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Bank Director 2nd Quarter 2010 Chris Costanzo |
10 Top Technologies for Banking A roundup of the freshest ideas that are changing the technological face of financial services. |
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz |
Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider. |
Bank Technology News November 2007 John Adams et al. |
The 6th Annual Innovators Ranking If there's an ethos that ties technologists together, it's the notion that the status quo poses far greater risk than not pushing forward. Among some of this year's Innovators there's an almost militant insistence that banks not shirk. |
U.S. Banker September 2010 John Engen |
Wal-Mart, Undeterred Recent actions suggest that Wal-Mart is angling for another run at a U.S. banking charter. And next time around, its ambitions could go well beyond processing payments. |
FDIC FYI November 5, 2003 |
Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings. |
U.S. Banker March 2010 Charles Keenan |
In Search Of Wallet Share All banks talk about cross-selling, but few excel at it. Maybe it is because they focus too much on pushing products and not enough on the intangibles -- education, service, trust -- that help build loyalty. |
Bank Director 1st Quarter 2011 Charles Keenan |
Who Says Banks Can't Grow Revenues? Banks looking to generate revenues must recognize that things are now different than before the recession. |
Bank Systems & Technology January 4, 2010 |
10 in 2010: Banking Trends for the New Year Predictions about the coming year's bank technology news makers. |
Bank Systems & Technology December 28, 2008 |
The Bank Technology Hot List: Solutions That Sizzle According to a cross section of bank tech executives, this could be the year that heretofore unproven solutions -- including mobile payments, cloud computing and social networking -- become essential components of banks' strategies. |
CFO December 1, 2011 Vincent Ryan |
Post-Occupied Tepid demand, thin margins, new regulations, investor caution - and a lingering public-relations problem. No wonder banks are nervous. |
Bank Director 4th Quarter 2010 John R. Engen |
Welcome to the Great Unknown The ink is dry on Dodd-Frank, and now bank executives and board members are cracking open the 2,300-page rulebook to try to discern what it all means for the industry going forward. |
U.S. Banker December 2009 Kevin Mellyn |
Payments: The Lever of Bank Profitability A better understanding of the importance of payments to a bank's overall health can help bankers manage customers behavior for greater long-term profit. |
Bank Director 3rd Quarter 2010 Jack Milligan |
The Big Retail Showdown Despite countless warnings that the industry has hit a wall on brick-and-mortar viability, lots of financial institutions are holding their ground, determined not to let this era become branching's last stand. Can branches remain profitable once the dust settles on the current economy? |
Bank Technology News July 2005 Adams, Fest, Sisk & Sraeel |
Tech Companies to Watch Several of the top ten tech companies in the banking industry focus on security. |
U.S. Banker January 2007 |
The Opportunists The banking industry turned in another round of record profits in 2006, but you wouldn't know it by listening to bankers. |
CRM September 8, 2015 Dan Moultrie |
Financial Institutions Should Bank on Knowing Their Customers Finding out what customers want, and how they prefer to interact, is to key to profitability. |
U.S. Banker July 2010 Glen Fest |
Core Matters Banks have long made excuses for ignoring much-needed upgrades to core processing systems, including the high expense. But the greater cost might be doing nothing at all. |
U.S. Banker January 2010 |
What's On Bankers' Minds? Seven banking CEOs took a break to talk about the state of their industry as it fights through the worst recession in decades. |
Bank Technology News January 2010 John Adams |
Spending on Treasury, Data and Risk: The Sun Will Shine Brightly Big banks are chasing treasury management treasure around the world, and that means lots of dollars for IT to come up with new projects and platforms to make it easier for payers and billers to access automated corporate payments. |
Bank Director 1st Quarter 2009 John R. Engen |
The Market for M&A in 2009: What Happens Next? With billions in government-spawned capital poised to funnel through the financial industry pipelines, many deal watchers are wondering whether such financing will pop the cork on a flood of deals -- or stall potential transactions until the outlook is clearer. |
Information Today October 22, 2012 Nancy K. Herther |
Google, Apple Expand Micropayment Systems for Web Content and Mobile Purchasing Google Wallet now lets users purchase web content. Users can sample some portion of the web content, but seeing more of the content will require paying a fee. The system also works for buying other types of products over the web. |
U.S. Banker August 2009 John Engen |
How Banking Will Change A few years from now, just how much will the crisis have changed the environment banks compete in, and the way they go about their business? |
U.S. Banker October 2007 John Engen |
Revving Up Revenues Employing customized approaches in individual markets is merely one piece of a multi-pronged strategy that CEO Richard Davis hopes will spur greater organic revenue and earnings growth in U.S. Bancorp's core banking business. |
Entrepreneur February 2010 Julie Bennett |
