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Bank Director 4th Quarter 2010 |
Wavering Optimism in a Post-Reform World Just when bankers began to think it was safe to come back in the water, midsummer economic indicators began to pull the tide back out again, as demonstrated in the most recent quarterly results from Grant Thornton's 17th Bank Executive Survey. |
U.S. Banker March 2010 Chris Costanzo |
One Tough Sell Technical hurdles aside, the big challenge in complying with new overdraft rules for debit cards is getting customers to opt in. |
Bank Technology News February 2010 Rebecca Sausner |
Competition Roils Tech Seas Banks need new technology in a time when there's scarce dollars available to invest. |
U.S. Banker September 2009 Glen Fest |
Closing Costs Community bankers understand the need for more transparency in mortgage loan disclosure requirements under Reg Z and RESPA. The problem, they say, is that disparate rules are costly and so confusing that they will delay settlements. |
Bank Systems & Technology January 31, 2006 Katherine Burger |
BAI Redirects Focus In an era of e-mail, blogs, podcasts and mobile communications -- not to mention 24/7 work demands -- what do bank executives want from a trade show? |
U.S. Banker May 2010 Rob Garver |
No Regulatory Relief in Sight Five new rules have taken effect since Jan. 1 and at least eight more are on the way. The onslaught is posing immense challenges for banks trying to keep up. |
U.S. Banker March 2011 John Engen |
Fed Up Bankers upset with a proposal to slash debit interchange fees are lobbying Congress and plotting survival strategies. Only TCF s Bill Cooper has been bold enough to take the Federal Reserve to court. |
Bank Systems & Technology January 4, 2010 Penny Crosman |
Consumer Trust in Banks Declined in Past Six Months, Bank Execs Say Innovation seen as key to boosting trust, but only one of four banks has laid out strategy. |
OCC Bulletin August 24, 2006 |
Annual Dollar Trigger for Certain Home Mortgage Loans The Federal Reserve Board published its annual amendment to its Regulation Z Commentary related to the dollar amount that triggers requirements for certain home mortgage loans subject to 12 CFR 226.32. |
The Motley Fool March 25, 2011 Morgan Housel |
Why Banks Are Suddenly Charging So Much for Checking Big banks from Bank of America to JPMorgan Chase to Citigroup have either raised, or are proposing to raise, fees on checking accounts. |
The Motley Fool July 13, 2011 Neha Chamaria |
How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement. |
U.S. Banker September 2009 Alan Kline |
A Pricier TAG is Better Than No TAG at All TARP comes with a stigma and TALF and PPIP haven't worked as well as intended, but if there's one government program that many small and regional banks will be sorry to see go it's the TAG, or Transaction Account Guarantee program. |
Bank Systems & Technology January 6, 2009 Katherine Burger |
Bank Technology Outlook 2009: Risky Business Topics and trends that will set the tone for banking technology decision makers in 2009, with risk management and regulation compliance looming large. |
U.S. Banker December 2010 Glen Fest |
What Exemption? Many thought leaving out small banks from rate caps was unworkable. With no word yet from card networks on a 2011 plan, the carveout could already be moot. |
Bank Technology News May 2005 Holly Sraeel |
Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks? |
The Motley Fool June 25, 2007 Matt Koppenheffer |
What the Heck Is Investment Banking, Anyway? A look at what investment bankers actually do and the firms that are involved in the business, along with their stock ratings. |
Bank Systems & Technology February 21, 2008 Jim Eckenrode |
Exclusive TowerGroup Research Report: Bank Tech Spending in 2008 In light of the current market turmoil, North American banks appear to be approaching technology planning and budgeting for 2008 with caution. |
Bank Systems & Technology November 11, 2007 Feig & Bruno-Britz |
Shaping the Future From management shakeups at some of the top financial institutions to fallout from the mortgage crisis, big changes are in store for the banking industry in 2008. |
AskMen.com Alex Matjanec |
Credit Card Fees Since being forced to change or limit the number of fees that they can charge customers, banks and credit card companies have started to tweak their tactics and introduce new ones to keep fees flowing and customers guessing. |
Bank Technology News March 2011 Rebecca Sausner |
Keeping Legal Busts The IT Budget Compliance with all regulations, particularly from a technology perspective, is going to cost far more than most banks are planning on spending. |
U.S. Banker April 2010 Alan Kline |
A New Way to Think About the Unbanked Survey results showed that bank fees, above all, are what keeps people unbanked. |
The Motley Fool June 30, 2011 Jim Royal |
Finally, a Victory Over Wall Street Retailers won a victory against the big banks, sorta. Earlier this week, the Federal Reserve slashed the fees charged by banks for debit card transactions. |
U.S. Banker February 2011 Alan Kline |
One Senator's Plan For Cutting Red Tape It's not getting much attention, but Virginia Sen. Mark Warner's proposal for easing the regulatory burden on U.S. businesses might be one of the most intriguing ideas coming out of Washington these days. |
Bank Systems & Technology December 1, 2006 Katherine Burger |
What an Experience How can banks achieve growth and customer-retention goals when the products and services they offer are highly commoditized? |
The Motley Fool February 28, 2005 Selena Maranjian |
$24 Billion to Card Companies... for What? You can, and should, avoid forking over hundreds in unnecessary fees to credit card companies. Here's how. |
The Motley Fool August 18, 2011 Dan Caplinger |
Don't Fall for This Bank Bait-and-Switch Charging for debit cards makes no sense. As a customer, you owe it to yourself to make these higher fees blow up in big banks' faces. |
The Motley Fool November 14, 2011 Morgan Housel |
Here Come the New Bank Fees Careful what you wish for. What's been lauded as a big win for consumers may have actually pushed them back to square one. |
The Motley Fool November 7, 2011 Morgan Housel |
Goodbye, Debit Card Fees. What's Next? Still no free lunches in banking. |
InternetNews November 29, 2006 Ed Sutherland |
Google Answers Ends Its Run If you have a question for Google Answers, you better hurry up and ask it. Later this week, Google will shut down the service, which allowed people to pose questions, for a fee, in the hopes of getting the perfect answer. |
Bank Director 1st Quarter 2011 Jack Milligan |
In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry. |
Bank Technology News February 2011 |
Regulations Revisited: Durbin and Overdraft American Banker's Best Practices in Retail Financial Services Symposium, now in its 16th year, will explore these most pressing regulatory topics, along with the latest best practices in retail banking, when the show convenes March 13 in Miami. |
U.S. Banker September 2010 |
Noted & Noteworthy There's never been much love lost between the American Bankers Association and the Independent Community Bankers of America, and the fierce debate over regulatory reform has only escalated tensions. |
U.S. Banker January 2011 Alan Kline |
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank. |
U.S. Banker May 2010 Michael Sisk |
An Uneasy Relationship Thanks to some high-profile community bank failures, small banks can t get loans from correspondent banks, threatening their own ability to lend. |
Bank Systems & Technology May 17, 2010 Penny Crosman |
MasterCard Resists Senate's Merchant Fee Cut Card group says Durbin amendment to financial reform bill will lead to higher payment card costs and less choice for consumers. |
U.S. Banker June 2011 Glen Fest |
Fraud Fight to Take Hit? Many banks subject to the Durbin amendment are convinced debit interchange cuts will make free checking or rewards programs impossible to support. |