Charles Schwab Trust Company has expanded its offering of target date collective trust funds for retirement plans to include the Schwab Indexed Retirement Trust Funds... A new study suggests allowing retirees to "test-drive" lifetime income... etc. |
CFO December 1, 2009 Randy Myers |
A Question of Balance The much-maligned 401(k) plan is being beefed up. So are the penalties for failing to manage it well. |
The Motley Fool May 12, 2011 Amanda B. Kish |
Can You Retire on $75,000? Some tips to pump up your nest egg. |
Financial Planning September 1, 2007 Israelsen & Nagengast |
Missing The Target? The asset allocation timeline for target-date funds may be too aggressive for many investors. |
Financial Advisor January 2007 Marla Brill |
Simple Solutions? Life cycle funds are expanding beyond the 401(k) market to financial advisors. Advisors considering using target date funds, whether on a limited or for a broad swath of clients, need to consider a number of features. |
Investment Advisor November 2005 Kent Buckles |
Guiding Light When retirement plan participants are engaged early and effectively in the process of retirement savings and gently guided toward prudent investment decisions, they will be more committed to staying the course because they have helped chart it. |
Real Estate Portfolio May/Jun 2001 Jack McAllister |
On the Rise If 401(k) plan values are to rise to their potential, they could use a little more yeast -- in the form of REIT stocks... |
The Motley Fool January 18, 2007 Mary Dalrymple |
Retirement and Irrational Man, Part 1 If you've let your employer set up your 401(k) contributions and investments, don't assume that the default options set by your plan will guarantee a comfortable retirement. |
Financial Planning February 1, 2008 Craig L. Israelsen |
Winners by Default Target-date and balanced funds have become the main default options in corporate retirement plans. But which one is better? |
BusinessWeek July 2, 2009 Amy Feldman |
Reinventing the Target-Date Retirement Fund Target-date retirement funds, the default in many 401(k) plans, left many hurting in the downturn. Can they be made smarter? |
Real Estate Portfolio Nov/Dec 2008 Allen Kenney |
On the Road to Retirement Target date funds are taking a closer look at where retirees will end up, and changes are coming that could pay dividends for REITs. |
Financial Advisor September 2006 Raymond Fazzi |
Whose Advice Is It Anyway? A provision of the Pension Protection Act would directly impact the financial planning field by encouraging employers to provide advisors for their 401(k) participants. But who exactly will be doling out that advice? |
CFO July 15, 2008 Russ Banham |
Serving Employees, at a Price When employees are automatically enrolled in 401(k) plans the company tab can soar. |
The Motley Fool February 21, 2007 Selena Maranjian |
A Mutual Fund Just for You There's a relatively new development in the financial world that can make your retirement savings a lot simpler: Meet your new friend, the target-date mutual fund. |
Financial Planning November 1, 2008 Gregory P. Brown |
Target-Date Technique The simplicity of many existing target-date funds conceals a number of obstacles that can impede investors' efforts to adequately fund their retirement income needs. |
Registered Rep. November 28, 2014 |
Retirement Planning: The View from Vanguard The dramatic shift by retirement savers to passive investing means financial advisors will spend less time in the future picking stocks, and that leads to questions about new ways to add value. |