What to Do When the Bank Pulls Your Line of Credit A closer look at who's lending and when the cost is too high. |
U.S. Banker February 2011 Glen Fest |
Thanks Anyway Relationship-based loyalty programs gained little traction as banks focused on debit-card rewards. The outlook remains cloudy despite debit reward's iffy future. |
Bank Technology News February 2001 David Rountree |
For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice... |
Bank Director 2nd Quarter 2010 John R. Engen |
Compensation's New Normal Welcome to the new world of compensation - a place where up is down, confusion reigns, and tensions are rising. |
Bank Director 2nd Quarter 2009 Deborah Scally |
Toughing It Out in 2009 The results of the Bank Director/Grant Thornton LLP 16th Bank Executive Survey show that bankers are determined to shore up their foundations and capitalize on strengths to survive the year ahead. |
U.S. Banker June 2009 Glen Fest |
Taking a New Swipe at Debit Incentives Busey Bank of Champaign, Ill., has given out debit rewards since 2005 to increase incremental revenue from cardholders through interchange, and add-on services, like bill-pay. |
Finance & Development March 2011 Irena Asmundson |
What Are Financial Services? In the aftermath of the global crisis, there has been a call for tighter regulation of financial services. But what is a financial service? |
U.S. Banker August 2009 Charles Keenan |
The Next Frontier Experts say there's good reason to believe that mobile payments will become as widespread as Internet banking and ATMs. And if banks aren't ready, other providers, such as wireless phone carriers and payment vendors, will steal the show. |
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz |
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. |
U.S. Banker July 2008 Karen Krebsbach |
Waiting for the Call Cellphone banking is emerging as an important link that could bring the most basic financial services to the globe's billions of unbanked cellphone users. |
CRM October 2014 Paul Korzeniowski |
Mobile Wallet Building Blocks Slowly Take Shape Emerging technology promises to overhaul the payment process, but first it must overcome myriad technical and logistical obstacles. |
Bank Director 4th Quarter 2010 |
Wavering Optimism in a Post-Reform World Just when bankers began to think it was safe to come back in the water, midsummer economic indicators began to pull the tide back out again, as demonstrated in the most recent quarterly results from Grant Thornton's 17th Bank Executive Survey. |
Bank Technology News October 2010 Sausner et al. |
Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today. |
Bank Director 1st Quarter 2011 Jack Milligan |
In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
U.S. Banker January 2010 Marian Raab |
The Other Underbanked Bank of America, TD Bank and others are devising ways to move entrepreneurs hiding out in retail platforms into more profitable relationships. |
Bank Technology News September 2007 John Engen |
Mobile Banking's Second Act Some in the banking industry see mobile banking as the channel of the future. |
Bank Technology News December 2010 Shane Kite |
Five Best Next-Gen Loyalty Schemes Bank-funded debit rewards are probably going away, but a handful of new offerings have managed to distinguish themselves because of their innovative use of technology, funding models, or both. |
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz |
Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry. |
U.S. Banker November 2006 John Engen |
Reality Check The banking industry has never been more profitable, but with the yield curve inverted and consumer lending stalled, and an economic slowdown in the works, the winning streak looks to be in jeopardy. Are banks ready - and will more CEOs opt to sell out? |
Bank Technology News December 2009 |
The Top 10 Companies and Technologies of 2009 This year's Innovators ranking includes 10 companies and technologies that have stepped up with innovative solutions that meet pressing needs facing the financial services industry. |
U.S. Banker January 2006 John Engen |
Fabulous on the Fundamentals The first three quarters of 2005 were the most profitable in banking history, with record earnings of $102 billion. But already in 2006, analysts see signs of change in the overall approach bankers take to the business. |
Financial Advisor February 2006 Gail Liberman |
Burning Down The House? Although home equity lines of credit are a useful financial planning tool, a growing chorus of experts is concerned that consumers could be overextending themselves as rates rise. |
Bank Technology News August 2007 John Adams |
Tech Companies From payments to core processing to Web banking, advances have always relied on innovative platforms. These firms stood out in the race to enable an unprecedented modernization in financial services. |
U.S. Banker May 2005 John Engen |
Brand Envy Lured by fat profits, new charters and technology, commercial companies are branching out into banking. But none has the potential to do more damage to banks than Wal-Mart. Can traditional banks compete with this retailer? |
Bank Director 2nd Quarter 2011 Jack Milligan |
Cautious Optimism: Returns to Bank M&A A gradual improvement in asset quality industry wide, along with unprecedented pressure from regulators, is helping to revive the bank M&A market after three lean years -- although prices might never return to their lofty highs of past cycles. |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |